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Comprehensive Local Motorcycle Insurance Guide

Wisconsin Motorcycle Insurance

Motorcycle Registrations in WI

^ There are 280,974 registered motorcycles in Wisconsin, the 9th highest number in the nation. [1]

Motorcycle Insurance in WI by City

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Motorcycle Insurance Providers in Wisconsin

WI Motorcycle Insurance

WI Motorcycle Insurance in Wisconsin

Motorcycle Insurance Coverage Requirements in Wisconsin


  • Minimum Liability Limits in WI: 25/50/10 [2]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 10  Required coverage up to $10,000 for property damage in an accident

  • Insurer Verification of Insurance in WI [2]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.

Wisconsin Motorcycle Insurance Liability Requirements

Required Motorcycle Insurance Coverage in Wisconsin

Mandatory motorcycle insurance coverage for riders in the state of Wisconsin.

  • Motorcycle Insurance Requirements in WI [2]
    • Bodily injury liability coverage
    • Property damage liability coverage
    • Uninsured motorist coverage
    • Underinsured motorist coverage

Motorcycle Helmet Laws in Wisconsin

    • Motorcycle helmets required for 17 and younger. [3]

Motorcycle Insurance Laws & Regulations in Wisconsin

Motorcycle License Regulations in Wisconsin [4]

Detailed information about Wisconsin laws and regulations regarding obtaining and maintaining a motorcycle license in the state.

Motorcycle License Regulations in Wisconsin
  • Motorcycle License Laws in WI
    • Persons under the age of 18 will not be issued a Class M license unless the person has successfully completed an approved basic rider course.
    • Failure of the driving skills test on 2 previous occasions necessitates successful completion of an approved rider course before a license will be issued.
    • Motorcycle permits are available and are valid for 6 months. A permit holder may only transport passengers who hold a license endorsed for operation of a motorcycle and have at least 2 years of driving experience. A permit holder may operate a motorcycle during the hours of darkness only when accompanied by such a passenger who is at least 25 years old.
    • The driving skills test may be waived by persons who hold a motorcycle permit and have completed an approved basic driver course.

Motorcycle Equipment Laws in Wisconsin [4]

Various regulations and laws in Wisconsin regarding riders and passengers of motorcycles, as well as the equipment used on bikes.

  • Motorcycle Equipment Laws in WI
    • No person who holds an instruction permit or who is under the age of 18 may operate a motorcycle unless the person is wearing protective headgear, and no person may carry a passenger under 18 years of age unless the passenger is wearing protective headgear.
    • No person may operate a motorcycle without wearing a protective face shield attached to headgear, glasses, or goggles.
    • Motorcycles must be equipped with footrests or pegs such that any passenger can rest his or her feet when the motorcycle is in motion.
    • It is unlawful to operate a motorcycle if the handgrips are more than 30 inches above the lowest point of the top of the driver's seat.
    • Motorcycles must be equipped with 1 or 2 headlamps. Headlamps must be in use whenever the motorcycle is in operation.

Rider & Driver Facts in Wisconsin

Rider & Driver Facts in Wisconsin

Wisconsin Motorcycle Registrations

  • Registered Riders in WI [1]
    • In 2012, Wisconsin totaled 280,974 motorcycles registrations.
    • This number ranks 9th in the United States by state (including Washington, D.C.).
    • Note: WI ranked 17th in the nation in total auto registrations (all vehicle types) in 2011.

Wisconsin Highway Facts

  • Speed Limits in WI [3]
    • Rural interstates: 65 mph
    • Urban interstates: 65 mph
    • Other roads: 55 mph
  • Consumption of Motor Fuel in WI [5]
    • Wisconsin ranked 20th in the U.S. in 2011 in total motor fuel consumption.

Wisconsin Accident Reporting Regulations

  • Accident Reporting in WI [4]
    • Crashes are required to be reported when involving death or injury or when property damage exceeds $1000.
    • The deadline to file a report is one day.

Wisconsin Demographics

Age Breakdown in Wisconsin

Approximately 75% residents in WI are 20 and older, while 20% are between ages 5 and 19, and 5% are under the age of 5. [6]


Household Income: Wisconsin vs. U.S.

The median household income in the state of Wisconsin is $54,281, which is about 7 percent less than the median income for the United States overall of $58,283. [6]


Income Breakdown in Wisconsin

About 13% of households in WI have incomes below the poverty level. Below is the complete income breakdown for the state. [6]


Additional information about Wisconsin

About Wisconsin

Wisconsin as a whole has an approximate population of 5,686,986, which ranks 19th in the nation. [6]

WI Motorcycle Insurance

WI Motorcycle Insurance

To learn more about Motorcycle Insurance in Wisconsin, or for additional resources related to Wisconsin Motorcycle Insurance, visit the Wisconsin Department of Insurance.

Did you know?

Many insurance companies offer discounts on insurance for graduates of motorcycle training courses.

Wisconsin Cities

References

1. ^ Federal Highway Administration

2. ^ Property Casualty Insurers Association of America (PCIAA)

3. ^ Insurance Institute for Highway Safety (IIHS)

4. ^ AAA Digest of Motor Laws and/or Wisconsin DOT

5. ^ U.S. Department of Transportation

6. ^ United States Census Bureau (2010)