Motorcycle Insurance Providers in Phoenix, OR
Phoenix, OR Motorcycle Insurance
Motorcycle Insurance Coverage Requirements in Phoenix
- Minimum Liability Limits in Phoenix, OR: 25/50/20 [2]
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- 25 Required coverage up to $25,000 for one individual injured in an accident
- 50 Required coverage up to $50,000 for all persons injured in an accident
- 20 Required coverage up to $20,000 for property damage in an accident
- Insurer Verification of Insurance in Phoenix [2]
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- Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
- Insurer must verify randomly selected insurance policies upon request.
Phoenix Motorcycle Insurance Liability Requirements
Mandatory motorcycle insurance coverage for riders in the state of Phoenix, OR.
- Motorcycle Insurance Requirements in Phoenix [2]
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- Bodily injury liability coverage
- Property damage liability coverage
- Uninsured motorist coverage
- Underinsured motorist coverage
- Personal injury protection coverage
- Note: Underinsured motorist coverage is mandatory when uninsured motorist liability limit is greater than the required financial responsibility.
Motorcycle Helmet Laws in Phoenix
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- Motorcycle helmets required for all riders. [3]
Motorcycle Insurance Laws & Regulations in Phoenix, OR
Motorcycle License Regulations in Phoenix, OR [3]
Detailed information about Phoenix laws and regulations regarding obtaining and maintaining a motorcycle license in the state.
- Motorcycle License Laws in Phoenix
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- A motorcycle endorsement may be issued to the holder of a valid license provided any tests and demonstrations are successfully completed.
- Completion of an approved motorcycle rider education course is required to obtain an unrestricted motorcycle endorsement. Courses for 3-wheel motorcycles are not available, and persons wishing to operate only 3-wheel motorcycles must pass a drive test at DMV to obtain an endorsement limited to 3-wheel motorcycle operation.
- A motorcycle instruction permit may be issued only to persons who are at least 16 years old and is valid for 1 year. The holder of a motorcycle instruction permit may only operate a motorcycle during daylight hours, must be accompanied by a motorcycle-endorsed rider on a separate motorcycle who is at least 21 years of age, may not carry any passengers, and must wear an approved helmet.
Motorcycle Equipment Laws in Phoenix, OR [3]
Various regulations and laws in Phoenix regarding riders and passengers of motorcycles, as well as the equipment used on bikes.
- Motorcycle Equipment Laws in Phoenix
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- The operator of a motorcycle, and all passengers on a motorcycle, must wear an approved safety helmet.
- Eye protection is not required for riders in Oregon.
- It is unlawful to carry a passenger on a motorcycle unless the motorcycle is equipped with footrests for the passenger, and the passenger is seated on a permanent and regular seat.
- Motorcycles and mopeds must be equipped with at least 1 and no more than 3 headlights, 1 tail light, 1 brake light, a registration plate light, turn signal lights, and rear reflectors.
- At all times that a motorcycle is operated on a highway, it must display a lighted headlight(s).
Rider & Driver Facts in Phoenix, OR
Phoenix Accident Reporting Regulations
- Accident Reporting in Phoenix [3]
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- Crashes are required to be reported in cases of death, injury, or when property damage exceeds $1500.
- The deadline to file a report is 72 hours.
Phoenix Highway Facts
- Speed Limits in Phoenix [2]
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- Rural interstates: 65 mph (Trucks: 55 mph)
- Urban interstates: 55 mph
- Other roads: 55 mph
- Consumption of Motor Fuel in OR [4]
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- Oregon ranked 31st in the U.S. in 2011 in total motor fuel consumption.
Phoenix Motorcycle Registrations
- Registered Riders in OR [5]
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- In 2012, Oregon totaled 86,123 motorcycles registrations.
- This number ranks 29th in the United States by state (including Washington, D.C.).
- Note: OR ranked 29th in the nation in total auto registrations (all vehicle types) in 2011.
Additional information about Oregon
About Phoenix
The city of Phoenix (Oregon) has an approximate population of 4,538 and is located in Jackson County. [6]
Phoenix, OR Motorcycle Insurance
To learn more about about Motorcycle Insurance in Phoenix, or for additional resources related to Phoenix Motorcycle Insurance, visit the Oregon Department of Insurance.
Did you know?
The number of miles you typically ride per a year and where you store your bike can directly affect your motorcycle insurance rates.
1. ^ Property Casualty Insurers Association of America (PCIAA)
2. ^ Insurance Institute for Highway Safety (IIHS)
3. ^ AAA Digest of Motor Laws and/or Oregon DOT
4. ^ U.S. Department of Transportation
5. ^ Federal Highway Administration
6. ^ United States Census Bureau (2010)
