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Comprehensive Local Motorcycle Insurance Guide

Boston Motorcycle Insurance

Motorcycle Licenses in Boston

^ Class M: A motorcycle or any other motor vehicle having a seat or saddle for the [Read More]

Affordable Motorcycle Insurance in Boston, MA

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Motorcycle Laws in Boston

^ Every operator of or rider on a motorcycle must wear protective headgear and eye-goggles if motorcycle is not equipped with [Read More]

Motorcycle Insurance Providers in Boston, MA

Boston, MA Motorcycle Insurance

Boston, MA Motorcycle Insurance

Motorcycle Insurance Coverage Requirements in Boston


  • Minimum Liability Limits in Boston, MA: 20/40/5 [2]
    • 20  Required coverage up to $20,000 for one individual injured in an accident
    • 40  Required coverage up to $40,000 for all persons injured in an accident
    • 5  Required coverage up to $5,000 for property damage in an accident

  • Insurer Verification of Insurance in Boston [2]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
    • Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.

Boston Motorcycle Insurance Liability Requirements

Required Motorcycle Insurance Coverage in Boston

Mandatory motorcycle insurance coverage for riders in the state of Boston, MA.

  • Motorcycle Insurance Requirements in Boston [2]
    • Bodily injury liability coverage
    • Property damage liability coverage
    • Uninsured motorist coverage
    • Underinsured motorist coverage
    • Personal injury protection coverage

Motorcycle Helmet Laws in Boston

    • Motorcycle helmets required for all riders. [3]

Motorcycle Insurance Laws & Regulations in Boston, MA

Motorcycle License Regulations in Boston, MA [3]

Detailed information about Boston laws and regulations regarding obtaining and maintaining a motorcycle license in the state.

Motorcycle License Laws in Boston
  • Motorcycle License Laws in Boston
    • Class M: A motorcycle or any other motor vehicle having a seat or saddle for the rider and designed to travel with no more than 3 wheels in contact with the ground.
    • To minimize the risk and maximize the fun of motorcycling, the Registry of Motor Vehicles sponsors the Massachusetts Rider Education Program (MREP).
    • Junior Operators (under the age of 18) are required to complete the MREP basic rider course (which includes a motorcycle skills test) to get a motorcycle license in addition to the requirements needed to obtain a Junior Operator Class D License.

Motorcycle Equipment Laws in Boston, MA [3]

Various regulations and laws in Boston regarding riders and passengers of motorcycles, as well as the equipment used on bikes.

  • Motorcycle Equipment Laws in Boston
    • Every operator of or rider on a motorcycle must wear protective headgear and eye-goggles if motorcycle is not equipped with a windshield or screen.
    • Motorcyclists are exempt from wearing protective headgear when participating in a parade.
    • Passenger footrest required if carrying a passenger.
    • Every motorcycle must be equipped with either a split service brake system or 2 independently actuated service brake systems.
    • Every motorcycle must be equipped with 1 white headlamp, 1 red rear lamp, 1 rear stop lamp, and a registration plate illuminator.

Rider & Driver Facts in Boston, MA

Rider & Driver Facts in Boston, MA

Boston Accident Reporting Regulations

  • Accident Reporting in Boston [3]
    • Crashes are required to be reported in cases of death, injury, or if property damage exceeds $1000.
    • The deadline to file a report is 5 days.

Boston Highway Facts

  • Speed Limits in Boston [2]
    • Rural interstates: 65 mph
    • Urban interstates: 65 mph
    • Other roads: 55 mph
  • Consumption of Motor Fuel in MA [4]
    • Massachusetts ranked 21st in the U.S. in 2011 in total motor fuel consumption.

Boston Motorcycle Registrations

  • Registered Riders in MA [5]
    • In 2012, Massachusetts totaled 124,121 motorcycles registrations.
    • This number ranks 25th in the United States by state (including Washington, D.C.).
    • Note: MA ranked 15th in the nation in total auto registrations (all vehicle types) in 2011.

Additional information about Massachusetts

About Boston

The city of Boston (Massachusetts) has an approximate population of 617,594 and is located in Suffolk County. [6]

MA Motorcycle Insurance

Boston, MA Motorcycle Insurance

To learn more about about Motorcycle Insurance in Boston, or for additional resources related to Boston Motorcycle Insurance, visit the Massachusetts Department of Insurance.

Did you know?

According to the Insurance Information Institute, there were about 8.5 million motorcycles on the road in 2012.

Additional Cities in MA

References

1. ^ Property Casualty Insurers Association of America (PCIAA)

2. ^ Insurance Institute for Highway Safety (IIHS)

3. ^ AAA Digest of Motor Laws and/or Massachusetts DOT

4. ^ U.S. Department of Transportation

5. ^ Federal Highway Administration

6. ^ United States Census Bureau (2010)