Motorcycle Insurance Providers in Elk Garden, WV
Elk Garden, WV Motorcycle Insurance
Motorcycle Insurance Coverage Requirements in Elk Garden
- Minimum Liability Limits in Elk Garden, WV: 20/40/10 [2]
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- 20 Required coverage up to $20,000 for one individual injured in an accident
- 40 Required coverage up to $40,000 for all persons injured in an accident
- 10 Required coverage up to $10,000 for property damage in an accident
- Insurer Verification of Insurance in Elk Garden [2]
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- Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
- Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.
Elk Garden Motorcycle Insurance Liability Requirements
Mandatory motorcycle insurance coverage for riders in the state of Elk Garden, WV.
- Motorcycle Insurance Requirements in Elk Garden [2]
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- Bodily injury liability coverage
- Property damage liability coverage
- Uninsured motorist coverage
Motorcycle Helmet Laws in Elk Garden
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- Motorcycle helmets required for all riders. [3]
Motorcycle Insurance Laws & Regulations in Elk Garden, WV
Motorcycle License Regulations in Elk Garden, WV [3]
Detailed information about Elk Garden laws and regulations regarding obtaining and maintaining a motorcycle license in the state.
- Motorcycle License Laws in Elk Garden
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- A separate motorcycle examination is required to obtain a license that authorizes the operation of a motorcycle. The examination tests the applicant's knowledge of the operation of a motorcycle, any traffic laws relating to the operation of a motorcycle, and includes an actual demonstration of the ability to drive a motorcycle.
- Upon successful completion of an examination and paying the required fees, the DMV shall include a motorcycle endorsement on the license of the applicant or shall issue a special motorcycle-only license if the applicant does not possess a license.
Motorcycle Equipment Laws in Elk Garden, WV [3]
Various regulations and laws in Elk Garden regarding riders and passengers of motorcycles, as well as the equipment used on bikes.
- Motorcycle Equipment Laws in Elk Garden
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- The operator or passengers on a motorcycle or motor-driven cycle must wear a protective helmet with a neck or chin-strap.
- The operator or passengers on a motorcycle or motor-driven cycle must wear safety, shatter-resistant eyeglasses, eye goggles, or face shields. If any motorcycle, motor-driven cycle, or moped is equipped with a windshield or windscreen, the windshield or windscreen must be constructed of safety, shatter-resistant material.
- Passenger footrest required if carrying a passenger.
- Every motorcycle, motor-driven cycle, and moped must display lighted headlamps at all times when on the highway.
- Every motorcycle must be equipped with at least 1 to 2 headlamps, at least 1 brake operated by hand or foot, and a rearview mirror.
Rider & Driver Facts in Elk Garden, WV
Elk Garden Accident Reporting Regulations
- Accident Reporting in Elk Garden [3]
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- Crashes are required to be immediately reported in cases of death or injury.
- Crashes are required to be immediately reported when property damage exceeds $1,000.
Elk Garden Highway Facts
- Speed Limits in Elk Garden [2]
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- Rural interstates: 70 mph
- Urban interstates: 55 mph
- Other roads: 55 mph
- Consumption of Motor Fuel in WV [4]
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- West Virginia ranked 38th in the U.S. in 2011 in total motor fuel consumption.
Elk Garden Motorcycle Registrations
- Registered Riders in WV [5]
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- In 2012, West Virginia totaled 57,921 motorcycles registrations.
- This number ranks 40th in the United States by state (including Washington, D.C.).
- Note: WV ranked 39th in the nation in total auto registrations (all vehicle types) in 2011.
Additional information about West Virginia
About Elk Garden
The town of Elk Garden (West Virginia) has an approximate population of 232 and is located in Mineral County. [6]
Elk Garden, WV Motorcycle Insurance
To learn more about about Motorcycle Insurance in Elk Garden, or for additional resources related to Elk Garden Motorcycle Insurance, visit the West Virginia Department of Insurance.
Did you know?
In 2013, 88,000 motorcyclists were injured, down 5.4% from 93,000 in 2012 (Insurance Information Institute)
1. ^ Property Casualty Insurers Association of America (PCIAA)
2. ^ Insurance Institute for Highway Safety (IIHS)
3. ^ AAA Digest of Motor Laws and/or West Virginia DOT
4. ^ U.S. Department of Transportation
5. ^ Federal Highway Administration
6. ^ United States Census Bureau (2010)
