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Comprehensive Local Motorcycle Insurance Guide

Hiawatha Motorcycle Insurance

Motorcycle Licenses in Hiawatha

^ Class M driver's or Endorsement L licenses are issued for the operation of a motorcycle. [Read More]

Affordable Motorcycle Insurance in Hiawatha, IA

^ Click here to compare Hiawatha Motorcycle Insurance options now & find a motorcycle insurance plan.

Motorcycle Laws in Hiawatha

^ Iowa does not have a motorcycle helmet law. [Read More]

Motorcycle Insurance Providers in Hiawatha, IA

Hiawatha, IA Motorcycle Insurance

Hiawatha, IA Motorcycle Insurance

Motorcycle Insurance Coverage Requirements in Hiawatha


  • Minimum Liability Limits in Hiawatha, IA: 20/40/15 [2]
    • 20  Required coverage up to $20,000 for one individual injured in an accident
    • 40  Required coverage up to $40,000 for all persons injured in an accident
    • 15  Required coverage up to $15,000 for property damage in an accident

  • Insurer Verification of Insurance in Hiawatha [2]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.

Hiawatha Motorcycle Insurance Liability Requirements

Required Motorcycle Insurance Coverage in Hiawatha

Mandatory motorcycle insurance coverage for riders in the state of Hiawatha, IA.

  • Motorcycle Insurance Requirements in Hiawatha [2]
    • Bodily injury liability coverage
    • Property damage liability coverage

Motorcycle Helmet Laws in Hiawatha

    • No law in place. [3]

Motorcycle Insurance Laws & Regulations in Hiawatha, IA

Motorcycle License Regulations in Hiawatha, IA [3]

Detailed information about Hiawatha laws and regulations regarding obtaining and maintaining a motorcycle license in the state.

Motorcycle License Laws in Hiawatha
  • Motorcycle License Laws in Hiawatha
    • Class M driver's or Endorsement L licenses are issued for the operation of a motorcycle.
    • Applicants under the age of 18 for a motorcycle driver's license must successfully complete a motorcycle education course.

Motorcycle Equipment Laws in Hiawatha, IA [3]

Various regulations and laws in Hiawatha regarding riders and passengers of motorcycles, as well as the equipment used on bikes.

  • Motorcycle Equipment Laws in Hiawatha
    • Iowa does not have a motorcycle helmet law.
    • Eye protection is not required for riders in Iowa.
    • The motorcycle must be equipped with footrests for the passenger unless the passenger is riding in a sidecar or enclosed cab.
    • A person must not operate or ride a motorcycle on the highways with another person on the motorcycle unless the motorcycle is designed to carry more than 1 person.
    • Passengers may ride upon the regular seat if designed for 2 persons, or upon another seat firmly attached at the rear.

Rider & Driver Facts in Hiawatha, IA

Rider & Driver Facts in Hiawatha, IA

Hiawatha Accident Reporting Regulations

  • Accident Reporting in Hiawatha [3]
    • Drivers are not required to fill out a DOT report for an accident resulting in personal injury, death, or damage of $1,500 or more if the accident is investigated by a law enforcement agency.
    • If required to submit an accident report, the deadline is 3 days.

Hiawatha Highway Facts

  • Speed Limits in Hiawatha [2]
    • Rural interstates: 70 mph
    • Urban interstates: 55 mph
    • Other roads: 55 mph
  • Consumption of Motor Fuel in IA [4]
    • Iowa ranked 28th in the U.S. in 2011 in total motor fuel consumption.

Hiawatha Motorcycle Registrations

  • Registered Riders in IA [5]
    • In 2012, Iowa totaled 180,063 motorcycles registrations.
    • This number ranks 18th in the United States by state (including Washington, D.C.).
    • Note: IA ranked 27th in the nation in total auto registrations (all vehicle types) in 2011.

Additional information about Iowa

About Hiawatha

The city of Hiawatha (Iowa) has an approximate population of 7,024 and is located in Linn County. [6]

IA Motorcycle Insurance

Hiawatha, IA Motorcycle Insurance

To learn more about about Motorcycle Insurance in Hiawatha, or for additional resources related to Hiawatha Motorcycle Insurance, visit the Iowa Department of Insurance.

Did you know?

The type, style and age of the motorcycle you ride can affect how much you pay in motorcycle insurance premiums.

Additional Cities in IA

References

1. ^ Property Casualty Insurers Association of America (PCIAA)

2. ^ Insurance Institute for Highway Safety (IIHS)

3. ^ AAA Digest of Motor Laws and/or Iowa DOT

4. ^ U.S. Department of Transportation

5. ^ Federal Highway Administration

6. ^ United States Census Bureau (2010)