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Comprehensive Local Motorcycle Insurance Guide

Kansas Motorcycle Insurance

Motorcycle Registrations in KS

^ There are 81,578 registered motorcycles in Kansas, the 31st highest number in the nation. [1]

Motorcycle Insurance in KS by City

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Motorcycle Insurance Providers in Kansas

KS Motorcycle Insurance

KS Motorcycle Insurance in Kansas

Motorcycle Insurance Coverage Requirements in Kansas


  • Minimum Liability Limits in KS: 25/50/10 [2]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 10  Required coverage up to $10,000 for property damage in an accident

  • Insurer Verification of Insurance in KS [2]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
    • Insurer must verify randomly selected insurance policies upon request.

Kansas Motorcycle Insurance Liability Requirements

Required Motorcycle Insurance Coverage in Kansas

Mandatory motorcycle insurance coverage for riders in the state of Kansas.

  • Motorcycle Insurance Requirements in KS [2]
    • Bodily injury liability coverage
    • Property damage liability coverage
    • Uninsured motorist coverage
    • Personal injury protection coverage

Motorcycle Helmet Laws in Kansas

    • Motorcycle helmets required for 17 and younger. [3]

Motorcycle Insurance Laws & Regulations in Kansas

Motorcycle License Regulations in Kansas [4]

Detailed information about Kansas laws and regulations regarding obtaining and maintaining a motorcycle license in the state.

Motorcycle License Regulations in Kansas
  • Motorcycle License Laws in KS
    • Operators of motorcycles must obtain a Class M license.
    • Applicants for a motorcycle license must fulfill the same requirements as applicants for motor vehicles, except that applicants for class M licenses who have completed prior approved motorcycle safety training are not required to complete further written and driving testing.

Motorcycle Equipment Laws in Kansas [4]

Various regulations and laws in Kansas regarding riders and passengers of motorcycles, as well as the equipment used on bikes.

  • Motorcycle Equipment Laws in KS
    • All persons operating or riding on a motorcycle or motorized bicycle under the age of 18 shall wear a helmet.
    • No person shall operate a motorcycle unless that person is either wearing protective glasses, goggles, or transparent windshields, or whose motorcycle is equipped with a windscreen with a 10-inch minimum height. Passengers under age 18 must wear an eye-protective device which shall consist of protective glasses, goggles or transparent face shields that are shatter proof and impact resistant.
    • A person operating a motorcycle shall ride only upon the permanent and regular seat, and shall not carry another person unless the motorcycle has either a permanent and regular seat designed for 2 persons or has a second seat and footrests firmly attached to the rear or side of the front driver's seat.
    • All motorcycles and motor-driven cycles shall be equipped with at least 1 headlamp, 1 tail lamp, and 1 white light capable of illuminating the rear license plate from at least 50 feet.
    • All motorcycles and motor-driven cycles shall be equipped with at least 1 red rear reflector and 1 rear stop lamp.

Rider & Driver Facts in Kansas

Rider & Driver Facts in Kansas

Kansas Motorcycle Registrations

  • Registered Riders in KS [1]
    • In 2012, Kansas totaled 81,578 motorcycles registrations.
    • This number ranks 31st in the United States by state (including Washington, D.C.).
    • Note: KS ranked 32nd in the nation in total auto registrations (all vehicle types) in 2011.

Kansas Highway Facts

  • Speed Limits in KS [3]
    • Rural interstates: 75 mph
    • Urban interstates: 75 mph
    • Other roads: 65 mph
  • Consumption of Motor Fuel in KS [5]
    • Kansas ranked 32nd in the U.S. in 2011 in total motor fuel consumption.

Kansas Accident Reporting Regulations

  • Accident Reporting in KS [4]
    • Crashes are required to be immediately reported in cases of death or injury.
    • Crashes are required to be immediately reported when property damage exceeds $1,500.

Kansas Demographics

Age Breakdown in Kansas

Approximately 71% residents in KS are 20 and older, while 23% are between ages 5 and 19, and 5% are under the age of 5. [6]


Household Income: Kansas vs. U.S.

The median household income in the state of Kansas is $54,787, which is about 6 percent less than the median income for the United States overall of $58,283. [6]


Income Breakdown in Kansas

About 14% of households in KS have incomes below the poverty level. Below is the complete income breakdown for the state. [6]


Additional information about Kansas

About Kansas

Kansas as a whole has an approximate population of 2,853,118, which ranks 31st in the nation. [6]

KS Motorcycle Insurance

KS Motorcycle Insurance

To learn more about Motorcycle Insurance in Kansas, or for additional resources related to Kansas Motorcycle Insurance, visit the Kansas Department of Insurance.

Did you know?

Much like car insurance, maintaining a good driving record can help keep motorcycle insurance rates low.

Kansas Cities

References

1. ^ Federal Highway Administration

2. ^ Property Casualty Insurers Association of America (PCIAA)

3. ^ Insurance Institute for Highway Safety (IIHS)

4. ^ AAA Digest of Motor Laws and/or Kansas DOT

5. ^ U.S. Department of Transportation

6. ^ United States Census Bureau (2010)