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Comprehensive Local Motorcycle Insurance Guide

Valparaiso Motorcycle Insurance

Motorcycle Licenses in Valparaiso

^ The operator of a motorcycle may have either a motorcycle learner's permit or a commercial or [Read More]

Affordable Motorcycle Insurance in Valparaiso, IN

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Motorcycle Laws in Valparaiso

^ Helmet is required for all riders and passengers under the age of 18. [Read More]

Motorcycle Insurance Providers in Valparaiso, IN

Valparaiso, IN Motorcycle Insurance

Valparaiso, IN Motorcycle Insurance

Motorcycle Insurance Coverage Requirements in Valparaiso


  • Minimum Liability Limits in Valparaiso, IN: 25/50/10 [2]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 10  Required coverage up to $10,000 for property damage in an accident

  • Insurer Verification of Insurance in Valparaiso [2]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.

Valparaiso Motorcycle Insurance Liability Requirements

Required Motorcycle Insurance Coverage in Valparaiso

Mandatory motorcycle insurance coverage for riders in the state of Valparaiso, IN.

  • Motorcycle Insurance Requirements in Valparaiso [2]
    • Bodily injury liability coverage
    • Property damage liability coverage

Motorcycle Helmet Laws in Valparaiso

    • Motorcycle helmets required for 17 and younger. [3]

Motorcycle Insurance Laws & Regulations in Valparaiso, IN

Motorcycle License Regulations in Valparaiso, IN [3]

Detailed information about Valparaiso laws and regulations regarding obtaining and maintaining a motorcycle license in the state.

Motorcycle License Laws in Valparaiso
  • Motorcycle License Laws in Valparaiso
    • The operator of a motorcycle may have either a motorcycle learner's permit or a commercial or a regular driver's license, chauffeur's license, or public passenger chauffeur's license with a motorcycle endorsement.
    • A temporary motorcycle learner's permit can be issued to a person who holds a valid operator, chauffer or public passenger chauffer base license and passes a vision screening and motorcycle knowledge test. A learner's permit allows the driver to drive on the highway for a period of 1 year as long as the driver wears a helmet, does not carry passengers, and only operates the motorcycle during daylight hours.
    • A motorcycle license endorsement may be issued if the operator passes a motorcycle skills test or provides proof of completing the Motorcycle Operator's Safety Education Training course as well as a vision screening or has a current motorcycle operator endorsement or license from any other jurisdiction and successfully completes the written test.
    • A motorcycle learner's permit cannot be issued to a person younger than 16 and 180 days of age.

Motorcycle Equipment Laws in Valparaiso, IN [3]

Various regulations and laws in Valparaiso regarding riders and passengers of motorcycles, as well as the equipment used on bikes.

  • Motorcycle Equipment Laws in Valparaiso
    • Helmet is required for all riders and passengers under the age of 18.
    • Eye protection is required for all riders and passengers under the age of 18.
    • Passenger footrest required if carrying a passenger.
    • A motorcycle operated on the roads of Indiana must be equipped with handlebars that are not higher than the shoulders of the driver when seated in the saddle.
    • Motorcycles must have good working front and rear brakes, and be equipped with lights and reflectors meeting the standards of the U.S. DOT.

Rider & Driver Facts in Valparaiso, IN

Rider & Driver Facts in Valparaiso, IN

Valparaiso Accident Reporting Regulations

  • Accident Reporting in Valparaiso [3]
    • Crashes are required to be immediately reported if they result in death or injury.
    • Crashes are required to be immediately reported if property damage exceeds $750.

Valparaiso Highway Facts

  • Speed Limits in Valparaiso [2]
    • Rural interstates: 70 mph (Trucks: 65 mph)
    • Urban interstates: 55 mph
    • Other roads: 55 mph
  • Consumption of Motor Fuel in IN [4]
    • Indiana ranked 13th in the U.S. in 2011 in total motor fuel consumption.

Valparaiso Motorcycle Registrations

  • Registered Riders in IN [5]
    • In 2012, Indiana totaled 223,103 motorcycles registrations.
    • This number ranks 12th in the United States by state (including Washington, D.C.).
    • Note: IN ranked 13th in the nation in total auto registrations (all vehicle types) in 2011.

Additional information about Indiana

About Valparaiso

The city of Valparaiso (Indiana) has an approximate population of 31,730 and is located in Porter County. [6]

IN Motorcycle Insurance

Valparaiso, IN Motorcycle Insurance

To learn more about about Motorcycle Insurance in Valparaiso, or for additional resources related to Valparaiso Motorcycle Insurance, visit the Indiana Department of Insurance.

Did you know?

Currently, 19 states and the District of Columbia have laws requiring all motorcyclists to wear a helmet.

Additional Cities in IN

References

1. ^ Property Casualty Insurers Association of America (PCIAA)

2. ^ Insurance Institute for Highway Safety (IIHS)

3. ^ AAA Digest of Motor Laws and/or Indiana DOT

4. ^ U.S. Department of Transportation

5. ^ Federal Highway Administration

6. ^ United States Census Bureau (2010)