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Comprehensive Local Motorcycle Insurance Guide

Hamburg Motorcycle Insurance

Motorcycle Licenses in Hamburg

^ Licenses will not be issued to any person under the age of 18 as an operator [Read More]

Affordable Motorcycle Insurance in Hamburg, IL

^ Click here to compare Hamburg Motorcycle Insurance options now & find a motorcycle insurance plan.

Motorcycle Laws in Hamburg

^ Illinois does not have a motorcycle helmet law. [Read More]

Motorcycle Insurance Providers in Hamburg, IL

Hamburg, IL Motorcycle Insurance

Hamburg, IL Motorcycle Insurance

Motorcycle Insurance Coverage Requirements in Hamburg


  • Minimum Liability Limits in Hamburg, IL: 20/40/15 [2]
    • 20  Required coverage up to $20,000 for one individual injured in an accident
    • 40  Required coverage up to $40,000 for all persons injured in an accident
    • 15  Required coverage up to $15,000 for property damage in an accident

  • Insurer Verification of Insurance in Hamburg [2]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
    • Insurer must verify financial responsibility or insurance after an accident or arrest.
    • Insurer must verify randomly selected insurance policies upon request.

Hamburg Motorcycle Insurance Liability Requirements

Required Motorcycle Insurance Coverage in Hamburg

Mandatory motorcycle insurance coverage for riders in the state of Hamburg, IL.

  • Motorcycle Insurance Requirements in Hamburg [2]
    • Bodily injury liability coverage
    • Property damage liability coverage
    • Uninsured motorist coverage

Motorcycle Helmet Laws in Hamburg

    • No law in place. [3]

Motorcycle Insurance Laws & Regulations in Hamburg, IL

Motorcycle License Regulations in Hamburg, IL [3]

Detailed information about Hamburg laws and regulations regarding obtaining and maintaining a motorcycle license in the state.

Motorcycle License Laws in Hamburg
  • Motorcycle License Laws in Hamburg
    • Licenses will not be issued to any person under the age of 18 as an operator of a motorcycle unless the person has completed a motorcycle training course approved by IDOT and the required Secretary of State's motorcycle driver's examination.
    • A 12-month instruction permit for a motor-driven cycle or motorcycle may be issued to a person 18 years of age or more, which entitles the holder to drive upon the highways during daylight under the direct supervision of a licensed motor-driven cycle operator or motorcycle operator with the same or greater classification, who is 21 years of age or older and who has at least 1 year of driving experience.
    • An instruction permit for a Class M license may be issued to an applicant under age 18 only after successful completion of an approved driver education course and documentation of enrollment in an Illinois Department of Transportation (IDOT) Motorcycle Rider Education course.

Motorcycle Equipment Laws in Hamburg, IL [3]

Various regulations and laws in Hamburg regarding riders and passengers of motorcycles, as well as the equipment used on bikes.

  • Motorcycle Equipment Laws in Hamburg
    • Illinois does not have a motorcycle helmet law.
    • Every driver and passenger must be protected by glasses, goggles, or a transparent shield.
    • Any motorcycle carrying a passenger, other than in a sidecar or enclosed cab, must be equipped with footrests for such passenger.
    • No person shall operate any motorcycle with handlebars higher than the height of the shoulders of the operator when seated on the motorcycle.
    • Motorcycles and motor-driven cycles need not be equipped with electric turn signals.

Rider & Driver Facts in Hamburg, IL

Rider & Driver Facts in Hamburg, IL

Hamburg Accident Reporting Regulations

  • Accident Reporting in Hamburg [3]
    • Crashes are required to be reported in cases of death, injury, or when property damage exceeds $1,500, or $500 if any vehicle involved in the crash is uninsured.
    • The deadline to file a report with the Department of Transportation is 10 days.

Hamburg Highway Facts

  • Speed Limits in Hamburg [2]
    • Rural interstates: 65 mph
    • Urban interstates: 55 mph
    • Other roads: 55 mph
  • Consumption of Motor Fuel in IL [4]
    • Illinois ranked 7th in the U.S. in 2011 in total motor fuel consumption.

Hamburg Motorcycle Registrations

  • Registered Riders in IL [5]
    • In 2012, Illinois totaled 364,655 motorcycles registrations.
    • This number ranks 5th in the United States by state (including Washington, D.C.).
    • Note: IL ranked 4th in the nation in total auto registrations (all vehicle types) in 2011.

Additional information about Illinois

About Hamburg

The village of Hamburg (Illinois) has an approximate population of 128 and is located in Calhoun County. [6]

IL Motorcycle Insurance

Hamburg, IL Motorcycle Insurance

To learn more about about Motorcycle Insurance in Hamburg, or for additional resources related to Hamburg Motorcycle Insurance, visit the Illinois Department of Insurance.

Did you know?

In some states with harsh winters, riders can opt for insurance coverage that is suspended during winter.

Additional Cities in IL

References

1. ^ Property Casualty Insurers Association of America (PCIAA)

2. ^ Insurance Institute for Highway Safety (IIHS)

3. ^ AAA Digest of Motor Laws and/or Illinois DOT

4. ^ U.S. Department of Transportation

5. ^ Federal Highway Administration

6. ^ United States Census Bureau (2010)