Wisconsin Motorcycle Insurance

Motorcycle Insurance Coverage Requirements in Wisconsin

• Minimum Liability Limits in WI: 25/50/10 ^[2]
• • 25  Required coverage up to $25,000 for one individual injured in an accident
  • 50  Required coverage up to $50,000 for all persons injured in an accident
  • 10  Required coverage up to $10,000 for property damage in an accident

• Insurer Verification of Insurance in WI ^[2]
• • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.

Wisconsin Motorcycle Insurance Liability Requirements

Mandatory motorcycle insurance coverage for riders in the state of Wisconsin.

• Motorcycle Insurance Requirements in WI ^[2]
• • Bodily injury liability coverage
  • Property damage liability coverage
  • Uninsured motorist coverage
  • Underinsured motorist coverage

Motorcycle Helmet Laws in Wisconsin

• • Motorcycle helmets required for 17 and younger. ^[3]

Motorcycle License Regulations in Wisconsin ^[4]

Detailed information about Wisconsin laws and regulations regarding obtaining and maintaining a motorcycle license in the state.

• Motorcycle License Laws in WI
• • Persons under the age of 18 will not be issued a Class M license unless the person has successfully completed an approved basic rider course.
  • Failure of the driving skills test on 2 previous occasions necessitates successful completion of an approved rider course before a license will be issued.
  • Motorcycle permits are available and are valid for 6 months. A permit holder may only transport passengers who hold a license endorsed for operation of a motorcycle and have at least 2 years of driving experience. A permit holder may operate a motorcycle during the hours of darkness only when accompanied by such a passenger who is at least 25 years old.
  • The driving skills test may be waived by persons who hold a motorcycle permit and have completed an approved basic driver course.

Motorcycle Equipment Laws in Wisconsin ^[4]

Various regulations and laws in Wisconsin regarding riders and passengers of motorcycles, as well as the equipment used on bikes.

• Motorcycle Equipment Laws in WI
• • No person who holds an instruction permit or who is under the age of 18 may operate a motorcycle unless the person is wearing protective headgear, and no person may carry a passenger under 18 years of age unless the passenger is wearing protective headgear.
  • No person may operate a motorcycle without wearing a protective face shield attached to headgear, glasses, or goggles.
  • Motorcycles must be equipped with footrests or pegs such that any passenger can rest his or her feet when the motorcycle is in motion.
  • It is unlawful to operate a motorcycle if the handgrips are more than 30 inches above the lowest point of the top of the driver's seat.
  • Motorcycles must be equipped with 1 or 2 headlamps. Headlamps must be in use whenever the motorcycle is in operation.