Motorcycle Insurance Providers in Ferguson, MO
Ferguson, MO Motorcycle Insurance
Motorcycle Insurance Coverage Requirements in Ferguson
- Minimum Liability Limits in Ferguson, MO: 25/50/10 [2]
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- 25 Required coverage up to $25,000 for one individual injured in an accident
- 50 Required coverage up to $50,000 for all persons injured in an accident
- 10 Required coverage up to $10,000 for property damage in an accident
- Insurer Verification of Insurance in Ferguson [2]
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- Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
- Insurer must verify randomly selected insurance policies upon request.
- Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.
Ferguson Motorcycle Insurance Liability Requirements
Mandatory motorcycle insurance coverage for riders in the state of Ferguson, MO.
- Motorcycle Insurance Requirements in Ferguson [2]
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- Bodily injury liability coverage
- Property damage liability coverage
- Uninsured motorist coverage
Motorcycle Helmet Laws in Ferguson
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- Motorcycle helmets required for all riders. [3]
Motorcycle Insurance Laws & Regulations in Ferguson, MO
Motorcycle License Regulations in Ferguson, MO [3]
Detailed information about Ferguson laws and regulations regarding obtaining and maintaining a motorcycle license in the state.
- Motorcycle License Laws in Ferguson
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- It is unlawful to operate a motorcycle or motor-tricycle unless the operator has a valid license that shows the operator has successfully passed an examination for the operation of the vehicle. Active duty members of the U.S. Armed Forces may waive the driving skills portion of the examination by submitting a proof of completion card from a military Motorcycle Rider Training Course.
- Any person at least 15 1/2 years of age who, except for age or lack of instruction in operating a motor vehicle, would otherwise be qualified to obtain a motorcycle or motor-tricycle license or endorsement, may apply, with the written consent of the parent or guardian of such person, for a temporary motorcycle instruction permit to operate a motorcycle or motor-tricycle.
Motorcycle Equipment Laws in Ferguson, MO [3]
Various regulations and laws in Ferguson regarding riders and passengers of motorcycles, as well as the equipment used on bikes.
- Motorcycle Equipment Laws in Ferguson
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- Every person riding on or operating a motorcycle or motor-tricycle shall wear protective headgear.
- Eye protection is not required for riders in Missouri.
- Every motorcycle shall be equipped with at least 1 and not more than 2 headlamps. Every motorcycle equipped with a sidecar or other attachment shall be equipped with a lamp on the outside limit of such attachment capable of displaying a white light to the front.
- Required equipment: 1 rearview mirror, horn, fuel tank cap, license plate, muffler, registration card, tires approved for highway use, and turn signals (if equipped by manufacturer).
- There is no passenger age restriction in Missouri.
Rider & Driver Facts in Ferguson, MO
Ferguson Accident Reporting Regulations
- Accident Reporting in Ferguson [3]
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- Crashes are required to be reported in cases of death, injury, or when property damage exceeds $500.
- The deadline to file a report is 5 days.
Ferguson Highway Facts
- Speed Limits in Ferguson [2]
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- Rural interstates: 70 mph
- Urban interstates: 60 mph
- Other roads: 65 mph
- Consumption of Motor Fuel in MO [4]
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- Missouri ranked 14th in the U.S. in 2011 in total motor fuel consumption.
Ferguson Motorcycle Registrations
- Registered Riders in MO [5]
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- In 2012, Missouri totaled 175,887 motorcycles registrations.
- This number ranks 19th in the United States by state (including Washington, D.C.).
- Note: MO ranked 18th in the nation in total auto registrations (all vehicle types) in 2011.
Additional information about Missouri
About Ferguson
The city of Ferguson (Missouri) has an approximate population of 21,203 and is located in Saint Louis County. [6]
Ferguson, MO Motorcycle Insurance
To learn more about about Motorcycle Insurance in Ferguson, or for additional resources related to Ferguson Motorcycle Insurance, visit the Missouri Department of Insurance.
Did you know?
Currently, there is no motorcycle helmet use law in two states (Illinois and Iowa).
1. ^ Property Casualty Insurers Association of America (PCIAA)
2. ^ Insurance Institute for Highway Safety (IIHS)
3. ^ AAA Digest of Motor Laws and/or Missouri DOT
4. ^ U.S. Department of Transportation
5. ^ Federal Highway Administration
6. ^ United States Census Bureau (2010)
