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Ottumwa Motorcycle Insurance

Motorcycle Licenses in Ottumwa

^ Class M driver's or Endorsement L licenses are issued for the operation of a motorcycle. [Read More]

Affordable Motorcycle Insurance in Ottumwa, IA

^ Click here to compare Ottumwa Motorcycle Insurance options now & find a motorcycle insurance plan.

Motorcycle Laws in Ottumwa

^ Iowa does not have a motorcycle helmet law. [Read More]

Motorcycle Insurance Providers in Ottumwa, IA

Ottumwa, IA Motorcycle Insurance

Ottumwa, IA Motorcycle Insurance

Motorcycle Insurance Coverage Requirements in Ottumwa


  • Minimum Liability Limits in Ottumwa, IA: 20/40/15 [2]
    • 20  Required coverage up to $20,000 for one individual injured in an accident
    • 40  Required coverage up to $40,000 for all persons injured in an accident
    • 15  Required coverage up to $15,000 for property damage in an accident

  • Insurer Verification of Insurance in Ottumwa [2]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.

Ottumwa Motorcycle Insurance Liability Requirements

Required Motorcycle Insurance Coverage in Ottumwa

Mandatory motorcycle insurance coverage for riders in the state of Ottumwa, IA.

  • Motorcycle Insurance Requirements in Ottumwa [2]
    • Bodily injury liability coverage
    • Property damage liability coverage

Motorcycle Helmet Laws in Ottumwa

    • No law in place. [3]

Motorcycle Insurance Laws & Regulations in Ottumwa, IA

Motorcycle License Regulations in Ottumwa, IA [3]

Detailed information about Ottumwa laws and regulations regarding obtaining and maintaining a motorcycle license in the state.

Motorcycle License Laws in Ottumwa
  • Motorcycle License Laws in Ottumwa
    • Class M driver's or Endorsement L licenses are issued for the operation of a motorcycle.
    • Applicants under the age of 18 for a motorcycle driver's license must successfully complete a motorcycle education course.

Motorcycle Equipment Laws in Ottumwa, IA [3]

Various regulations and laws in Ottumwa regarding riders and passengers of motorcycles, as well as the equipment used on bikes.

  • Motorcycle Equipment Laws in Ottumwa
    • Iowa does not have a motorcycle helmet law.
    • Eye protection is not required for riders in Iowa.
    • The motorcycle must be equipped with footrests for the passenger unless the passenger is riding in a sidecar or enclosed cab.
    • A person must not operate or ride a motorcycle on the highways with another person on the motorcycle unless the motorcycle is designed to carry more than 1 person.
    • Passengers may ride upon the regular seat if designed for 2 persons, or upon another seat firmly attached at the rear.

Rider & Driver Facts in Ottumwa, IA

Rider & Driver Facts in Ottumwa, IA

Ottumwa Accident Reporting Regulations

  • Accident Reporting in Ottumwa [3]
    • Drivers are not required to fill out a DOT report for an accident resulting in personal injury, death, or damage of $1,500 or more if the accident is investigated by a law enforcement agency.
    • If required to submit an accident report, the deadline is 3 days.

Ottumwa Highway Facts

  • Speed Limits in Ottumwa [2]
    • Rural interstates: 70 mph
    • Urban interstates: 55 mph
    • Other roads: 55 mph
  • Consumption of Motor Fuel in IA [4]
    • Iowa ranked 28th in the U.S. in 2011 in total motor fuel consumption.

Ottumwa Motorcycle Registrations

  • Registered Riders in IA [5]
    • In 2012, Iowa totaled 180,063 motorcycles registrations.
    • This number ranks 18th in the United States by state (including Washington, D.C.).
    • Note: IA ranked 27th in the nation in total auto registrations (all vehicle types) in 2011.

Additional information about Iowa

About Ottumwa

The city of Ottumwa (Iowa) has an approximate population of 25,023 and is located in Wapello County. [6]

IA Motorcycle Insurance

Ottumwa, IA Motorcycle Insurance

To learn more about about Motorcycle Insurance in Ottumwa, or for additional resources related to Ottumwa Motorcycle Insurance, visit the Iowa Department of Insurance.

Did you know?

In some states with harsh winters, riders can opt for insurance coverage that is suspended during winter.

Additional Cities in IA

References

1. ^ Property Casualty Insurers Association of America (PCIAA)

2. ^ Insurance Institute for Highway Safety (IIHS)

3. ^ AAA Digest of Motor Laws and/or Iowa DOT

4. ^ U.S. Department of Transportation

5. ^ Federal Highway Administration

6. ^ United States Census Bureau (2010)