Motorcycle Insurance Providers in Phenix City, AL
Phenix City, AL Motorcycle Insurance
Motorcycle Insurance Coverage Requirements in Phenix City
- Minimum Liability Limits in Phenix City, AL: 25/50/25 [2]
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- 25 Required coverage up to $25,000 for one individual injured in an accident
- 50 Required coverage up to $50,000 for all persons injured in an accident
- 25 Required coverage up to $25,000 for property damage in an accident
- Insurer Verification of Insurance in Phenix City [2]
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- Insurer must verify randomly selected insurance policies upon request.
- Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.
Phenix City Motorcycle Insurance Liability Requirements
Mandatory motorcycle insurance coverage for riders in the state of Phenix City, AL.
- Motorcycle Insurance Requirements in Phenix City [2]
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- Bodily injury liability coverage
- Property damage liability coverage
Motorcycle Helmet Laws in Phenix City
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- Motorcycle helmets required for all riders. [3]
Motorcycle Insurance Laws & Regulations in Phenix City, AL
Motorcycle License Regulations in Phenix City, AL [3]
Detailed information about Phenix City laws and regulations regarding obtaining and maintaining a motorcycle license in the state.
- Motorcycle License Laws in Phenix City
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- A driver's license issued pursuant to state law suffices to operate a motor-driven cycle.
- A person 14 years of age or older may obtain an operator's license for motor-driven cycle and must register with the Director of Public Safety.
Motorcycle Equipment Laws in Phenix City, AL [3]
Various regulations and laws in Phenix City regarding riders and passengers of motorcycles, as well as the equipment used on bikes.
- Motorcycle Equipment Laws in Phenix City
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- Protective headgear and shoes required for motorcycle operators and passengers.
- Eye protection is not required for riders in Alabama.
- Motorcycle carrying passengers, except in sidecar or enclosed cab, shall have footrests for passenger.
- No person shall operate any motorcycle with handlebars more than 15 inches in height above that portion of the seat occupied by the operator.
- There is no passenger age restriction in Alabama.
Rider & Driver Facts in Phenix City, AL
Phenix City Accident Reporting Regulations
- Accident Reporting in Phenix City [3]
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- Crashes are required to be reported in incidents of death, injury, or when property damage exceeds $250.
- The deadline to file a (safety responsibility) report is 30 days.
Phenix City Highway Facts
- Speed Limits in Phenix City [2]
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- Rural interstates: 70 mph
- Urban interstates: 65 mph
- Other roads: 65 mph
- Consumption of Motor Fuel in AL [4]
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- Alabama ranked 17th in the U.S. in 2011 in total motor fuel consumption.
Phenix City Motorcycle Registrations
- Registered Riders in AL [5]
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- In 2012, Alabama totaled 132,465 motorcycles registrations.
- This number ranks 23rd in the United States by state (including Washington, D.C.).
- Note: AL ranked 21st in the nation in total auto registrations (all vehicle types) in 2011.
Additional information about Alabama
About Phenix City
The city of Phenix City (Alabama) has an approximate population of 32,822 and is located in Russell County. [6]
Phenix City, AL Motorcycle Insurance
To learn more about about Motorcycle Insurance in Phenix City, or for additional resources related to Phenix City Motorcycle Insurance, visit the Alabama Department of Insurance.
Did you know?
Much like car insurance, maintaining a good driving record can help keep motorcycle insurance rates low.
1. ^ Property Casualty Insurers Association of America (PCIAA)
2. ^ Insurance Institute for Highway Safety (IIHS)
3. ^ AAA Digest of Motor Laws and/or Alabama DOT
4. ^ U.S. Department of Transportation
5. ^ Federal Highway Administration
6. ^ United States Census Bureau (2010)
