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Comprehensive Local Motorcycle Insurance Guide

Carmel Motorcycle Insurance

Motorcycle Licenses in Carmel

^ The operator of a motorcycle may have either a motorcycle learner's permit or a commercial or [Read More]

Affordable Motorcycle Insurance in Carmel, IN

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Motorcycle Laws in Carmel

^ Helmet is required for all riders and passengers under the age of 18. [Read More]

Motorcycle Insurance Providers in Carmel, IN

Carmel, IN Motorcycle Insurance

Carmel, IN Motorcycle Insurance

Motorcycle Insurance Coverage Requirements in Carmel


  • Minimum Liability Limits in Carmel, IN: 25/50/10 [2]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 10  Required coverage up to $10,000 for property damage in an accident

  • Insurer Verification of Insurance in Carmel [2]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.

Carmel Motorcycle Insurance Liability Requirements

Required Motorcycle Insurance Coverage in Carmel

Mandatory motorcycle insurance coverage for riders in the state of Carmel, IN.

  • Motorcycle Insurance Requirements in Carmel [2]
    • Bodily injury liability coverage
    • Property damage liability coverage

Motorcycle Helmet Laws in Carmel

    • Motorcycle helmets required for 17 and younger. [3]

Motorcycle Insurance Laws & Regulations in Carmel, IN

Motorcycle License Regulations in Carmel, IN [3]

Detailed information about Carmel laws and regulations regarding obtaining and maintaining a motorcycle license in the state.

Motorcycle License Laws in Carmel
  • Motorcycle License Laws in Carmel
    • The operator of a motorcycle may have either a motorcycle learner's permit or a commercial or a regular driver's license, chauffeur's license, or public passenger chauffeur's license with a motorcycle endorsement.
    • A temporary motorcycle learner's permit can be issued to a person who holds a valid operator, chauffer or public passenger chauffer base license and passes a vision screening and motorcycle knowledge test. A learner's permit allows the driver to drive on the highway for a period of 1 year as long as the driver wears a helmet, does not carry passengers, and only operates the motorcycle during daylight hours.
    • A motorcycle license endorsement may be issued if the operator passes a motorcycle skills test or provides proof of completing the Motorcycle Operator's Safety Education Training course as well as a vision screening or has a current motorcycle operator endorsement or license from any other jurisdiction and successfully completes the written test.
    • A motorcycle learner's permit cannot be issued to a person younger than 16 and 180 days of age.

Motorcycle Equipment Laws in Carmel, IN [3]

Various regulations and laws in Carmel regarding riders and passengers of motorcycles, as well as the equipment used on bikes.

  • Motorcycle Equipment Laws in Carmel
    • Helmet is required for all riders and passengers under the age of 18.
    • Eye protection is required for all riders and passengers under the age of 18.
    • Passenger footrest required if carrying a passenger.
    • A motorcycle operated on the roads of Indiana must be equipped with handlebars that are not higher than the shoulders of the driver when seated in the saddle.
    • Motorcycles must have good working front and rear brakes, and be equipped with lights and reflectors meeting the standards of the U.S. DOT.

Rider & Driver Facts in Carmel, IN

Rider & Driver Facts in Carmel, IN

Carmel Accident Reporting Regulations

  • Accident Reporting in Carmel [3]
    • Crashes are required to be immediately reported if they result in death or injury.
    • Crashes are required to be immediately reported if property damage exceeds $750.

Carmel Highway Facts

  • Speed Limits in Carmel [2]
    • Rural interstates: 70 mph (Trucks: 65 mph)
    • Urban interstates: 55 mph
    • Other roads: 55 mph
  • Consumption of Motor Fuel in IN [4]
    • Indiana ranked 13th in the U.S. in 2011 in total motor fuel consumption.

Carmel Motorcycle Registrations

  • Registered Riders in IN [5]
    • In 2012, Indiana totaled 223,103 motorcycles registrations.
    • This number ranks 12th in the United States by state (including Washington, D.C.).
    • Note: IN ranked 13th in the nation in total auto registrations (all vehicle types) in 2011.

Additional information about Indiana

About Carmel

The city of Carmel (Indiana) has an approximate population of 79,191 and is located in Hamilton County. [6]

IN Motorcycle Insurance

Carmel, IN Motorcycle Insurance

To learn more about about Motorcycle Insurance in Carmel, or for additional resources related to Carmel Motorcycle Insurance, visit the Indiana Department of Insurance.

Did you know?

Many insurance companies offer discounts on insurance for graduates of motorcycle training courses.

Additional Cities in IN

References

1. ^ Property Casualty Insurers Association of America (PCIAA)

2. ^ Insurance Institute for Highway Safety (IIHS)

3. ^ AAA Digest of Motor Laws and/or Indiana DOT

4. ^ U.S. Department of Transportation

5. ^ Federal Highway Administration

6. ^ United States Census Bureau (2010)