Motorcycle Insurance Providers in Palm Desert, CA
Palm Desert, CA Motorcycle Insurance
Motorcycle Insurance Coverage Requirements in Palm Desert
- Minimum Liability Limits in Palm Desert, CA: 15/30/5 [2]
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- 15 Required coverage up to $15,000 for one individual injured in an accident
- 30 Required coverage up to $30,000 for all persons injured in an accident
- 5 Required coverage up to $5,000 for property damage in an accident
- Note: CA has a California Automobile Assigned Risk Plan for low-income drivers with low-cost policy limits of $10,000/$20,000/$3,000.
- Insurer Verification of Insurance in Palm Desert [2]
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- Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
- Insurer must verify financial responsibility or insurance after an accident or arrest.
- Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.
Palm Desert Motorcycle Insurance Liability Requirements
Mandatory motorcycle insurance coverage for riders in the state of Palm Desert, CA.
- Motorcycle Insurance Requirements in Palm Desert [2]
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- Bodily injury liability coverage
- Property damage liability coverage
Motorcycle Helmet Laws in Palm Desert
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- Motorcycle helmets required for all riders. [3]
Motorcycle Insurance Laws & Regulations in Palm Desert, CA
Motorcycle License Regulations in Palm Desert, CA [3]
Detailed information about Palm Desert laws and regulations regarding obtaining and maintaining a motorcycle license in the state.
- Motorcycle License Laws in Palm Desert
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- Motorcycles may be operated by holders of instruction permits who are at least 15 years and 6 months old and have completed both an approved driver education course and a driver training course, or by holders of instruction permits who are at least 17 years and 6 months old.
- Motorcycles may not be operated by either instruction permit holder after dark or on freeways and may not carry passengers.
- Class M1 or M2 licenses shall not be issued to persons under 21 unless they provide evidence of completion of an approved motorcycle safety training program.
Motorcycle Equipment Laws in Palm Desert, CA [3]
Various regulations and laws in Palm Desert regarding riders and passengers of motorcycles, as well as the equipment used on bikes.
- Motorcycle Equipment Laws in Palm Desert
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- All riders and passengers of motorcycles and mopeds must wear a safety helmet.
- Eye protection is not required for riders in California.
- A person shall not drive a two-wheel motorcycle that is equipped with handlebars so positioned that the hands of the driver, when upon the grips, are more than six inches above his or her shoulder height when sitting astride the seat.
- Motorcycles must have at least 1 mirror located so as to give the driver a view of at least 200 feet to the rear of the vehicle.
- Motorcycles must have 1 or 2 head-lamps that turn on automatically when the engine is started and remain lighted while the engine is running.
Rider & Driver Facts in Palm Desert, CA
Palm Desert Accident Reporting Regulations
- Accident Reporting in Palm Desert [3]
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- Crashes are required to be reported in cases of death or injury or when property damage exceeds $750.
- Reports must be filed within 10 days.
Palm Desert Highway Facts
- Speed Limits in Palm Desert [2]
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- Rural interstates: 70 mph (Trucks: 55 mph)
- Urban interstates: 65 mph (Trucks: 55 mph)
- Other roads: 65 mph (Trucks: 55 mph)
- Consumption of Motor Fuel in CA [4]
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- California ranked 1st in the U.S. in 2011 in total motor fuel consumption.
Palm Desert Motorcycle Registrations
- Registered Riders in CA [5]
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- In 2012, California totaled 787,521 motorcycles registrations.
- This number ranks 1st in the United States by state (including Washington, D.C.).
- Note: CA ranked 1st in the nation in total auto registrations (all vehicle types) in 2011.
Additional information about California
About Palm Desert
The city of Palm Desert (California) has an approximate population of 48,445 and is located in Riverside County. [6]
Palm Desert, CA Motorcycle Insurance
To learn more about about Motorcycle Insurance in Palm Desert, or for additional resources related to Palm Desert Motorcycle Insurance, visit the California Department of Insurance.
Did you know?
Much like car insurance, maintaining a good driving record can help keep motorcycle insurance rates low.
1. ^ Property Casualty Insurers Association of America (PCIAA)
2. ^ Insurance Institute for Highway Safety (IIHS)
3. ^ AAA Digest of Motor Laws and/or California DOT
4. ^ U.S. Department of Transportation
5. ^ Federal Highway Administration
6. ^ United States Census Bureau (2010)
