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Pennsylvania Motorcycle Insurance

Motorcycle Registrations in PA

^ There are 419,282 registered motorcycles in Pennsylvania, the 4th highest number in the nation. [1]

Motorcycle Insurance in PA by City

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Motorcycle Insurance Providers in Pennsylvania

PA Motorcycle Insurance

PA Motorcycle Insurance in Pennsylvania

Motorcycle Insurance Coverage Requirements in Pennsylvania


  • Minimum Liability Limits in PA: 15/30/5 [2]
    • 15  Required coverage up to $15,000 for one individual injured in an accident
    • 30  Required coverage up to $30,000 for all persons injured in an accident
    • 5  Required coverage up to $5,000 for property damage in an accident

  • Insurer Verification of Insurance in PA [2]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.

Pennsylvania Motorcycle Insurance Liability Requirements

Required Motorcycle Insurance Coverage in Pennsylvania

Mandatory motorcycle insurance coverage for riders in the state of Pennsylvania.

  • Motorcycle Insurance Requirements in PA [2]
    • Bodily injury liability coverage
    • Property damage liability coverage
    • Personal injury protection coverage

Motorcycle Helmet Laws in Pennsylvania

    • Motorcycle helmets required for 20 and younger. [3]

Motorcycle Insurance Laws & Regulations in Pennsylvania

Motorcycle License Regulations in Pennsylvania [4]

Detailed information about Pennsylvania laws and regulations regarding obtaining and maintaining a motorcycle license in the state.

Motorcycle License Regulations in Pennsylvania
  • Motorcycle License Laws in PA
    • A motorcycle learner's permit entitles the person to whom it is issued to operate a motorcycle between sunrise and sunset, and unless already licensed while under the instruction and immediate supervision of a licensed motorcycle operator.
    • Motorcycle learner's permit holder must not carry any passenger other than an instructor properly licensed to operate the motorcycle. A person may apply for a motorcycle learner's permit no more than three times in a five-year period and must successfully pass the motorcycle knowledge test each time he/she reapplies.
    • If an applicant has successfully completed an approved motorcycle safety course that meets the requirements of the motorcycle operator's license examination administered by the Department, then the examination is waived.
    • For a person 16 or 17 years old, in addition to meeting the six-month eligibility period and the 65 hours of on-the-road training, to obtain a motorcycle license, he/she must complete a Basic Rider Course offered by the Pennsylvania Motorcycle Safety Program before licensure.

Motorcycle Equipment Laws in Pennsylvania [4]

Various regulations and laws in Pennsylvania regarding riders and passengers of motorcycles, as well as the equipment used on bikes.

  • Motorcycle Equipment Laws in PA
    • All motorcyclists under 21 must wear a helmet. Motorcyclists 21 years of age or older who have either been licensed to operate a motorcycle for at least 2 years or who have completed the motorcycle safety program are exempt from wearing a helmet. If the motorcyclist is exempt, their passenger is also exempt as long as they are at least 21 years of age.
    • All motorcycle riders and passengers must wear protective eye gear.
    • Any motorcycle carrying a passenger, other than in a sidecar or enclosed cab, must be equipped with footrests and a handhold for the passenger.
    • An occupant of a 3-wheel motorcycle with an enclosed cab does not have to wear a safety helmet or protective eye gear.
    • There is no passenger age restriction in the state of Pennsylvania.

Rider & Driver Facts in Pennsylvania

Rider & Driver Facts in Pennsylvania

Pennsylvania Motorcycle Registrations

  • Registered Riders in PA [1]
    • In 2012, Pennsylvania totaled 419,282 motorcycles registrations.
    • This number ranks 4th in the United States by state (including Washington, D.C.).
    • Note: PA ranked 6th in the nation in total auto registrations (all vehicle types) in 2011.

Pennsylvania Highway Facts

  • Speed Limits in PA [3]
    • Rural interstates: 65 mph
    • Urban interstates: 55 mph
    • Other roads: 55 mph
  • Consumption of Motor Fuel in PA [5]
    • Pennsylvania ranked 5th in the U.S. in 2011 in total motor fuel consumption.

Pennsylvania Accident Reporting Regulations

  • Accident Reporting in PA [4]
    • Crashes are required to be reported immediately in cases of death, injury, or when a vehicle is rendered disables.
    • All crashes must be reported within 5 days.

Pennsylvania Demographics

Age Breakdown in Pennsylvania

Approximately 77% residents in PA are 20 and older, while 19% are between ages 5 and 19, and 4% are under the age of 5. [6]


Household Income: Pennsylvania vs. U.S.

The median household income in the state of Pennsylvania is $55,276, which is about 5 percent less than the median income for the United States overall of $58,283. [6]


Income Breakdown in Pennsylvania

About 14% of households in PA have incomes below the poverty level. Below is the complete income breakdown for the state. [6]


Additional information about Pennsylvania

About Pennsylvania

Pennsylvania as a whole has an approximate population of 12,702,379, which ranks 5th in the nation. [6]

PA Motorcycle Insurance

PA Motorcycle Insurance

To learn more about Motorcycle Insurance in Pennsylvania, or for additional resources related to Pennsylvania Motorcycle Insurance, visit the Pennsylvania Department of Insurance.

Did you know?

In 2013, 88,000 motorcyclists were injured, down 5.4% from 93,000 in 2012 (Insurance Information Institute)

Pennsylvania Cities

References

1. ^ Federal Highway Administration

2. ^ Property Casualty Insurers Association of America (PCIAA)

3. ^ Insurance Institute for Highway Safety (IIHS)

4. ^ AAA Digest of Motor Laws and/or Pennsylvania DOT

5. ^ U.S. Department of Transportation

6. ^ United States Census Bureau (2010)