Motorcycle Insurance Providers in Phelps, NY
Phelps, NY Motorcycle Insurance
Motorcycle Insurance Coverage Requirements in Phelps
- Minimum Liability Limits in Phelps, NY: 25/50/10 [2]
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- 25 Required coverage up to $25,000 for one individual injured in an accident
- 50 Required coverage up to $50,000 for all persons injured in an accident
- 10 Required coverage up to $10,000 for property damage in an accident
- Note: In addition, policyholders must have $50,000/$100,000 for wrongful death coverage.
- Insurer Verification of Insurance in Phelps [2]
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- Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
- Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.
Phelps Motorcycle Insurance Liability Requirements
Mandatory motorcycle insurance coverage for riders in the state of Phelps, NY.
- Motorcycle Insurance Requirements in Phelps [2]
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- Bodily injury liability coverage
- Property damage liability coverage
- Uninsured motorist coverage
- Personal injury protection coverage
Motorcycle Helmet Laws in Phelps
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- Motorcycle helmets required for all riders. [3]
Motorcycle Insurance Laws & Regulations in Phelps, NY
Motorcycle License Regulations in Phelps, NY [3]
Detailed information about Phelps laws and regulations regarding obtaining and maintaining a motorcycle license in the state.
- Motorcycle License Laws in Phelps
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- Class M or MJ license is required.
- Class MJ: The holder shall be at least 16 years of age and may operate any motorcycle. The holder may not drive in the city of New York. Such license will automatically become a class M license when the holder turns 18.
- Class M: The holder may operate a motorcycle, or a motorcycle towing a trailer. The holder shall be at least 18 years of age, or 17 years of age if they have successfully completed a driver's education course.
- A 4-hour motorcycle training class required.
Motorcycle Equipment Laws in Phelps, NY [3]
Various regulations and laws in Phelps regarding riders and passengers of motorcycles, as well as the equipment used on bikes.
- Motorcycle Equipment Laws in Phelps
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- No person may operate a motorcycle without a helmet.
- No person may operate a motorcycle goggles, or a face shield, and a rearview mirror so adjusted that the driver has a clear view of the road and condition of traffic behind such motorcycle.
- Passenger footrest required if carrying a passenger.
- No motorcycle shall be operated with handlebars or grips more than the height of the operator's shoulders.
- All motorcycles must have: a device for signaling, at least 1 red reflector attached to the rear, 1 red or amber stop lamp, and shall.
Rider & Driver Facts in Phelps, NY
Phelps Accident Reporting Regulations
- Accident Reporting in Phelps [3]
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- Crashes must be reported in cases of death, injury, or if property damage exceeds $1,000.
- The deadline to file a report is 10 days.
Phelps Highway Facts
- Speed Limits in Phelps [2]
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- Rural interstates: 65 mph
- Urban interstates: 65 mph
- Other roads: 55 mph
- Consumption of Motor Fuel in NY [4]
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- New York ranked 4th in the U.S. in 2011 in total motor fuel consumption.
Phelps Motorcycle Registrations
- Registered Riders in NY [5]
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- In 2012, New York totaled 345,412 motorcycles registrations.
- This number ranks 6th in the United States by state (including Washington, D.C.).
- Note: NY ranked 5th in the nation in total auto registrations (all vehicle types) in 2011.
Additional information about New York
About Phelps
The village of Phelps (New York) has an approximate population of 1,989 and is located in Ontario County. [6]
Phelps, NY Motorcycle Insurance
To learn more about about Motorcycle Insurance in Phelps, or for additional resources related to Phelps Motorcycle Insurance, visit the New York Department of Insurance.
Did you know?
Much like car insurance, maintaining a good driving record can help keep motorcycle insurance rates low.
1. ^ Property Casualty Insurers Association of America (PCIAA)
2. ^ Insurance Institute for Highway Safety (IIHS)
3. ^ AAA Digest of Motor Laws and/or New York DOT
4. ^ U.S. Department of Transportation
5. ^ Federal Highway Administration
6. ^ United States Census Bureau (2010)
