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Comprehensive Local Motorcycle Insurance Guide

Nebraska Motorcycle Insurance

Motorcycle Registrations in NE

^ There are 52,853 registered motorcycles in Nebraska, the 42nd highest number in the nation. [1]

Motorcycle Insurance in NE by City

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Motorcycle Insurance Providers in Nebraska

NE Motorcycle Insurance

NE Motorcycle Insurance in Nebraska

Motorcycle Insurance Coverage Requirements in Nebraska


  • Minimum Liability Limits in NE: 25/50/25 [2]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 25  Required coverage up to $25,000 for property damage in an accident

  • Insurer Verification of Insurance in NE [2]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
    • Insurer must verify financial responsibility or insurance after an accident or arrest.
    • Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.

Nebraska Motorcycle Insurance Liability Requirements

Required Motorcycle Insurance Coverage in Nebraska

Mandatory motorcycle insurance coverage for riders in the state of Nebraska.

  • Motorcycle Insurance Requirements in NE [2]
    • Bodily injury liability coverage
    • Property damage liability coverage
    • Uninsured motorist coverage
    • Underinsured motorist coverage

Motorcycle Helmet Laws in Nebraska

    • Motorcycle helmets required for all riders. [3]

Motorcycle Insurance Laws & Regulations in Nebraska

Motorcycle License Regulations in Nebraska [4]

Detailed information about Nebraska laws and regulations regarding obtaining and maintaining a motorcycle license in the state.

Motorcycle License Regulations in Nebraska
  • Motorcycle License Laws in NE
    • Learner's Permit (LPE or LPD): The applicant must pass a vision test before obtaining either permit and must also pass a written test for an LPD. The permit authorizes the holder to operate a motorcycle if he or she is within visible contact and is under the supervision of a person who is age 21 or older and a licensed motorcycle operator.
    • Class M: Applicant must pass a vision and written test. Applicant must also successfully complete a drive test. This examination may be waived if the applicant presents proof of successful completion of a DMV-approved motorcycle safety course within the immediately preceding 48 months.

Motorcycle Equipment Laws in Nebraska [4]

Various regulations and laws in Nebraska regarding riders and passengers of motorcycles, as well as the equipment used on bikes.

  • Motorcycle Equipment Laws in NE
    • A person shall not operate or be a passenger on a motorcycle unless such person is wearing a protective helmet of the type and design meeting U.S. Department of Transportation standards. The helmet must also be secured properly on the operator or passenger's head with a chin strap.
    • Eye protection is not required for riders in Nebraska.
    • Passenger footrest required if carrying a passenger.
    • A motorcycle shall be entitled to full use of a traffic lane of any highway, and no vehicle shall be driven in such a manner as to deprive any motorcycle of the full use of such lane, except that motorcycles may be operated two abreast in a single lane.
    • No person who rides upon a motorcycle shall attach himself, herself, or the motorcycle to any other vehicle on a roadway.

Rider & Driver Facts in Nebraska

Rider & Driver Facts in Nebraska

Nebraska Motorcycle Registrations

  • Registered Riders in NE [1]
    • In 2012, Nebraska totaled 52,853 motorcycles registrations.
    • This number ranks 42nd in the United States by state (including Washington, D.C.).
    • Note: NE ranked 35th in the nation in total auto registrations (all vehicle types) in 2011.

Nebraska Highway Facts

  • Speed Limits in NE [3]
    • Rural interstates: 75 mph
    • Urban interstates: 65 mph
    • Other roads: 60 mph
  • Consumption of Motor Fuel in NE [5]
    • Nebraska ranked 37th in the U.S. in 2011 in total motor fuel consumption.

Nebraska Accident Reporting Regulations

  • Accident Reporting in NE [4]
    • Crashes are required to be reported in cases of death, injury, or when property damage exceeds $1000.
    • The deadline to file a report is 10 days.

Nebraska Demographics

Age Breakdown in Nebraska

Approximately 71% residents in NE are 20 and older, while 23% are between ages 5 and 19, and 5% are under the age of 5. [6]


Household Income: Nebraska vs. U.S.

The median household income in the state of Nebraska is $53,124, which is about 9 percent less than the median income for the United States overall of $58,283. [6]


Income Breakdown in Nebraska

About 13% of households in NE have incomes below the poverty level. Below is the complete income breakdown for the state. [6]


Additional information about Nebraska

About Nebraska

Nebraska as a whole has an approximate population of 1,826,341, which ranks 37th in the nation. [6]

NE Motorcycle Insurance

NE Motorcycle Insurance

To learn more about Motorcycle Insurance in Nebraska, or for additional resources related to Nebraska Motorcycle Insurance, visit the Nebraska Department of Insurance.

Did you know?

The number of miles you typically ride per a year and where you store your bike can directly affect your motorcycle insurance rates.

Nebraska Cities

References

1. ^ Federal Highway Administration

2. ^ Property Casualty Insurers Association of America (PCIAA)

3. ^ Insurance Institute for Highway Safety (IIHS)

4. ^ AAA Digest of Motor Laws and/or Nebraska DOT

5. ^ U.S. Department of Transportation

6. ^ United States Census Bureau (2010)