Hawaii Motorcycle Insurance

Motorcycle Insurance Coverage Requirements in Hawaii

• Minimum Liability Limits in HI: 20/40/10 ^[2]
• • 20  Required coverage up to $20,000 for one individual injured in an accident
  • 40  Required coverage up to $40,000 for all persons injured in an accident
  • 10  Required coverage up to $10,000 for property damage in an accident

• Insurer Verification of Insurance in HI ^[2]
• • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.

Hawaii Motorcycle Insurance Liability Requirements

Mandatory motorcycle insurance coverage for riders in the state of Hawaii.

• Motorcycle Insurance Requirements in HI ^[2]
• • Bodily injury liability coverage
  • Property damage liability coverage
  • Personal injury protection coverage

Motorcycle Helmet Laws in Hawaii

• • Motorcycle helmets required for 17 and younger. ^[3]

Motorcycle License Regulations in Hawaii ^[4]

Detailed information about Hawaii laws and regulations regarding obtaining and maintaining a motorcycle license in the state.

• Motorcycle License Laws in HI
• • A temporary instruction permit may be obtained at age 15 1/2 but holders of temporary permits may not operate a motorcycle or motor scooter during the hours of darkness or carry any passengers.
  • The temporary instruction permit for a motorcycle may not be renewed more than once.
  • The roadside examination for a motorcycle license may be waived if the applicant has completed the approved motorcycle education course.

Motorcycle Equipment Laws in Hawaii ^[4]

Various regulations and laws in Hawaii regarding riders and passengers of motorcycles, as well as the equipment used on bikes.

• Motorcycle Equipment Laws in HI
• • No person less than 18 years of age may operate or ride as a passenger on a motorcycle or moped unless the person wears a safety helmet.
  • Operators and passengers on motorcycles must wear safety glasses, goggles, or a face shield, unless the motorcycle is equipped with a windscreen.
  • If carrying a passenger, a motorcycle must be equipped with footrests, unless the passenger is riding in a sidecar.
  • Every motorcycle or motor scooter must have at least 1 lighted, red taillight which must be in use from 30 minutes after sunset until 30 minutes before sunrise and must be powerful enough so as to be visible from a distance of 200 feet to the rear.
  • Every motorcycle or motor scooter must have at least 1 lighted headlight which must be in use from 30 minutes after sunset until 30 minutes before sunrise.