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Garner Motorcycle Insurance

Motorcycle Licenses in Garner

^ Class M driver's or Endorsement L licenses are issued for the operation of a motorcycle. [Read More]

Affordable Motorcycle Insurance in Garner, IA

^ Click here to compare Garner Motorcycle Insurance options now & find a motorcycle insurance plan.

Motorcycle Laws in Garner

^ Iowa does not have a motorcycle helmet law. [Read More]

Motorcycle Insurance Providers in Garner, IA

Garner, IA Motorcycle Insurance

Garner, IA Motorcycle Insurance

Motorcycle Insurance Coverage Requirements in Garner


  • Minimum Liability Limits in Garner, IA: 20/40/15 [2]
    • 20  Required coverage up to $20,000 for one individual injured in an accident
    • 40  Required coverage up to $40,000 for all persons injured in an accident
    • 15  Required coverage up to $15,000 for property damage in an accident

  • Insurer Verification of Insurance in Garner [2]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.

Garner Motorcycle Insurance Liability Requirements

Required Motorcycle Insurance Coverage in Garner

Mandatory motorcycle insurance coverage for riders in the state of Garner, IA.

  • Motorcycle Insurance Requirements in Garner [2]
    • Bodily injury liability coverage
    • Property damage liability coverage

Motorcycle Helmet Laws in Garner

    • No law in place. [3]

Motorcycle Insurance Laws & Regulations in Garner, IA

Motorcycle License Regulations in Garner, IA [3]

Detailed information about Garner laws and regulations regarding obtaining and maintaining a motorcycle license in the state.

Motorcycle License Laws in Garner
  • Motorcycle License Laws in Garner
    • Class M driver's or Endorsement L licenses are issued for the operation of a motorcycle.
    • Applicants under the age of 18 for a motorcycle driver's license must successfully complete a motorcycle education course.

Motorcycle Equipment Laws in Garner, IA [3]

Various regulations and laws in Garner regarding riders and passengers of motorcycles, as well as the equipment used on bikes.

  • Motorcycle Equipment Laws in Garner
    • Iowa does not have a motorcycle helmet law.
    • Eye protection is not required for riders in Iowa.
    • The motorcycle must be equipped with footrests for the passenger unless the passenger is riding in a sidecar or enclosed cab.
    • A person must not operate or ride a motorcycle on the highways with another person on the motorcycle unless the motorcycle is designed to carry more than 1 person.
    • Passengers may ride upon the regular seat if designed for 2 persons, or upon another seat firmly attached at the rear.

Rider & Driver Facts in Garner, IA

Rider & Driver Facts in Garner, IA

Garner Accident Reporting Regulations

  • Accident Reporting in Garner [3]
    • Drivers are not required to fill out a DOT report for an accident resulting in personal injury, death, or damage of $1,500 or more if the accident is investigated by a law enforcement agency.
    • If required to submit an accident report, the deadline is 3 days.

Garner Highway Facts

  • Speed Limits in Garner [2]
    • Rural interstates: 70 mph
    • Urban interstates: 55 mph
    • Other roads: 55 mph
  • Consumption of Motor Fuel in IA [4]
    • Iowa ranked 28th in the U.S. in 2011 in total motor fuel consumption.

Garner Motorcycle Registrations

  • Registered Riders in IA [5]
    • In 2012, Iowa totaled 180,063 motorcycles registrations.
    • This number ranks 18th in the United States by state (including Washington, D.C.).
    • Note: IA ranked 27th in the nation in total auto registrations (all vehicle types) in 2011.

Additional information about Iowa

About Garner

The city of Garner (Iowa) has an approximate population of 3,129 and is located in Hancock County. [6]

IA Motorcycle Insurance

Garner, IA Motorcycle Insurance

To learn more about about Motorcycle Insurance in Garner, or for additional resources related to Garner Motorcycle Insurance, visit the Iowa Department of Insurance.

Did you know?

Currently, 19 states and the District of Columbia have laws requiring all motorcyclists to wear a helmet.

Additional Cities in IA

References

1. ^ Property Casualty Insurers Association of America (PCIAA)

2. ^ Insurance Institute for Highway Safety (IIHS)

3. ^ AAA Digest of Motor Laws and/or Iowa DOT

4. ^ U.S. Department of Transportation

5. ^ Federal Highway Administration

6. ^ United States Census Bureau (2010)