Otoe Motorcycle Insurance

Motorcycle Insurance Coverage Requirements in Otoe

• Minimum Liability Limits in Otoe, NE: 25/50/25 ^[2]
• • 25  Required coverage up to $25,000 for one individual injured in an accident
  • 50  Required coverage up to $50,000 for all persons injured in an accident
  • 25  Required coverage up to $25,000 for property damage in an accident

• Insurer Verification of Insurance in Otoe ^[2]
• • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
  • Insurer must verify financial responsibility or insurance after an accident or arrest.
  • Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.

Otoe Motorcycle Insurance Liability Requirements

Mandatory motorcycle insurance coverage for riders in the state of Otoe, NE.

• Motorcycle Insurance Requirements in Otoe ^[2]
• • Bodily injury liability coverage
  • Property damage liability coverage
  • Uninsured motorist coverage
  • Underinsured motorist coverage

Motorcycle Helmet Laws in Otoe

• • Motorcycle helmets required for all riders. ^[3]

Motorcycle License Regulations in Otoe, NE ^[3]

Detailed information about Otoe laws and regulations regarding obtaining and maintaining a motorcycle license in the state.

• Motorcycle License Laws in Otoe
• • Learner's Permit (LPE or LPD): The applicant must pass a vision test before obtaining either permit and must also pass a written test for an LPD. The permit authorizes the holder to operate a motorcycle if he or she is within visible contact and is under the supervision of a person who is age 21 or older and a licensed motorcycle operator.
  • Class M: Applicant must pass a vision and written test. Applicant must also successfully complete a drive test. This examination may be waived if the applicant presents proof of successful completion of a DMV-approved motorcycle safety course within the immediately preceding 48 months.

Motorcycle Equipment Laws in Otoe, NE ^[3]

Various regulations and laws in Otoe regarding riders and passengers of motorcycles, as well as the equipment used on bikes.

• Motorcycle Equipment Laws in Otoe
• • A person shall not operate or be a passenger on a motorcycle unless such person is wearing a protective helmet of the type and design meeting U.S. Department of Transportation standards. The helmet must also be secured properly on the operator or passenger's head with a chin strap.
  • Eye protection is not required for riders in Nebraska.
  • Passenger footrest required if carrying a passenger.
  • A motorcycle shall be entitled to full use of a traffic lane of any highway, and no vehicle shall be driven in such a manner as to deprive any motorcycle of the full use of such lane, except that motorcycles may be operated two abreast in a single lane.
  • No person who rides upon a motorcycle shall attach himself, herself, or the motorcycle to any other vehicle on a roadway.