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Comprehensive Local Motorcycle Insurance Guide

Townsend Motorcycle Insurance

Motorcycle Licenses in Townsend

^ A license is not valid for the operation of a motorcycle or quadricycle unless the holder [Read More]

Affordable Motorcycle Insurance in Townsend, MT

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Motorcycle Laws in Townsend

^ All operators and passengers under 18 years of age of a motorcycle or quadricycle must wear protective headgear approved by [Read More]

Motorcycle Insurance Providers in Townsend, MT

Townsend, MT Motorcycle Insurance

Townsend, MT Motorcycle Insurance

Motorcycle Insurance Coverage Requirements in Townsend


  • Minimum Liability Limits in Townsend, MT: 25/50/10 [2]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 10  Required coverage up to $10,000 for property damage in an accident

  • Insurer Verification of Insurance in Townsend [2]
    • Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.

Townsend Motorcycle Insurance Liability Requirements

Required Motorcycle Insurance Coverage in Townsend

Mandatory motorcycle insurance coverage for riders in the state of Townsend, MT.

  • Motorcycle Insurance Requirements in Townsend [2]
    • Bodily injury liability coverage
    • Property damage liability coverage

Motorcycle Helmet Laws in Townsend

    • Motorcycle helmets required for 17 and younger. [3]

Motorcycle Insurance Laws & Regulations in Townsend, MT

Motorcycle License Regulations in Townsend, MT [3]

Detailed information about Townsend laws and regulations regarding obtaining and maintaining a motorcycle license in the state.

Motorcycle License Laws in Townsend
  • Motorcycle License Laws in Townsend
    • A license is not valid for the operation of a motorcycle or quadricycle unless the holder of the license has successfully completed a road or skills test for a motorcycle or quadricycle and the license has been clearly marked with a motorcycle endorsement.
    • Before riders can obtain a motorcycle endorsement, they must first apply for a Montana driver's license.

Motorcycle Equipment Laws in Townsend, MT [3]

Various regulations and laws in Townsend regarding riders and passengers of motorcycles, as well as the equipment used on bikes.

  • Motorcycle Equipment Laws in Townsend
    • All operators and passengers under 18 years of age of a motorcycle or quadricycle must wear protective headgear approved by the DOJ.
    • Eye protection is not required for riders in Montana.
    • Passenger footrest required if carrying a passenger.
    • A person operating a motorcycle or quadricycle on public streets or highways may ride only on the permanent and regular seat. The operator may not carry a passenger unless the passenger is seated on a seat designed for 2 persons or on another seat firmly attached to the side or rear of the operator.
    • Motorcycles must be equipped with at least 1 properly functioning taillamp mounted on the rear that emits a red light plainly visible from a distance of 500 ft.

Rider & Driver Facts in Townsend, MT

Rider & Driver Facts in Townsend, MT

Townsend Accident Reporting Regulations

  • Accident Reporting in Townsend [3]
    • Crashes are required to be immediately reported in cases of death or injury.
    • Crashes are required to be immediately reported when property damage exceeds $1,000.

Townsend Highway Facts

  • Speed Limits in Townsend [2]
    • Rural interstates: 75 mph (Trucks: 65 mph)
    • Urban interstates: 65 mph
    • Other roads: 70 mph (Night: 65 mph)
  • Consumption of Motor Fuel in MT [4]
    • Montana ranked 42nd in the U.S. in 2011 in total motor fuel consumption.

Townsend Motorcycle Registrations

  • Registered Riders in MT [5]
    • In 2012, Montana totaled 158,873 motorcycles registrations.
    • This number ranks 21st in the United States by state (including Washington, D.C.).
    • Note: MT ranked 41st in the nation in total auto registrations (all vehicle types) in 2011.

Additional information about Montana

About Townsend

The city of Townsend (Montana) has an approximate population of 1,878 and is located in Broadwater County. [6]

MT Motorcycle Insurance

Townsend, MT Motorcycle Insurance

To learn more about about Motorcycle Insurance in Townsend, or for additional resources related to Townsend Motorcycle Insurance, visit the Montana Department of Insurance.

Did you know?

According to the Insurance Information Institute, there were about 8.5 million motorcycles on the road in 2012.

Additional Cities in MT

References

1. ^ Property Casualty Insurers Association of America (PCIAA)

2. ^ Insurance Institute for Highway Safety (IIHS)

3. ^ AAA Digest of Motor Laws and/or Montana DOT

4. ^ U.S. Department of Transportation

5. ^ Federal Highway Administration

6. ^ United States Census Bureau (2010)