Pennsylvania Motorcycle Insurance

Motorcycle Insurance Coverage Requirements in Pennsylvania

• Minimum Liability Limits in PA: 15/30/5 ^[2]
• • 15  Required coverage up to $15,000 for one individual injured in an accident
  • 30  Required coverage up to $30,000 for all persons injured in an accident
  • 5  Required coverage up to $5,000 for property damage in an accident

• Insurer Verification of Insurance in PA ^[2]
• • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.

Pennsylvania Motorcycle Insurance Liability Requirements

Mandatory motorcycle insurance coverage for riders in the state of Pennsylvania.

• Motorcycle Insurance Requirements in PA ^[2]
• • Bodily injury liability coverage
  • Property damage liability coverage
  • Personal injury protection coverage

Motorcycle Helmet Laws in Pennsylvania

• • Motorcycle helmets required for 20 and younger. ^[3]

Motorcycle License Regulations in Pennsylvania ^[4]

Detailed information about Pennsylvania laws and regulations regarding obtaining and maintaining a motorcycle license in the state.

• Motorcycle License Laws in PA
• • A motorcycle learner's permit entitles the person to whom it is issued to operate a motorcycle between sunrise and sunset, and unless already licensed while under the instruction and immediate supervision of a licensed motorcycle operator.
  • Motorcycle learner's permit holder must not carry any passenger other than an instructor properly licensed to operate the motorcycle. A person may apply for a motorcycle learner's permit no more than three times in a five-year period and must successfully pass the motorcycle knowledge test each time he/she reapplies.
  • If an applicant has successfully completed an approved motorcycle safety course that meets the requirements of the motorcycle operator's license examination administered by the Department, then the examination is waived.
  • For a person 16 or 17 years old, in addition to meeting the six-month eligibility period and the 65 hours of on-the-road training, to obtain a motorcycle license, he/she must complete a Basic Rider Course offered by the Pennsylvania Motorcycle Safety Program before licensure.

Motorcycle Equipment Laws in Pennsylvania ^[4]

Various regulations and laws in Pennsylvania regarding riders and passengers of motorcycles, as well as the equipment used on bikes.

• Motorcycle Equipment Laws in PA
• • All motorcyclists under 21 must wear a helmet. Motorcyclists 21 years of age or older who have either been licensed to operate a motorcycle for at least 2 years or who have completed the motorcycle safety program are exempt from wearing a helmet. If the motorcyclist is exempt, their passenger is also exempt as long as they are at least 21 years of age.
  • All motorcycle riders and passengers must wear protective eye gear.
  • Any motorcycle carrying a passenger, other than in a sidecar or enclosed cab, must be equipped with footrests and a handhold for the passenger.
  • An occupant of a 3-wheel motorcycle with an enclosed cab does not have to wear a safety helmet or protective eye gear.
  • There is no passenger age restriction in the state of Pennsylvania.