Motorcycle Insurance Providers in Essex, IA
Essex, IA Motorcycle Insurance
Motorcycle Insurance Coverage Requirements in Essex
- Minimum Liability Limits in Essex, IA: 20/40/15 [2]
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- 20 Required coverage up to $20,000 for one individual injured in an accident
- 40 Required coverage up to $40,000 for all persons injured in an accident
- 15 Required coverage up to $15,000 for property damage in an accident
- Insurer Verification of Insurance in Essex [2]
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- Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
Essex Motorcycle Insurance Liability Requirements
Mandatory motorcycle insurance coverage for riders in the state of Essex, IA.
- Motorcycle Insurance Requirements in Essex [2]
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- Bodily injury liability coverage
- Property damage liability coverage
Motorcycle Helmet Laws in Essex
Motorcycle Insurance Laws & Regulations in Essex, IA
Motorcycle License Regulations in Essex, IA [3]
Detailed information about Essex laws and regulations regarding obtaining and maintaining a motorcycle license in the state.
- Motorcycle License Laws in Essex
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- Class M driver's or Endorsement L licenses are issued for the operation of a motorcycle.
- Applicants under the age of 18 for a motorcycle driver's license must successfully complete a motorcycle education course.
Motorcycle Equipment Laws in Essex, IA [3]
Various regulations and laws in Essex regarding riders and passengers of motorcycles, as well as the equipment used on bikes.
- Motorcycle Equipment Laws in Essex
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- Iowa does not have a motorcycle helmet law.
- Eye protection is not required for riders in Iowa.
- The motorcycle must be equipped with footrests for the passenger unless the passenger is riding in a sidecar or enclosed cab.
- A person must not operate or ride a motorcycle on the highways with another person on the motorcycle unless the motorcycle is designed to carry more than 1 person.
- Passengers may ride upon the regular seat if designed for 2 persons, or upon another seat firmly attached at the rear.
Rider & Driver Facts in Essex, IA
Essex Accident Reporting Regulations
- Accident Reporting in Essex [3]
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- Drivers are not required to fill out a DOT report for an accident resulting in personal injury, death, or damage of $1,500 or more if the accident is investigated by a law enforcement agency.
- If required to submit an accident report, the deadline is 3 days.
Essex Highway Facts
- Speed Limits in Essex [2]
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- Rural interstates: 70 mph
- Urban interstates: 55 mph
- Other roads: 55 mph
- Consumption of Motor Fuel in IA [4]
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- Iowa ranked 28th in the U.S. in 2011 in total motor fuel consumption.
Essex Motorcycle Registrations
- Registered Riders in IA [5]
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- In 2012, Iowa totaled 180,063 motorcycles registrations.
- This number ranks 18th in the United States by state (including Washington, D.C.).
- Note: IA ranked 27th in the nation in total auto registrations (all vehicle types) in 2011.
Additional information about Iowa
About Essex
The city of Essex (Iowa) has an approximate population of 798 and is located in Page County. [6]
Essex, IA Motorcycle Insurance
To learn more about about Motorcycle Insurance in Essex, or for additional resources related to Essex Motorcycle Insurance, visit the Iowa Department of Insurance.
Did you know?
In some states with harsh winters, riders can opt for insurance coverage that is suspended during winter.
1. ^ Property Casualty Insurers Association of America (PCIAA)
2. ^ Insurance Institute for Highway Safety (IIHS)
3. ^ AAA Digest of Motor Laws and/or Iowa DOT
4. ^ U.S. Department of Transportation
5. ^ Federal Highway Administration
6. ^ United States Census Bureau (2010)
