Motorcycle Insurance Providers in Lafayette, CA
Lafayette, CA Motorcycle Insurance
Motorcycle Insurance Coverage Requirements in Lafayette
- Minimum Liability Limits in Lafayette, CA: 15/30/5 [2]
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- 15 Required coverage up to $15,000 for one individual injured in an accident
- 30 Required coverage up to $30,000 for all persons injured in an accident
- 5 Required coverage up to $5,000 for property damage in an accident
- Note: CA has a California Automobile Assigned Risk Plan for low-income drivers with low-cost policy limits of $10,000/$20,000/$3,000.
- Insurer Verification of Insurance in Lafayette [2]
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- Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
- Insurer must verify financial responsibility or insurance after an accident or arrest.
- Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.
Lafayette Motorcycle Insurance Liability Requirements
Mandatory motorcycle insurance coverage for riders in the state of Lafayette, CA.
- Motorcycle Insurance Requirements in Lafayette [2]
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- Bodily injury liability coverage
- Property damage liability coverage
Motorcycle Helmet Laws in Lafayette
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- Motorcycle helmets required for all riders. [3]
Motorcycle Insurance Laws & Regulations in Lafayette, CA
Motorcycle License Regulations in Lafayette, CA [3]
Detailed information about Lafayette laws and regulations regarding obtaining and maintaining a motorcycle license in the state.
- Motorcycle License Laws in Lafayette
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- Motorcycles may be operated by holders of instruction permits who are at least 15 years and 6 months old and have completed both an approved driver education course and a driver training course, or by holders of instruction permits who are at least 17 years and 6 months old.
- Motorcycles may not be operated by either instruction permit holder after dark or on freeways and may not carry passengers.
- Class M1 or M2 licenses shall not be issued to persons under 21 unless they provide evidence of completion of an approved motorcycle safety training program.
Motorcycle Equipment Laws in Lafayette, CA [3]
Various regulations and laws in Lafayette regarding riders and passengers of motorcycles, as well as the equipment used on bikes.
- Motorcycle Equipment Laws in Lafayette
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- All riders and passengers of motorcycles and mopeds must wear a safety helmet.
- Eye protection is not required for riders in California.
- A person shall not drive a two-wheel motorcycle that is equipped with handlebars so positioned that the hands of the driver, when upon the grips, are more than six inches above his or her shoulder height when sitting astride the seat.
- Motorcycles must have at least 1 mirror located so as to give the driver a view of at least 200 feet to the rear of the vehicle.
- Motorcycles must have 1 or 2 head-lamps that turn on automatically when the engine is started and remain lighted while the engine is running.
Rider & Driver Facts in Lafayette, CA
Lafayette Accident Reporting Regulations
- Accident Reporting in Lafayette [3]
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- Crashes are required to be reported in cases of death or injury or when property damage exceeds $750.
- Reports must be filed within 10 days.
Lafayette Highway Facts
- Speed Limits in Lafayette [2]
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- Rural interstates: 70 mph (Trucks: 55 mph)
- Urban interstates: 65 mph (Trucks: 55 mph)
- Other roads: 65 mph (Trucks: 55 mph)
- Consumption of Motor Fuel in CA [4]
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- California ranked 1st in the U.S. in 2011 in total motor fuel consumption.
Lafayette Motorcycle Registrations
- Registered Riders in CA [5]
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- In 2012, California totaled 787,521 motorcycles registrations.
- This number ranks 1st in the United States by state (including Washington, D.C.).
- Note: CA ranked 1st in the nation in total auto registrations (all vehicle types) in 2011.
Additional information about California
About Lafayette
The city of Lafayette (California) has an approximate population of 23,893 and is located in Contra Costa County. [6]
Lafayette, CA Motorcycle Insurance
To learn more about about Motorcycle Insurance in Lafayette, or for additional resources related to Lafayette Motorcycle Insurance, visit the California Department of Insurance.
Did you know?
In some states with harsh winters, riders can opt for insurance coverage that is suspended during winter.
1. ^ Property Casualty Insurers Association of America (PCIAA)
2. ^ Insurance Institute for Highway Safety (IIHS)
3. ^ AAA Digest of Motor Laws and/or California DOT
4. ^ U.S. Department of Transportation
5. ^ Federal Highway Administration
6. ^ United States Census Bureau (2010)
