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Comprehensive Local Motorcycle Insurance Guide

Garden City Motorcycle Insurance

Motorcycle Licenses in Garden City

^ It is unlawful to operate a motorcycle or motor-tricycle unless the operator has a valid license [Read More]

Affordable Motorcycle Insurance in Garden City, MO

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Motorcycle Laws in Garden City

^ Every person riding on or operating a motorcycle or motor-tricycle shall wear protective headgear. [Read More]

Motorcycle Insurance Providers in Garden City, MO

Garden City, MO Motorcycle Insurance

Garden City, MO Motorcycle Insurance

Motorcycle Insurance Coverage Requirements in Garden City


  • Minimum Liability Limits in Garden City, MO: 25/50/10 [2]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 10  Required coverage up to $10,000 for property damage in an accident

  • Insurer Verification of Insurance in Garden City [2]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
    • Insurer must verify randomly selected insurance policies upon request.
    • Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.

Garden City Motorcycle Insurance Liability Requirements

Required Motorcycle Insurance Coverage in Garden City

Mandatory motorcycle insurance coverage for riders in the state of Garden City, MO.

  • Motorcycle Insurance Requirements in Garden City [2]
    • Bodily injury liability coverage
    • Property damage liability coverage
    • Uninsured motorist coverage

Motorcycle Helmet Laws in Garden City

    • Motorcycle helmets required for all riders. [3]

Motorcycle Insurance Laws & Regulations in Garden City, MO

Motorcycle License Regulations in Garden City, MO [3]

Detailed information about Garden City laws and regulations regarding obtaining and maintaining a motorcycle license in the state.

Motorcycle License Laws in Garden City
  • Motorcycle License Laws in Garden City
    • It is unlawful to operate a motorcycle or motor-tricycle unless the operator has a valid license that shows the operator has successfully passed an examination for the operation of the vehicle. Active duty members of the U.S. Armed Forces may waive the driving skills portion of the examination by submitting a proof of completion card from a military Motorcycle Rider Training Course.
    • Any person at least 15 1/2 years of age who, except for age or lack of instruction in operating a motor vehicle, would otherwise be qualified to obtain a motorcycle or motor-tricycle license or endorsement, may apply, with the written consent of the parent or guardian of such person, for a temporary motorcycle instruction permit to operate a motorcycle or motor-tricycle.

Motorcycle Equipment Laws in Garden City, MO [3]

Various regulations and laws in Garden City regarding riders and passengers of motorcycles, as well as the equipment used on bikes.

  • Motorcycle Equipment Laws in Garden City
    • Every person riding on or operating a motorcycle or motor-tricycle shall wear protective headgear.
    • Eye protection is not required for riders in Missouri.
    • Every motorcycle shall be equipped with at least 1 and not more than 2 headlamps. Every motorcycle equipped with a sidecar or other attachment shall be equipped with a lamp on the outside limit of such attachment capable of displaying a white light to the front.
    • Required equipment: 1 rearview mirror, horn, fuel tank cap, license plate, muffler, registration card, tires approved for highway use, and turn signals (if equipped by manufacturer).
    • There is no passenger age restriction in Missouri.

Rider & Driver Facts in Garden City, MO

Rider & Driver Facts in Garden City, MO

Garden City Accident Reporting Regulations

  • Accident Reporting in Garden City [3]
    • Crashes are required to be reported in cases of death, injury, or when property damage exceeds $500.
    • The deadline to file a report is 5 days.

Garden City Highway Facts

  • Speed Limits in Garden City [2]
    • Rural interstates: 70 mph
    • Urban interstates: 60 mph
    • Other roads: 65 mph
  • Consumption of Motor Fuel in MO [4]
    • Missouri ranked 14th in the U.S. in 2011 in total motor fuel consumption.

Garden City Motorcycle Registrations

  • Registered Riders in MO [5]
    • In 2012, Missouri totaled 175,887 motorcycles registrations.
    • This number ranks 19th in the United States by state (including Washington, D.C.).
    • Note: MO ranked 18th in the nation in total auto registrations (all vehicle types) in 2011.

Additional information about Missouri

About Garden City

The city of Garden City (Missouri) has an approximate population of 1,642 and is located in Cass County. [6]

MO Motorcycle Insurance

Garden City, MO Motorcycle Insurance

To learn more about about Motorcycle Insurance in Garden City, or for additional resources related to Garden City Motorcycle Insurance, visit the Missouri Department of Insurance.

Did you know?

Much like car insurance, maintaining a good driving record can help keep motorcycle insurance rates low.

Additional Cities in MO

References

1. ^ Property Casualty Insurers Association of America (PCIAA)

2. ^ Insurance Institute for Highway Safety (IIHS)

3. ^ AAA Digest of Motor Laws and/or Missouri DOT

4. ^ U.S. Department of Transportation

5. ^ Federal Highway Administration

6. ^ United States Census Bureau (2010)