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Comprehensive Local Motorcycle Insurance Guide

Niagara Falls Motorcycle Insurance

Motorcycle Licenses in Niagara Falls

^ Class M or MJ license is required. [Read More]

Affordable Motorcycle Insurance in Niagara Falls, NY

^ Click here to compare Niagara Falls Motorcycle Insurance options now & find a motorcycle insurance plan.

Motorcycle Laws in Niagara Falls

^ No person may operate a motorcycle without a helmet. [Read More]

Motorcycle Insurance Providers in Niagara Falls, NY

Niagara Falls, NY Motorcycle Insurance

Niagara Falls, NY Motorcycle Insurance

Motorcycle Insurance Coverage Requirements in Niagara Falls


  • Minimum Liability Limits in Niagara Falls, NY: 25/50/10 [2]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 10  Required coverage up to $10,000 for property damage in an accident
    • Note: In addition, policyholders must have $50,000/$100,000 for wrongful death coverage.

  • Insurer Verification of Insurance in Niagara Falls [2]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
    • Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.

Niagara Falls Motorcycle Insurance Liability Requirements

Required Motorcycle Insurance Coverage in Niagara Falls

Mandatory motorcycle insurance coverage for riders in the state of Niagara Falls, NY.

  • Motorcycle Insurance Requirements in Niagara Falls [2]
    • Bodily injury liability coverage
    • Property damage liability coverage
    • Uninsured motorist coverage
    • Personal injury protection coverage

Motorcycle Helmet Laws in Niagara Falls

    • Motorcycle helmets required for all riders. [3]

Motorcycle Insurance Laws & Regulations in Niagara Falls, NY

Motorcycle License Regulations in Niagara Falls, NY [3]

Detailed information about Niagara Falls laws and regulations regarding obtaining and maintaining a motorcycle license in the state.

Motorcycle License Laws in Niagara Falls
  • Motorcycle License Laws in Niagara Falls
    • Class M or MJ license is required.
    • Class MJ: The holder shall be at least 16 years of age and may operate any motorcycle. The holder may not drive in the city of New York. Such license will automatically become a class M license when the holder turns 18.
    • Class M: The holder may operate a motorcycle, or a motorcycle towing a trailer. The holder shall be at least 18 years of age, or 17 years of age if they have successfully completed a driver's education course.
    • A 4-hour motorcycle training class required.

Motorcycle Equipment Laws in Niagara Falls, NY [3]

Various regulations and laws in Niagara Falls regarding riders and passengers of motorcycles, as well as the equipment used on bikes.

  • Motorcycle Equipment Laws in Niagara Falls
    • No person may operate a motorcycle without a helmet.
    • No person may operate a motorcycle goggles, or a face shield, and a rearview mirror so adjusted that the driver has a clear view of the road and condition of traffic behind such motorcycle.
    • Passenger footrest required if carrying a passenger.
    • No motorcycle shall be operated with handlebars or grips more than the height of the operator's shoulders.
    • All motorcycles must have: a device for signaling, at least 1 red reflector attached to the rear, 1 red or amber stop lamp, and shall.

Rider & Driver Facts in Niagara Falls, NY

Rider & Driver Facts in Niagara Falls, NY

Niagara Falls Accident Reporting Regulations

  • Accident Reporting in Niagara Falls [3]
    • Crashes must be reported in cases of death, injury, or if property damage exceeds $1,000.
    • The deadline to file a report is 10 days.

Niagara Falls Highway Facts

  • Speed Limits in Niagara Falls [2]
    • Rural interstates: 65 mph
    • Urban interstates: 65 mph
    • Other roads: 55 mph
  • Consumption of Motor Fuel in NY [4]
    • New York ranked 4th in the U.S. in 2011 in total motor fuel consumption.

Niagara Falls Motorcycle Registrations

  • Registered Riders in NY [5]
    • In 2012, New York totaled 345,412 motorcycles registrations.
    • This number ranks 6th in the United States by state (including Washington, D.C.).
    • Note: NY ranked 5th in the nation in total auto registrations (all vehicle types) in 2011.

Additional information about New York

About Niagara Falls

The city of Niagara Falls (New York) has an approximate population of 50,193 and is located in Niagara County. [6]

NY Motorcycle Insurance

Niagara Falls, NY Motorcycle Insurance

To learn more about about Motorcycle Insurance in Niagara Falls, or for additional resources related to Niagara Falls Motorcycle Insurance, visit the New York Department of Insurance.

Did you know?

Much like car insurance, maintaining a good driving record can help keep motorcycle insurance rates low.

Additional Cities in NY

References

1. ^ Property Casualty Insurers Association of America (PCIAA)

2. ^ Insurance Institute for Highway Safety (IIHS)

3. ^ AAA Digest of Motor Laws and/or New York DOT

4. ^ U.S. Department of Transportation

5. ^ Federal Highway Administration

6. ^ United States Census Bureau (2010)