Motorcycle Insurance Providers in Lovelady, TX
Lovelady, TX Motorcycle Insurance
Motorcycle Insurance Coverage Requirements in Lovelady
- Minimum Liability Limits in Lovelady, TX: 30/60/25 [2]
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- 30 Required coverage up to $30,000 for one individual injured in an accident
- 60 Required coverage up to $60,000 for all persons injured in an accident
- 25 Required coverage up to $25,000 for property damage in an accident
- Insurer Verification of Insurance in Lovelady [2]
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- Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
- Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.
Lovelady Motorcycle Insurance Liability Requirements
Mandatory motorcycle insurance coverage for riders in the state of Lovelady, TX.
- Motorcycle Insurance Requirements in Lovelady [2]
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- Bodily injury liability coverage
- Property damage liability coverage
Motorcycle Helmet Laws in Lovelady
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- Motorcycle helmets required for 20 and younger. [3]
Motorcycle Insurance Laws & Regulations in Lovelady, TX
Motorcycle License Regulations in Lovelady, TX [3]
Detailed information about Lovelady laws and regulations regarding obtaining and maintaining a motorcycle license in the state.
- Motorcycle License Laws in Lovelady
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- A Class M driver's license authorizes the holder to operate a motorcycle or moped.
- An applicant required to take a motorcycle road test must provide a passenger vehicle and licensed driver to convey the license examiner during the road test. Operation of a three-wheeled motorcycle requires completion of a training course and a restricted Class M license.
Motorcycle Equipment Laws in Lovelady, TX [3]
Various regulations and laws in Lovelady regarding riders and passengers of motorcycles, as well as the equipment used on bikes.
- Motorcycle Equipment Laws in Lovelady
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- The operator and any passenger on a motorcycle or moped are required to wear an approved helmet. However, a person is exempt from wearing a helmet if the person is at least 21 years old, and has successfully completed a motorcycle operator and training safety course or is covered by at least $10,000 in medical benefits for injuries incurred as a result of an accident while operating or riding on a motorcycle.
- Eye protection is not required for riders in Texas.
- An operator may not carry another person on the motorcycle, and a person who is not operating the motorcycle may not ride on the motorcycle, unless the motorcycle is designed to carry more than one person and equipped with footrests and handholds for use by the passenger.
- A motorcycle, including a motor-driven cycle, must be equipped with not more than 2 headlamps, at least 1 tail lamp, a separate rear license plate lamp, at least 1 stop lamp, and at least 1 rear red reflector.
- A motorcycle may not be operated at any time unless at least 1 headlamp is illuminated.
Rider & Driver Facts in Lovelady, TX
Lovelady Accident Reporting Regulations
- Accident Reporting in Lovelady [3]
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- Crashes are required to be immediately reported in case of death or injury.
- Crashes resulting in death, injury, or property damage in excess of $1000 are required to be reported in writing within 10 days.
Lovelady Highway Facts
- Speed Limits in Lovelady [2]
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- Rural interstates: 75 mph (80 mph or 85 mph on specified segments of road)
- Urban interstates: 75 mph
- Other roads: 75 mph
- Consumption of Motor Fuel in TX [4]
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- Texas ranked 2nd in the U.S. in 2011 in total motor fuel consumption.
Lovelady Motorcycle Registrations
- Registered Riders in TX [5]
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- In 2012, Texas totaled 448,399 motorcycles registrations.
- This number ranks 3rd in the United States by state (including Washington, D.C.).
- Note: TX ranked 2nd in the nation in total auto registrations (all vehicle types) in 2011.
Additional information about Texas
About Lovelady
The city of Lovelady (Texas) has an approximate population of 649 and is located in Houston County. [6]
Lovelady, TX Motorcycle Insurance
To learn more about about Motorcycle Insurance in Lovelady, or for additional resources related to Lovelady Motorcycle Insurance, visit the Texas Department of Insurance.
Did you know?
Many insurance companies offer discounts on insurance for graduates of motorcycle training courses.
1. ^ Property Casualty Insurers Association of America (PCIAA)
2. ^ Insurance Institute for Highway Safety (IIHS)
3. ^ AAA Digest of Motor Laws and/or Texas DOT
4. ^ U.S. Department of Transportation
5. ^ Federal Highway Administration
6. ^ United States Census Bureau (2010)
