Georgia Motorcycle Insurance

Motorcycle Insurance Coverage Requirements in Georgia

• Minimum Liability Limits in GA: 25/50/25 ^[2]
• • 25  Required coverage up to $25,000 for one individual injured in an accident
  • 50  Required coverage up to $50,000 for all persons injured in an accident
  • 25  Required coverage up to $25,000 for property damage in an accident

• Insurer Verification of Insurance in GA ^[2]
• • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
  • Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.

Georgia Motorcycle Insurance Liability Requirements

Mandatory motorcycle insurance coverage for riders in the state of Georgia.

• Motorcycle Insurance Requirements in GA ^[2]
• • Bodily injury liability coverage
  • Property damage liability coverage

Motorcycle Helmet Laws in Georgia

• • Motorcycle helmets required for all riders. ^[3]

Motorcycle License Regulations in Georgia ^[4]

Detailed information about Georgia laws and regulations regarding obtaining and maintaining a motorcycle license in the state.

• Motorcycle License Laws in GA
• • Operators of motorcycles, motor-driven cycles, and 3-wheeled motorcycles must have a Class M driver's license or a Class MP instruction permit.
  • A person must be at least 16 to receive a Class M license.
  • Motorcycle license applicants who have successfully completed an approved rider education course will be required to pass an eye examination to obtain a Class M license.

Motorcycle Equipment Laws in Georgia ^[4]

Various regulations and laws in Georgia regarding riders and passengers of motorcycles, as well as the equipment used on bikes.

• Motorcycle Equipment Laws in GA
• • No person may operate or ride upon a motorcycle unless he or she is wearing protective headgear that complies with standards established by the Commissioner of Public Safety.
  • No person may operate or ride upon a motorcycle that is not equipped with a windshield unless he or she is wearing an eye protective device that complies with standards established by the Commissioner of Public Safety.
  • Any motorcycle carrying a passenger, other than in a sidecar or enclosed cab, must be equipped with footrests for such passenger.
  • Motorcycle handlebars cannot be more than 15 inches in height above that portion of the seat occupied by the operator.
  • Motorcycles cannot be equipped with a backrest more commonly known as a sissy bar that is designed in such a way as to create a sharp point at its apex.