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Comprehensive Local Motorcycle Insurance Guide

Polk City Motorcycle Insurance

Motorcycle Licenses in Polk City

^ The examination for a motorcycle license endorsement tests the applicant's knowledge of the operation of a [Read More]

Affordable Motorcycle Insurance in Polk City, FL

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Motorcycle Laws in Polk City

^ A person may not operate or ride upon a motorcycle unless the person is properly wearing protective headgear unless the [Read More]

Motorcycle Insurance Providers in Polk City, FL

Polk City, FL Motorcycle Insurance

Polk City, FL Motorcycle Insurance

Motorcycle Insurance Coverage Requirements in Polk City


  • Minimum Liability Limits in Polk City, FL: 10/20/10 [2]
    • 10  Required coverage up to $10,000 for one individual injured in an accident
    • 20  Required coverage up to $20,000 for all persons injured in an accident
    • 10  Required coverage up to $10,000 for property damage in an accident
    • Note: Instead of policy limits, policyholders can satisfy the requirement with a combined single limit policy.

  • Insurer Verification of Insurance in Polk City [2]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
    • Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.

Polk City Motorcycle Insurance Liability Requirements

Required Motorcycle Insurance Coverage in Polk City

Mandatory motorcycle insurance coverage for riders in the state of Polk City, FL.

  • Motorcycle Insurance Requirements in Polk City [2]
    • Property damage liability coverage
    • Personal injury protection coverage

Motorcycle Helmet Laws in Polk City

    • Motorcycle helmets required for 20 and younger. [3]

Motorcycle Insurance Laws & Regulations in Polk City, FL

Motorcycle License Regulations in Polk City, FL [3]

Detailed information about Polk City laws and regulations regarding obtaining and maintaining a motorcycle license in the state.

Motorcycle License Laws in Polk City
  • Motorcycle License Laws in Polk City
    • The examination for a motorcycle license endorsement tests the applicant's knowledge of the operation of a motorcycle and of any traffic laws specifically relating to motorcycles.
    • Examination also includes an actual demonstration of the applicant's ability to exercise ordinary and reasonable control in the operation of a motorcycle.
    • Every 1st-time applicant for licensure to operate a motorcycle who is under 21 years of age must provide proof of completion of a motorcycle safety course.

Motorcycle Equipment Laws in Polk City, FL [3]

Various regulations and laws in Polk City regarding riders and passengers of motorcycles, as well as the equipment used on bikes.

  • Motorcycle Equipment Laws in Polk City
    • A person may not operate or ride upon a motorcycle unless the person is properly wearing protective headgear unless the operator is 21 years of age or older and is covered by an insurance policy providing at least $10,000 in medical benefits for injuries incurred as a result of a crash while operating or riding on a motorcycle.
    • A person may not operate a motorcycle unless the person is wearing an eye-protective device over his or her eyes of a type approved by the DMV.
    • Any motorcycle carrying a passenger, other than in a sidecar or enclosed cab, shall be equipped with footrests for such passenger.
    • No person shall operate any motorcycle with handlebars that are higher than the top of the shoulders of the person operating the motorcycle.
    • Any person who operates a motorcycle on the public streets shall, while so engaged, have the headlight or headlights of the motorcycle turned on.

Rider & Driver Facts in Polk City, FL

Rider & Driver Facts in Polk City, FL

Polk City Accident Reporting Regulations

  • Accident Reporting in Polk City [3]
    • Crashes are required to be reported as soon as possible in cases of death or injury.
    • Crashes are required to be reported as soon as possible in cases when property damage exceeds $500.

Polk City Highway Facts

  • Speed Limits in Polk City [2]
    • Rural interstates: 70 mph
    • Urban interstates: 65 mph
    • Other roads: 65 mph
  • Consumption of Motor Fuel in FL [4]
    • Florida ranked 3rd in the U.S. in 2011 in total motor fuel consumption.

Polk City Motorcycle Registrations

  • Registered Riders in FL [5]
    • In 2012, Florida totaled 619,152 motorcycles registrations.
    • This number ranks 2nd in the United States by state (including Washington, D.C.).
    • Note: FL ranked 3rd in the nation in total auto registrations (all vehicle types) in 2011.

Additional information about Florida

About Polk City

The town of Polk City (Florida) has an approximate population of 1,562 and is located in Polk County. [6]

FL Motorcycle Insurance

Polk City, FL Motorcycle Insurance

To learn more about about Motorcycle Insurance in Polk City, or for additional resources related to Polk City Motorcycle Insurance, visit the Florida Department of Insurance.

Did you know?

Much like car insurance, maintaining a good driving record can help keep motorcycle insurance rates low.

Additional Cities in FL

References

1. ^ Property Casualty Insurers Association of America (PCIAA)

2. ^ Insurance Institute for Highway Safety (IIHS)

3. ^ AAA Digest of Motor Laws and/or Florida DOT

4. ^ U.S. Department of Transportation

5. ^ Federal Highway Administration

6. ^ United States Census Bureau (2010)