Motorcycle Insurance Providers in Indianapolis, IN
Indianapolis, IN Motorcycle Insurance
Motorcycle Insurance Coverage Requirements in Indianapolis
- Minimum Liability Limits in Indianapolis, IN: 25/50/10 [2]
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- 25 Required coverage up to $25,000 for one individual injured in an accident
- 50 Required coverage up to $50,000 for all persons injured in an accident
- 10 Required coverage up to $10,000 for property damage in an accident
- Insurer Verification of Insurance in Indianapolis [2]
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- Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
Indianapolis Motorcycle Insurance Liability Requirements
Mandatory motorcycle insurance coverage for riders in the state of Indianapolis, IN.
- Motorcycle Insurance Requirements in Indianapolis [2]
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- Bodily injury liability coverage
- Property damage liability coverage
Motorcycle Helmet Laws in Indianapolis
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- Motorcycle helmets required for 17 and younger. [3]
Motorcycle Insurance Laws & Regulations in Indianapolis, IN
Motorcycle License Regulations in Indianapolis, IN [3]
Detailed information about Indianapolis laws and regulations regarding obtaining and maintaining a motorcycle license in the state.
- Motorcycle License Laws in Indianapolis
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- The operator of a motorcycle may have either a motorcycle learner's permit or a commercial or a regular driver's license, chauffeur's license, or public passenger chauffeur's license with a motorcycle endorsement.
- A temporary motorcycle learner's permit can be issued to a person who holds a valid operator, chauffer or public passenger chauffer base license and passes a vision screening and motorcycle knowledge test. A learner's permit allows the driver to drive on the highway for a period of 1 year as long as the driver wears a helmet, does not carry passengers, and only operates the motorcycle during daylight hours.
- A motorcycle license endorsement may be issued if the operator passes a motorcycle skills test or provides proof of completing the Motorcycle Operator's Safety Education Training course as well as a vision screening or has a current motorcycle operator endorsement or license from any other jurisdiction and successfully completes the written test.
- A motorcycle learner's permit cannot be issued to a person younger than 16 and 180 days of age.
Motorcycle Equipment Laws in Indianapolis, IN [3]
Various regulations and laws in Indianapolis regarding riders and passengers of motorcycles, as well as the equipment used on bikes.
- Motorcycle Equipment Laws in Indianapolis
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- Helmet is required for all riders and passengers under the age of 18.
- Eye protection is required for all riders and passengers under the age of 18.
- Passenger footrest required if carrying a passenger.
- A motorcycle operated on the roads of Indiana must be equipped with handlebars that are not higher than the shoulders of the driver when seated in the saddle.
- Motorcycles must have good working front and rear brakes, and be equipped with lights and reflectors meeting the standards of the U.S. DOT.
Rider & Driver Facts in Indianapolis, IN
Indianapolis Accident Reporting Regulations
- Accident Reporting in Indianapolis [3]
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- Crashes are required to be immediately reported if they result in death or injury.
- Crashes are required to be immediately reported if property damage exceeds $750.
Indianapolis Highway Facts
- Speed Limits in Indianapolis [2]
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- Rural interstates: 70 mph (Trucks: 65 mph)
- Urban interstates: 55 mph
- Other roads: 55 mph
- Consumption of Motor Fuel in IN [4]
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- Indiana ranked 13th in the U.S. in 2011 in total motor fuel consumption.
Indianapolis Motorcycle Registrations
- Registered Riders in IN [5]
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- In 2012, Indiana totaled 223,103 motorcycles registrations.
- This number ranks 12th in the United States by state (including Washington, D.C.).
- Note: IN ranked 13th in the nation in total auto registrations (all vehicle types) in 2011.
Additional information about Indiana
About Indianapolis
The city of Indianapolis (Indiana) has an approximate population of 820,445 and is located in Marion County. [6]
Indianapolis, IN Motorcycle Insurance
To learn more about about Motorcycle Insurance in Indianapolis, or for additional resources related to Indianapolis Motorcycle Insurance, visit the Indiana Department of Insurance.
Did you know?
Currently, 19 states and the District of Columbia have laws requiring all motorcyclists to wear a helmet.
1. ^ Property Casualty Insurers Association of America (PCIAA)
2. ^ Insurance Institute for Highway Safety (IIHS)
3. ^ AAA Digest of Motor Laws and/or Indiana DOT
4. ^ U.S. Department of Transportation
5. ^ Federal Highway Administration
6. ^ United States Census Bureau (2010)
