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Comprehensive Local Motorcycle Insurance Guide

Georgia Motorcycle Insurance

Motorcycle Registrations in GA

^ There are 201,207 registered motorcycles in Georgia, the 14th highest number in the nation. [1]

Motorcycle Insurance in GA by City

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Motorcycle Insurance Providers in Georgia

GA Motorcycle Insurance

GA Motorcycle Insurance in Georgia

Motorcycle Insurance Coverage Requirements in Georgia


  • Minimum Liability Limits in GA: 25/50/25 [2]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 25  Required coverage up to $25,000 for property damage in an accident

  • Insurer Verification of Insurance in GA [2]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
    • Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.

Georgia Motorcycle Insurance Liability Requirements

Required Motorcycle Insurance Coverage in Georgia

Mandatory motorcycle insurance coverage for riders in the state of Georgia.

  • Motorcycle Insurance Requirements in GA [2]
    • Bodily injury liability coverage
    • Property damage liability coverage

Motorcycle Helmet Laws in Georgia

    • Motorcycle helmets required for all riders. [3]

Motorcycle Insurance Laws & Regulations in Georgia

Motorcycle License Regulations in Georgia [4]

Detailed information about Georgia laws and regulations regarding obtaining and maintaining a motorcycle license in the state.

Motorcycle License Regulations in Georgia
  • Motorcycle License Laws in GA
    • Operators of motorcycles, motor-driven cycles, and 3-wheeled motorcycles must have a Class M driver's license or a Class MP instruction permit.
    • A person must be at least 16 to receive a Class M license.
    • Motorcycle license applicants who have successfully completed an approved rider education course will be required to pass an eye examination to obtain a Class M license.

Motorcycle Equipment Laws in Georgia [4]

Various regulations and laws in Georgia regarding riders and passengers of motorcycles, as well as the equipment used on bikes.

  • Motorcycle Equipment Laws in GA
    • No person may operate or ride upon a motorcycle unless he or she is wearing protective headgear that complies with standards established by the Commissioner of Public Safety.
    • No person may operate or ride upon a motorcycle that is not equipped with a windshield unless he or she is wearing an eye protective device that complies with standards established by the Commissioner of Public Safety.
    • Any motorcycle carrying a passenger, other than in a sidecar or enclosed cab, must be equipped with footrests for such passenger.
    • Motorcycle handlebars cannot be more than 15 inches in height above that portion of the seat occupied by the operator.
    • Motorcycles cannot be equipped with a backrest more commonly known as a sissy bar that is designed in such a way as to create a sharp point at its apex.

Rider & Driver Facts in Georgia

Rider & Driver Facts in Georgia

Georgia Motorcycle Registrations

  • Registered Riders in GA [1]
    • In 2012, Georgia totaled 201,207 motorcycles registrations.
    • This number ranks 14th in the United States by state (including Washington, D.C.).
    • Note: GA ranked 10th in the nation in total auto registrations (all vehicle types) in 2011.

Georgia Highway Facts

  • Speed Limits in GA [3]
    • Rural interstates: 70 mph
    • Urban interstates: 65 mph
    • Other roads: 65 mph
  • Consumption of Motor Fuel in GA [5]
    • Georgia ranked 8th in the U.S. in 2011 in total motor fuel consumption.

Georgia Accident Reporting Regulations

  • Accident Reporting in GA [4]
    • Crashes are required to be immediately reported in cases of death or injury.
    • Crashes are required to be immediately reported when property damage exceeds $500.

Georgia Demographics

Age Breakdown in Georgia

Approximately 72% residents in GA are 20 and older, while 22% are between ages 5 and 19, and 6% are under the age of 5. [6]


Household Income: Georgia vs. U.S.

The median household income in the state of Georgia is $55,142, which is about 5 percent less than the median income for the United States overall of $58,283. [6]


Income Breakdown in Georgia

About 18% of households in GA have incomes below the poverty level. Below is the complete income breakdown for the state. [6]


Additional information about Georgia

About Georgia

Georgia as a whole has an approximate population of 9,687,653, which ranks 9th in the nation. [6]

GA Motorcycle Insurance

GA Motorcycle Insurance

To learn more about Motorcycle Insurance in Georgia, or for additional resources related to Georgia Motorcycle Insurance, visit the Georgia Department of Insurance.

Did you know?

Currently, laws requiring only some motorcyclists to wear a helmet are in place in 28 states.

Georgia Cities

References

1. ^ Federal Highway Administration

2. ^ Property Casualty Insurers Association of America (PCIAA)

3. ^ Insurance Institute for Highway Safety (IIHS)

4. ^ AAA Digest of Motor Laws and/or Georgia DOT

5. ^ U.S. Department of Transportation

6. ^ United States Census Bureau (2010)