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Algona Motorcycle Insurance

Motorcycle Licenses in Algona

^ Class M driver's or Endorsement L licenses are issued for the operation of a motorcycle. [Read More]

Affordable Motorcycle Insurance in Algona, IA

^ Click here to compare Algona Motorcycle Insurance options now & find a motorcycle insurance plan.

Motorcycle Laws in Algona

^ Iowa does not have a motorcycle helmet law. [Read More]

Motorcycle Insurance Providers in Algona, IA

Algona, IA Motorcycle Insurance

Algona, IA Motorcycle Insurance

Motorcycle Insurance Coverage Requirements in Algona


  • Minimum Liability Limits in Algona, IA: 20/40/15 [2]
    • 20  Required coverage up to $20,000 for one individual injured in an accident
    • 40  Required coverage up to $40,000 for all persons injured in an accident
    • 15  Required coverage up to $15,000 for property damage in an accident

  • Insurer Verification of Insurance in Algona [2]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.

Algona Motorcycle Insurance Liability Requirements

Required Motorcycle Insurance Coverage in Algona

Mandatory motorcycle insurance coverage for riders in the state of Algona, IA.

  • Motorcycle Insurance Requirements in Algona [2]
    • Bodily injury liability coverage
    • Property damage liability coverage

Motorcycle Helmet Laws in Algona

    • No law in place. [3]

Motorcycle Insurance Laws & Regulations in Algona, IA

Motorcycle License Regulations in Algona, IA [3]

Detailed information about Algona laws and regulations regarding obtaining and maintaining a motorcycle license in the state.

Motorcycle License Laws in Algona
  • Motorcycle License Laws in Algona
    • Class M driver's or Endorsement L licenses are issued for the operation of a motorcycle.
    • Applicants under the age of 18 for a motorcycle driver's license must successfully complete a motorcycle education course.

Motorcycle Equipment Laws in Algona, IA [3]

Various regulations and laws in Algona regarding riders and passengers of motorcycles, as well as the equipment used on bikes.

  • Motorcycle Equipment Laws in Algona
    • Iowa does not have a motorcycle helmet law.
    • Eye protection is not required for riders in Iowa.
    • The motorcycle must be equipped with footrests for the passenger unless the passenger is riding in a sidecar or enclosed cab.
    • A person must not operate or ride a motorcycle on the highways with another person on the motorcycle unless the motorcycle is designed to carry more than 1 person.
    • Passengers may ride upon the regular seat if designed for 2 persons, or upon another seat firmly attached at the rear.

Rider & Driver Facts in Algona, IA

Rider & Driver Facts in Algona, IA

Algona Accident Reporting Regulations

  • Accident Reporting in Algona [3]
    • Drivers are not required to fill out a DOT report for an accident resulting in personal injury, death, or damage of $1,500 or more if the accident is investigated by a law enforcement agency.
    • If required to submit an accident report, the deadline is 3 days.

Algona Highway Facts

  • Speed Limits in Algona [2]
    • Rural interstates: 70 mph
    • Urban interstates: 55 mph
    • Other roads: 55 mph
  • Consumption of Motor Fuel in IA [4]
    • Iowa ranked 28th in the U.S. in 2011 in total motor fuel consumption.

Algona Motorcycle Registrations

  • Registered Riders in IA [5]
    • In 2012, Iowa totaled 180,063 motorcycles registrations.
    • This number ranks 18th in the United States by state (including Washington, D.C.).
    • Note: IA ranked 27th in the nation in total auto registrations (all vehicle types) in 2011.

Additional information about Iowa

About Algona

The city of Algona (Iowa) has an approximate population of 5,560 and is located in Kossuth County. [6]

IA Motorcycle Insurance

Algona, IA Motorcycle Insurance

To learn more about about Motorcycle Insurance in Algona, or for additional resources related to Algona Motorcycle Insurance, visit the Iowa Department of Insurance.

Did you know?

According to the Insurance Information Institute, there were about 8.5 million motorcycles on the road in 2012.

Additional Cities in IA

References

1. ^ Property Casualty Insurers Association of America (PCIAA)

2. ^ Insurance Institute for Highway Safety (IIHS)

3. ^ AAA Digest of Motor Laws and/or Iowa DOT

4. ^ U.S. Department of Transportation

5. ^ Federal Highway Administration

6. ^ United States Census Bureau (2010)