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Comprehensive Local Motorcycle Insurance Guide

Cape Girardeau Motorcycle Insurance

Motorcycle Licenses in Cape Girardeau

^ It is unlawful to operate a motorcycle or motor-tricycle unless the operator has a valid license [Read More]

Affordable Motorcycle Insurance in Cape Girardeau, MO

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Motorcycle Laws in Cape Girardeau

^ Every person riding on or operating a motorcycle or motor-tricycle shall wear protective headgear. [Read More]

Motorcycle Insurance Providers in Cape Girardeau, MO

Cape Girardeau, MO Motorcycle Insurance

Cape Girardeau, MO Motorcycle Insurance

Motorcycle Insurance Coverage Requirements in Cape Girardeau


  • Minimum Liability Limits in Cape Girardeau, MO: 25/50/10 [2]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 10  Required coverage up to $10,000 for property damage in an accident

  • Insurer Verification of Insurance in Cape Girardeau [2]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
    • Insurer must verify randomly selected insurance policies upon request.
    • Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.

Cape Girardeau Motorcycle Insurance Liability Requirements

Required Motorcycle Insurance Coverage in Cape Girardeau

Mandatory motorcycle insurance coverage for riders in the state of Cape Girardeau, MO.

  • Motorcycle Insurance Requirements in Cape Girardeau [2]
    • Bodily injury liability coverage
    • Property damage liability coverage
    • Uninsured motorist coverage

Motorcycle Helmet Laws in Cape Girardeau

    • Motorcycle helmets required for all riders. [3]

Motorcycle Insurance Laws & Regulations in Cape Girardeau, MO

Motorcycle License Regulations in Cape Girardeau, MO [3]

Detailed information about Cape Girardeau laws and regulations regarding obtaining and maintaining a motorcycle license in the state.

Motorcycle License Laws in Cape Girardeau
  • Motorcycle License Laws in Cape Girardeau
    • It is unlawful to operate a motorcycle or motor-tricycle unless the operator has a valid license that shows the operator has successfully passed an examination for the operation of the vehicle. Active duty members of the U.S. Armed Forces may waive the driving skills portion of the examination by submitting a proof of completion card from a military Motorcycle Rider Training Course.
    • Any person at least 15 1/2 years of age who, except for age or lack of instruction in operating a motor vehicle, would otherwise be qualified to obtain a motorcycle or motor-tricycle license or endorsement, may apply, with the written consent of the parent or guardian of such person, for a temporary motorcycle instruction permit to operate a motorcycle or motor-tricycle.

Motorcycle Equipment Laws in Cape Girardeau, MO [3]

Various regulations and laws in Cape Girardeau regarding riders and passengers of motorcycles, as well as the equipment used on bikes.

  • Motorcycle Equipment Laws in Cape Girardeau
    • Every person riding on or operating a motorcycle or motor-tricycle shall wear protective headgear.
    • Eye protection is not required for riders in Missouri.
    • Every motorcycle shall be equipped with at least 1 and not more than 2 headlamps. Every motorcycle equipped with a sidecar or other attachment shall be equipped with a lamp on the outside limit of such attachment capable of displaying a white light to the front.
    • Required equipment: 1 rearview mirror, horn, fuel tank cap, license plate, muffler, registration card, tires approved for highway use, and turn signals (if equipped by manufacturer).
    • There is no passenger age restriction in Missouri.

Rider & Driver Facts in Cape Girardeau, MO

Rider & Driver Facts in Cape Girardeau, MO

Cape Girardeau Accident Reporting Regulations

  • Accident Reporting in Cape Girardeau [3]
    • Crashes are required to be reported in cases of death, injury, or when property damage exceeds $500.
    • The deadline to file a report is 5 days.

Cape Girardeau Highway Facts

  • Speed Limits in Cape Girardeau [2]
    • Rural interstates: 70 mph
    • Urban interstates: 60 mph
    • Other roads: 65 mph
  • Consumption of Motor Fuel in MO [4]
    • Missouri ranked 14th in the U.S. in 2011 in total motor fuel consumption.

Cape Girardeau Motorcycle Registrations

  • Registered Riders in MO [5]
    • In 2012, Missouri totaled 175,887 motorcycles registrations.
    • This number ranks 19th in the United States by state (including Washington, D.C.).
    • Note: MO ranked 18th in the nation in total auto registrations (all vehicle types) in 2011.

Additional information about Missouri

About Cape Girardeau

The city of Cape Girardeau (Missouri) has an approximate population of 37,941 and is located in Cape Girardeau County. [6]

MO Motorcycle Insurance

Cape Girardeau, MO Motorcycle Insurance

To learn more about about Motorcycle Insurance in Cape Girardeau, or for additional resources related to Cape Girardeau Motorcycle Insurance, visit the Missouri Department of Insurance.

Did you know?

Currently, laws requiring only some motorcyclists to wear a helmet are in place in 28 states.

Additional Cities in MO

References

1. ^ Property Casualty Insurers Association of America (PCIAA)

2. ^ Insurance Institute for Highway Safety (IIHS)

3. ^ AAA Digest of Motor Laws and/or Missouri DOT

4. ^ U.S. Department of Transportation

5. ^ Federal Highway Administration

6. ^ United States Census Bureau (2010)