Motorcycle Insurance Providers in Lake Zurich, IL
Lake Zurich, IL Motorcycle Insurance
Motorcycle Insurance Coverage Requirements in Lake Zurich
- Minimum Liability Limits in Lake Zurich, IL: 20/40/15 [2]
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- 20 Required coverage up to $20,000 for one individual injured in an accident
- 40 Required coverage up to $40,000 for all persons injured in an accident
- 15 Required coverage up to $15,000 for property damage in an accident
- Insurer Verification of Insurance in Lake Zurich [2]
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- Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
- Insurer must verify financial responsibility or insurance after an accident or arrest.
- Insurer must verify randomly selected insurance policies upon request.
Lake Zurich Motorcycle Insurance Liability Requirements
Mandatory motorcycle insurance coverage for riders in the state of Lake Zurich, IL.
- Motorcycle Insurance Requirements in Lake Zurich [2]
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- Bodily injury liability coverage
- Property damage liability coverage
- Uninsured motorist coverage
Motorcycle Helmet Laws in Lake Zurich
Motorcycle Insurance Laws & Regulations in Lake Zurich, IL
Motorcycle License Regulations in Lake Zurich, IL [3]
Detailed information about Lake Zurich laws and regulations regarding obtaining and maintaining a motorcycle license in the state.
- Motorcycle License Laws in Lake Zurich
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- Licenses will not be issued to any person under the age of 18 as an operator of a motorcycle unless the person has completed a motorcycle training course approved by IDOT and the required Secretary of State's motorcycle driver's examination.
- A 12-month instruction permit for a motor-driven cycle or motorcycle may be issued to a person 18 years of age or more, which entitles the holder to drive upon the highways during daylight under the direct supervision of a licensed motor-driven cycle operator or motorcycle operator with the same or greater classification, who is 21 years of age or older and who has at least 1 year of driving experience.
- An instruction permit for a Class M license may be issued to an applicant under age 18 only after successful completion of an approved driver education course and documentation of enrollment in an Illinois Department of Transportation (IDOT) Motorcycle Rider Education course.
Motorcycle Equipment Laws in Lake Zurich, IL [3]
Various regulations and laws in Lake Zurich regarding riders and passengers of motorcycles, as well as the equipment used on bikes.
- Motorcycle Equipment Laws in Lake Zurich
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- Illinois does not have a motorcycle helmet law.
- Every driver and passenger must be protected by glasses, goggles, or a transparent shield.
- Any motorcycle carrying a passenger, other than in a sidecar or enclosed cab, must be equipped with footrests for such passenger.
- No person shall operate any motorcycle with handlebars higher than the height of the shoulders of the operator when seated on the motorcycle.
- Motorcycles and motor-driven cycles need not be equipped with electric turn signals.
Rider & Driver Facts in Lake Zurich, IL
Lake Zurich Accident Reporting Regulations
- Accident Reporting in Lake Zurich [3]
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- Crashes are required to be reported in cases of death, injury, or when property damage exceeds $1,500, or $500 if any vehicle involved in the crash is uninsured.
- The deadline to file a report with the Department of Transportation is 10 days.
Lake Zurich Highway Facts
- Speed Limits in Lake Zurich [2]
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- Rural interstates: 65 mph
- Urban interstates: 55 mph
- Other roads: 55 mph
- Consumption of Motor Fuel in IL [4]
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- Illinois ranked 7th in the U.S. in 2011 in total motor fuel consumption.
Lake Zurich Motorcycle Registrations
- Registered Riders in IL [5]
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- In 2012, Illinois totaled 364,655 motorcycles registrations.
- This number ranks 5th in the United States by state (including Washington, D.C.).
- Note: IL ranked 4th in the nation in total auto registrations (all vehicle types) in 2011.
Additional information about Illinois
About Lake Zurich
The village of Lake Zurich (Illinois) has an approximate population of 19,631 and is located in Lake County. [6]
Lake Zurich, IL Motorcycle Insurance
To learn more about about Motorcycle Insurance in Lake Zurich, or for additional resources related to Lake Zurich Motorcycle Insurance, visit the Illinois Department of Insurance.
Did you know?
In 2013, 88,000 motorcyclists were injured, down 5.4% from 93,000 in 2012 (Insurance Information Institute)
1. ^ Property Casualty Insurers Association of America (PCIAA)
2. ^ Insurance Institute for Highway Safety (IIHS)
3. ^ AAA Digest of Motor Laws and/or Illinois DOT
4. ^ U.S. Department of Transportation
5. ^ Federal Highway Administration
6. ^ United States Census Bureau (2010)
