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Comprehensive Local Motorcycle Insurance Guide

Houston Motorcycle Insurance

Motorcycle Licenses in Houston

^ No person shall operate a motorcycle without being properly licensed, having passed an examination testing the [Read More]

Affordable Motorcycle Insurance in Houston, DE

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Motorcycle Laws in Houston

^ Every person under age 19 operating or riding on a motorcycle shall have a safety helmet and wear an eye [Read More]

Motorcycle Insurance Providers in Houston, DE

Houston, DE Motorcycle Insurance

Houston, DE Motorcycle Insurance

Motorcycle Insurance Coverage Requirements in Houston


  • Minimum Liability Limits in Houston, DE: 15/30/10 [2]
    • 15  Required coverage up to $15,000 for one individual injured in an accident
    • 30  Required coverage up to $30,000 for all persons injured in an accident
    • 10  Required coverage up to $10,000 for property damage in an accident

  • Insurer Verification of Insurance in Houston [2]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
    • Insurer must verify financial responsibility or insurance after an accident or arrest.
    • Insurer must verify randomly selected insurance policies upon request.
    • Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.

Houston Motorcycle Insurance Liability Requirements

Required Motorcycle Insurance Coverage in Houston

Mandatory motorcycle insurance coverage for riders in the state of Houston, DE.

  • Motorcycle Insurance Requirements in Houston [2]
    • Bodily injury liability coverage
    • Property damage liability coverage
    • Personal injury protection coverage

Motorcycle Helmet Laws in Houston

    • Motorcycle helmets required for 18 and younger. [3]

Motorcycle Insurance Laws & Regulations in Houston, DE

Motorcycle License Regulations in Houston, DE [3]

Detailed information about Houston laws and regulations regarding obtaining and maintaining a motorcycle license in the state.

Motorcycle License Laws in Houston
  • Motorcycle License Laws in Houston
    • No person shall operate a motorcycle without being properly licensed, having passed an examination testing the person's ability to operate such a vehicle safely, or without completing the Motorcycle Rider Education Program as implemented by the DOT.
    • Riders who take an endorsement skills test on a three-wheeled motorcycle will have a three-wheeled motorcycle restriction, in addition to the motorcycle endorsement, limiting their operation to three-wheeled motorcycles only.

Motorcycle Equipment Laws in Houston, DE [3]

Various regulations and laws in Houston regarding riders and passengers of motorcycles, as well as the equipment used on bikes.

  • Motorcycle Equipment Laws in Houston
    • Every person under age 19 operating or riding on a motorcycle shall have a safety helmet and wear an eye protection approved by the DOT.
    • If the motorcycle is designed for passengers, it must be equipped with passenger footrests.
    • A person operating a motorcycle shall ride only on the permanent and regular seat.
    • Every motorcycle shall be equipped with at least 1 and not more than 2 headlamps.

Rider & Driver Facts in Houston, DE

Rider & Driver Facts in Houston, DE

Houston Accident Reporting Regulations

  • Accident Reporting in Houston [3]
    • Crashes are required to be immediately reported in cases of death or injury.
    • Crashes are required to be immediately reported when property damage exceeds $500.

Houston Highway Facts

  • Speed Limits in Houston [2]
    • Rural interstates: 65 mph
    • Urban interstates: 55 mph
    • Other roads: 55 mph
  • Consumption of Motor Fuel in DE [4]
    • Delaware ranked 47th in the U.S. in 2011 in total motor fuel consumption.

Houston Motorcycle Registrations

  • Registered Riders in DE [5]
    • In 2012, Delaware totaled 30,730 motorcycles registrations.
    • This number ranks 48th in the United States by state (including Washington, D.C.).
    • Note: DE ranked 45th in the nation in total auto registrations (all vehicle types) in 2011.

Additional information about Delaware

About Houston

The town of Houston (Delaware) has an approximate population of 374 and is located in Kent County. [6]

DE Motorcycle Insurance

Houston, DE Motorcycle Insurance

To learn more about about Motorcycle Insurance in Houston, or for additional resources related to Houston Motorcycle Insurance, visit the Delaware Department of Insurance.

Did you know?

The number of miles you typically ride per a year and where you store your bike can directly affect your motorcycle insurance rates.

Additional Cities in DE

References

1. ^ Property Casualty Insurers Association of America (PCIAA)

2. ^ Insurance Institute for Highway Safety (IIHS)

3. ^ AAA Digest of Motor Laws and/or Delaware DOT

4. ^ U.S. Department of Transportation

5. ^ Federal Highway Administration

6. ^ United States Census Bureau (2010)