Motorcycle Insurance Providers in Hawaii
HI Motorcycle Insurance in Hawaii
Motorcycle Insurance Coverage Requirements in Hawaii
- Minimum Liability Limits in HI: 20/40/10 
- 20 Required coverage up to $20,000 for one individual injured in an accident
- 40 Required coverage up to $40,000 for all persons injured in an accident
- 10 Required coverage up to $10,000 for property damage in an accident
- Insurer Verification of Insurance in HI 
- Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
Hawaii Motorcycle Insurance Liability Requirements
Mandatory motorcycle insurance coverage for riders in the state of Hawaii.
- Motorcycle Insurance Requirements in HI 
- Bodily injury liability coverage
- Property damage liability coverage
- Personal injury protection coverage
Motorcycle Helmet Laws in Hawaii
- Motorcycle helmets required for 17 and younger. 
Motorcycle Insurance Laws & Regulations in Hawaii
Motorcycle License Regulations in Hawaii 
Detailed information about Hawaii laws and regulations regarding obtaining and maintaining a motorcycle license in the state.
- Motorcycle License Laws in HI
- A temporary instruction permit may be obtained at age 15 1/2 but holders of temporary permits may not operate a motorcycle or motor scooter during the hours of darkness or carry any passengers.
- The temporary instruction permit for a motorcycle may not be renewed more than once.
- The roadside examination for a motorcycle license may be waived if the applicant has completed the approved motorcycle education course.
Motorcycle Equipment Laws in Hawaii 
Various regulations and laws in Hawaii regarding riders and passengers of motorcycles, as well as the equipment used on bikes.
- Motorcycle Equipment Laws in HI
- No person less than 18 years of age may operate or ride as a passenger on a motorcycle or moped unless the person wears a safety helmet.
- Operators and passengers on motorcycles must wear safety glasses, goggles, or a face shield, unless the motorcycle is equipped with a windscreen.
- If carrying a passenger, a motorcycle must be equipped with footrests, unless the passenger is riding in a sidecar.
- Every motorcycle or motor scooter must have at least 1 lighted, red taillight which must be in use from 30 minutes after sunset until 30 minutes before sunrise and must be powerful enough so as to be visible from a distance of 200 feet to the rear.
- Every motorcycle or motor scooter must have at least 1 lighted headlight which must be in use from 30 minutes after sunset until 30 minutes before sunrise.
Rider & Driver Facts in Hawaii
Hawaii Motorcycle Registrations
- Registered Riders in HI 
- In 2012, Hawaii totaled 35,527 motorcycles registrations.
- This number ranks 43rd in the United States by state (including Washington, D.C.).
- Note: HI ranked 43rd in the nation in total auto registrations (all vehicle types) in 2011.
Hawaii Highway Facts
- Speed Limits in HI 
- Rural interstates: 60 mph
- Urban interstates: 60 mph
- Other roads: 45 mph
- Consumption of Motor Fuel in HI 
- Hawaii ranked 46th in the U.S. in 2011 in total motor fuel consumption.
Hawaii Accident Reporting Regulations
- Accident Reporting in HI 
- Crashes are required to be immediately reported in cases of death or injury.
- Crashes are required to be immediately reported when property damage exceeds $3000.
Additional information about Hawaii
Hawaii as a whole has an approximate population of 1,360,301, which ranks 42nd in the nation. 
HI Motorcycle Insurance
To learn more about Motorcycle Insurance in Hawaii, or for additional resources related to Hawaii Motorcycle Insurance, visit the Hawaii Department of Insurance.
Did you know?
The number of miles you typically ride per a year and where you store your bike can directly affect your motorcycle insurance rates.
1. ^ Federal Highway Administration
2. ^ Property Casualty Insurers Association of America (PCIAA)
3. ^ Insurance Institute for Highway Safety (IIHS)
4. ^ AAA Digest of Motor Laws and/or Hawaii DOT
5. ^ U.S. Department of Transportation
6. ^ United States Census Bureau (2010)