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Comprehensive Local Motorcycle Insurance Guide

Laurel Motorcycle Insurance

Motorcycle Licenses in Laurel

^ The operator of a motorcycle may have either a motorcycle learner's permit or a commercial or [Read More]

Affordable Motorcycle Insurance in Laurel, IN

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Motorcycle Laws in Laurel

^ Helmet is required for all riders and passengers under the age of 18. [Read More]

Motorcycle Insurance Providers in Laurel, IN

Laurel, IN Motorcycle Insurance

Laurel, IN Motorcycle Insurance

Motorcycle Insurance Coverage Requirements in Laurel


  • Minimum Liability Limits in Laurel, IN: 25/50/10 [2]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 10  Required coverage up to $10,000 for property damage in an accident

  • Insurer Verification of Insurance in Laurel [2]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.

Laurel Motorcycle Insurance Liability Requirements

Required Motorcycle Insurance Coverage in Laurel

Mandatory motorcycle insurance coverage for riders in the state of Laurel, IN.

  • Motorcycle Insurance Requirements in Laurel [2]
    • Bodily injury liability coverage
    • Property damage liability coverage

Motorcycle Helmet Laws in Laurel

    • Motorcycle helmets required for 17 and younger. [3]

Motorcycle Insurance Laws & Regulations in Laurel, IN

Motorcycle License Regulations in Laurel, IN [3]

Detailed information about Laurel laws and regulations regarding obtaining and maintaining a motorcycle license in the state.

Motorcycle License Laws in Laurel
  • Motorcycle License Laws in Laurel
    • The operator of a motorcycle may have either a motorcycle learner's permit or a commercial or a regular driver's license, chauffeur's license, or public passenger chauffeur's license with a motorcycle endorsement.
    • A temporary motorcycle learner's permit can be issued to a person who holds a valid operator, chauffer or public passenger chauffer base license and passes a vision screening and motorcycle knowledge test. A learner's permit allows the driver to drive on the highway for a period of 1 year as long as the driver wears a helmet, does not carry passengers, and only operates the motorcycle during daylight hours.
    • A motorcycle license endorsement may be issued if the operator passes a motorcycle skills test or provides proof of completing the Motorcycle Operator's Safety Education Training course as well as a vision screening or has a current motorcycle operator endorsement or license from any other jurisdiction and successfully completes the written test.
    • A motorcycle learner's permit cannot be issued to a person younger than 16 and 180 days of age.

Motorcycle Equipment Laws in Laurel, IN [3]

Various regulations and laws in Laurel regarding riders and passengers of motorcycles, as well as the equipment used on bikes.

  • Motorcycle Equipment Laws in Laurel
    • Helmet is required for all riders and passengers under the age of 18.
    • Eye protection is required for all riders and passengers under the age of 18.
    • Passenger footrest required if carrying a passenger.
    • A motorcycle operated on the roads of Indiana must be equipped with handlebars that are not higher than the shoulders of the driver when seated in the saddle.
    • Motorcycles must have good working front and rear brakes, and be equipped with lights and reflectors meeting the standards of the U.S. DOT.

Rider & Driver Facts in Laurel, IN

Rider & Driver Facts in Laurel, IN

Laurel Accident Reporting Regulations

  • Accident Reporting in Laurel [3]
    • Crashes are required to be immediately reported if they result in death or injury.
    • Crashes are required to be immediately reported if property damage exceeds $750.

Laurel Highway Facts

  • Speed Limits in Laurel [2]
    • Rural interstates: 70 mph (Trucks: 65 mph)
    • Urban interstates: 55 mph
    • Other roads: 55 mph
  • Consumption of Motor Fuel in IN [4]
    • Indiana ranked 13th in the U.S. in 2011 in total motor fuel consumption.

Laurel Motorcycle Registrations

  • Registered Riders in IN [5]
    • In 2012, Indiana totaled 223,103 motorcycles registrations.
    • This number ranks 12th in the United States by state (including Washington, D.C.).
    • Note: IN ranked 13th in the nation in total auto registrations (all vehicle types) in 2011.

Additional information about Indiana

About Laurel

The town of Laurel (Indiana) has an approximate population of 512 and is located in Franklin County. [6]

IN Motorcycle Insurance

Laurel, IN Motorcycle Insurance

To learn more about about Motorcycle Insurance in Laurel, or for additional resources related to Laurel Motorcycle Insurance, visit the Indiana Department of Insurance.

Did you know?

The number of miles you typically ride per a year and where you store your bike can directly affect your motorcycle insurance rates.

Additional Cities in IN

References

1. ^ Property Casualty Insurers Association of America (PCIAA)

2. ^ Insurance Institute for Highway Safety (IIHS)

3. ^ AAA Digest of Motor Laws and/or Indiana DOT

4. ^ U.S. Department of Transportation

5. ^ Federal Highway Administration

6. ^ United States Census Bureau (2010)