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Pacific Junction Motorcycle Insurance

Motorcycle Licenses in Pacific Junction

^ Class M driver's or Endorsement L licenses are issued for the operation of a motorcycle. [Read More]

Affordable Motorcycle Insurance in Pacific Junction, IA

^ Click here to compare Pacific Junction Motorcycle Insurance options now & find a motorcycle insurance plan.

Motorcycle Laws in Pacific Junction

^ Iowa does not have a motorcycle helmet law. [Read More]

Motorcycle Insurance Providers in Pacific Junction, IA

Pacific Junction, IA Motorcycle Insurance

Pacific Junction, IA Motorcycle Insurance

Motorcycle Insurance Coverage Requirements in Pacific Junction


  • Minimum Liability Limits in Pacific Junction, IA: 20/40/15 [2]
    • 20  Required coverage up to $20,000 for one individual injured in an accident
    • 40  Required coverage up to $40,000 for all persons injured in an accident
    • 15  Required coverage up to $15,000 for property damage in an accident

  • Insurer Verification of Insurance in Pacific Junction [2]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.

Pacific Junction Motorcycle Insurance Liability Requirements

Required Motorcycle Insurance Coverage in Pacific Junction

Mandatory motorcycle insurance coverage for riders in the state of Pacific Junction, IA.

  • Motorcycle Insurance Requirements in Pacific Junction [2]
    • Bodily injury liability coverage
    • Property damage liability coverage

Motorcycle Helmet Laws in Pacific Junction

    • No law in place. [3]

Motorcycle Insurance Laws & Regulations in Pacific Junction, IA

Motorcycle License Regulations in Pacific Junction, IA [3]

Detailed information about Pacific Junction laws and regulations regarding obtaining and maintaining a motorcycle license in the state.

Motorcycle License Laws in Pacific Junction
  • Motorcycle License Laws in Pacific Junction
    • Class M driver's or Endorsement L licenses are issued for the operation of a motorcycle.
    • Applicants under the age of 18 for a motorcycle driver's license must successfully complete a motorcycle education course.

Motorcycle Equipment Laws in Pacific Junction, IA [3]

Various regulations and laws in Pacific Junction regarding riders and passengers of motorcycles, as well as the equipment used on bikes.

  • Motorcycle Equipment Laws in Pacific Junction
    • Iowa does not have a motorcycle helmet law.
    • Eye protection is not required for riders in Iowa.
    • The motorcycle must be equipped with footrests for the passenger unless the passenger is riding in a sidecar or enclosed cab.
    • A person must not operate or ride a motorcycle on the highways with another person on the motorcycle unless the motorcycle is designed to carry more than 1 person.
    • Passengers may ride upon the regular seat if designed for 2 persons, or upon another seat firmly attached at the rear.

Rider & Driver Facts in Pacific Junction, IA

Rider & Driver Facts in Pacific Junction, IA

Pacific Junction Accident Reporting Regulations

  • Accident Reporting in Pacific Junction [3]
    • Drivers are not required to fill out a DOT report for an accident resulting in personal injury, death, or damage of $1,500 or more if the accident is investigated by a law enforcement agency.
    • If required to submit an accident report, the deadline is 3 days.

Pacific Junction Highway Facts

  • Speed Limits in Pacific Junction [2]
    • Rural interstates: 70 mph
    • Urban interstates: 55 mph
    • Other roads: 55 mph
  • Consumption of Motor Fuel in IA [4]
    • Iowa ranked 28th in the U.S. in 2011 in total motor fuel consumption.

Pacific Junction Motorcycle Registrations

  • Registered Riders in IA [5]
    • In 2012, Iowa totaled 180,063 motorcycles registrations.
    • This number ranks 18th in the United States by state (including Washington, D.C.).
    • Note: IA ranked 27th in the nation in total auto registrations (all vehicle types) in 2011.

Additional information about Iowa

About Pacific Junction

The city of Pacific Junction (Iowa) has an approximate population of 471 and is located in Mills County. [6]

IA Motorcycle Insurance

Pacific Junction, IA Motorcycle Insurance

To learn more about about Motorcycle Insurance in Pacific Junction, or for additional resources related to Pacific Junction Motorcycle Insurance, visit the Iowa Department of Insurance.

Did you know?

Many insurance companies offer discounts on insurance for graduates of motorcycle training courses.

Additional Cities in IA

References

1. ^ Property Casualty Insurers Association of America (PCIAA)

2. ^ Insurance Institute for Highway Safety (IIHS)

3. ^ AAA Digest of Motor Laws and/or Iowa DOT

4. ^ U.S. Department of Transportation

5. ^ Federal Highway Administration

6. ^ United States Census Bureau (2010)