Kansas City Motorcycle Insurance

Motorcycle Insurance Coverage Requirements in Kansas City

• Minimum Liability Limits in Kansas City, KS: 25/50/10 ^[2]
• • 25  Required coverage up to $25,000 for one individual injured in an accident
  • 50  Required coverage up to $50,000 for all persons injured in an accident
  • 10  Required coverage up to $10,000 for property damage in an accident

• Insurer Verification of Insurance in Kansas City ^[2]
• • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
  • Insurer must verify randomly selected insurance policies upon request.

Kansas City Motorcycle Insurance Liability Requirements

Mandatory motorcycle insurance coverage for riders in the state of Kansas City, KS.

• Motorcycle Insurance Requirements in Kansas City ^[2]
• • Bodily injury liability coverage
  • Property damage liability coverage
  • Uninsured motorist coverage
  • Personal injury protection coverage

Motorcycle Helmet Laws in Kansas City

• • Motorcycle helmets required for 17 and younger. ^[3]

Motorcycle License Regulations in Kansas City, KS ^[3]

Detailed information about Kansas City laws and regulations regarding obtaining and maintaining a motorcycle license in the state.

• Motorcycle License Laws in Kansas City
• • Operators of motorcycles must obtain a Class M license.
  • Applicants for a motorcycle license must fulfill the same requirements as applicants for motor vehicles, except that applicants for class M licenses who have completed prior approved motorcycle safety training are not required to complete further written and driving testing.

Motorcycle Equipment Laws in Kansas City, KS ^[3]

Various regulations and laws in Kansas City regarding riders and passengers of motorcycles, as well as the equipment used on bikes.

• Motorcycle Equipment Laws in Kansas City
• • All persons operating or riding on a motorcycle or motorized bicycle under the age of 18 shall wear a helmet.
  • No person shall operate a motorcycle unless that person is either wearing protective glasses, goggles, or transparent windshields, or whose motorcycle is equipped with a windscreen with a 10-inch minimum height. Passengers under age 18 must wear an eye-protective device which shall consist of protective glasses, goggles or transparent face shields that are shatter proof and impact resistant.
  • A person operating a motorcycle shall ride only upon the permanent and regular seat, and shall not carry another person unless the motorcycle has either a permanent and regular seat designed for 2 persons or has a second seat and footrests firmly attached to the rear or side of the front driver's seat.
  • All motorcycles and motor-driven cycles shall be equipped with at least 1 headlamp, 1 tail lamp, and 1 white light capable of illuminating the rear license plate from at least 50 feet.
  • All motorcycles and motor-driven cycles shall be equipped with at least 1 red rear reflector and 1 rear stop lamp.