Motorcycle Insurance Providers in Semmes, AL
Semmes, AL Motorcycle Insurance
Motorcycle Insurance Coverage Requirements in Semmes
- Minimum Liability Limits in Semmes, AL: 25/50/25 [2]
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- 25 Required coverage up to $25,000 for one individual injured in an accident
- 50 Required coverage up to $50,000 for all persons injured in an accident
- 25 Required coverage up to $25,000 for property damage in an accident
- Insurer Verification of Insurance in Semmes [2]
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- Insurer must verify randomly selected insurance policies upon request.
- Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.
Semmes Motorcycle Insurance Liability Requirements
Mandatory motorcycle insurance coverage for riders in the state of Semmes, AL.
- Motorcycle Insurance Requirements in Semmes [2]
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- Bodily injury liability coverage
- Property damage liability coverage
Motorcycle Helmet Laws in Semmes
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- Motorcycle helmets required for all riders. [3]
Motorcycle Insurance Laws & Regulations in Semmes, AL
Motorcycle License Regulations in Semmes, AL [3]
Detailed information about Semmes laws and regulations regarding obtaining and maintaining a motorcycle license in the state.
- Motorcycle License Laws in Semmes
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- A driver's license issued pursuant to state law suffices to operate a motor-driven cycle.
- A person 14 years of age or older may obtain an operator's license for motor-driven cycle and must register with the Director of Public Safety.
Motorcycle Equipment Laws in Semmes, AL [3]
Various regulations and laws in Semmes regarding riders and passengers of motorcycles, as well as the equipment used on bikes.
- Motorcycle Equipment Laws in Semmes
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- Protective headgear and shoes required for motorcycle operators and passengers.
- Eye protection is not required for riders in Alabama.
- Motorcycle carrying passengers, except in sidecar or enclosed cab, shall have footrests for passenger.
- No person shall operate any motorcycle with handlebars more than 15 inches in height above that portion of the seat occupied by the operator.
- There is no passenger age restriction in Alabama.
Rider & Driver Facts in Semmes, AL
Semmes Accident Reporting Regulations
- Accident Reporting in Semmes [3]
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- Crashes are required to be reported in incidents of death, injury, or when property damage exceeds $250.
- The deadline to file a (safety responsibility) report is 30 days.
Semmes Highway Facts
- Speed Limits in Semmes [2]
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- Rural interstates: 70 mph
- Urban interstates: 65 mph
- Other roads: 65 mph
- Consumption of Motor Fuel in AL [4]
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- Alabama ranked 17th in the U.S. in 2011 in total motor fuel consumption.
Semmes Motorcycle Registrations
- Registered Riders in AL [5]
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- In 2012, Alabama totaled 132,465 motorcycles registrations.
- This number ranks 23rd in the United States by state (including Washington, D.C.).
- Note: AL ranked 21st in the nation in total auto registrations (all vehicle types) in 2011.
Additional information about Alabama
About Semmes
The city of Semmes (Alabama) has an approximate population of 3,115 and is located in Mobile County. [6]
Semmes, AL Motorcycle Insurance
To learn more about about Motorcycle Insurance in Semmes, or for additional resources related to Semmes Motorcycle Insurance, visit the Alabama Department of Insurance.
Did you know?
The number of miles you typically ride per a year and where you store your bike can directly affect your motorcycle insurance rates.
1. ^ Property Casualty Insurers Association of America (PCIAA)
2. ^ Insurance Institute for Highway Safety (IIHS)
3. ^ AAA Digest of Motor Laws and/or Alabama DOT
4. ^ U.S. Department of Transportation
5. ^ Federal Highway Administration
6. ^ United States Census Bureau (2010)
