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Comprehensive Local Motorcycle Insurance Guide

Larchwood Motorcycle Insurance

Motorcycle Licenses in Larchwood

^ Class M driver's or Endorsement L licenses are issued for the operation of a motorcycle. [Read More]

Affordable Motorcycle Insurance in Larchwood, IA

^ Click here to compare Larchwood Motorcycle Insurance options now & find a motorcycle insurance plan.

Motorcycle Laws in Larchwood

^ Iowa does not have a motorcycle helmet law. [Read More]

Motorcycle Insurance Providers in Larchwood, IA

Larchwood, IA Motorcycle Insurance

Larchwood, IA Motorcycle Insurance

Motorcycle Insurance Coverage Requirements in Larchwood


  • Minimum Liability Limits in Larchwood, IA: 20/40/15 [2]
    • 20  Required coverage up to $20,000 for one individual injured in an accident
    • 40  Required coverage up to $40,000 for all persons injured in an accident
    • 15  Required coverage up to $15,000 for property damage in an accident

  • Insurer Verification of Insurance in Larchwood [2]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.

Larchwood Motorcycle Insurance Liability Requirements

Required Motorcycle Insurance Coverage in Larchwood

Mandatory motorcycle insurance coverage for riders in the state of Larchwood, IA.

  • Motorcycle Insurance Requirements in Larchwood [2]
    • Bodily injury liability coverage
    • Property damage liability coverage

Motorcycle Helmet Laws in Larchwood

    • No law in place. [3]

Motorcycle Insurance Laws & Regulations in Larchwood, IA

Motorcycle License Regulations in Larchwood, IA [3]

Detailed information about Larchwood laws and regulations regarding obtaining and maintaining a motorcycle license in the state.

Motorcycle License Laws in Larchwood
  • Motorcycle License Laws in Larchwood
    • Class M driver's or Endorsement L licenses are issued for the operation of a motorcycle.
    • Applicants under the age of 18 for a motorcycle driver's license must successfully complete a motorcycle education course.

Motorcycle Equipment Laws in Larchwood, IA [3]

Various regulations and laws in Larchwood regarding riders and passengers of motorcycles, as well as the equipment used on bikes.

  • Motorcycle Equipment Laws in Larchwood
    • Iowa does not have a motorcycle helmet law.
    • Eye protection is not required for riders in Iowa.
    • The motorcycle must be equipped with footrests for the passenger unless the passenger is riding in a sidecar or enclosed cab.
    • A person must not operate or ride a motorcycle on the highways with another person on the motorcycle unless the motorcycle is designed to carry more than 1 person.
    • Passengers may ride upon the regular seat if designed for 2 persons, or upon another seat firmly attached at the rear.

Rider & Driver Facts in Larchwood, IA

Rider & Driver Facts in Larchwood, IA

Larchwood Accident Reporting Regulations

  • Accident Reporting in Larchwood [3]
    • Drivers are not required to fill out a DOT report for an accident resulting in personal injury, death, or damage of $1,500 or more if the accident is investigated by a law enforcement agency.
    • If required to submit an accident report, the deadline is 3 days.

Larchwood Highway Facts

  • Speed Limits in Larchwood [2]
    • Rural interstates: 70 mph
    • Urban interstates: 55 mph
    • Other roads: 55 mph
  • Consumption of Motor Fuel in IA [4]
    • Iowa ranked 28th in the U.S. in 2011 in total motor fuel consumption.

Larchwood Motorcycle Registrations

  • Registered Riders in IA [5]
    • In 2012, Iowa totaled 180,063 motorcycles registrations.
    • This number ranks 18th in the United States by state (including Washington, D.C.).
    • Note: IA ranked 27th in the nation in total auto registrations (all vehicle types) in 2011.

Additional information about Iowa

About Larchwood

The city of Larchwood (Iowa) has an approximate population of 866 and is located in Lyon County. [6]

IA Motorcycle Insurance

Larchwood, IA Motorcycle Insurance

To learn more about about Motorcycle Insurance in Larchwood, or for additional resources related to Larchwood Motorcycle Insurance, visit the Iowa Department of Insurance.

Did you know?

In 2013, 88,000 motorcyclists were injured, down 5.4% from 93,000 in 2012 (Insurance Information Institute)

Additional Cities in IA

References

1. ^ Property Casualty Insurers Association of America (PCIAA)

2. ^ Insurance Institute for Highway Safety (IIHS)

3. ^ AAA Digest of Motor Laws and/or Iowa DOT

4. ^ U.S. Department of Transportation

5. ^ Federal Highway Administration

6. ^ United States Census Bureau (2010)