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Comprehensive Local Motorcycle Insurance Guide

Denver Motorcycle Insurance

Motorcycle Licenses in Denver

^ Any operator of a motorized bicycle shall possess a valid Driver's license. [Read More]

Affordable Motorcycle Insurance in Denver, CO

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Motorcycle Laws in Denver

^ Riders under 18 and passengers under 18 must wear safety helmets. [Read More]

Motorcycle Insurance Providers in Denver, CO

Denver, CO Motorcycle Insurance

Denver, CO Motorcycle Insurance

Motorcycle Insurance Coverage Requirements in Denver


  • Minimum Liability Limits in Denver, CO: 25/50/15 [2]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 15  Required coverage up to $15,000 for property damage in an accident

  • Insurer Verification of Insurance in Denver [2]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
    • Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.

Denver Motorcycle Insurance Liability Requirements

Required Motorcycle Insurance Coverage in Denver

Mandatory motorcycle insurance coverage for riders in the state of Denver, CO.

  • Motorcycle Insurance Requirements in Denver [2]
    • Bodily injury liability coverage
    • Property damage liability coverage

Motorcycle Helmet Laws in Denver

    • Motorcycle helmets required for 17 and younger and passengers 17 and younger. [3]

Motorcycle Insurance Laws & Regulations in Denver, CO

Motorcycle License Regulations in Denver, CO [3]

Detailed information about Denver laws and regulations regarding obtaining and maintaining a motorcycle license in the state.

Motorcycle License Laws in Denver
  • Motorcycle License Laws in Denver
    • Any operator of a motorized bicycle shall possess a valid Driver's license.
    • To be a legal motorcycle rider in Colorado, you must have the proper endorsement on your driver's license. The general motorcycle endorsement 'M' qualifies you to ride a 2- or 3-wheel motorcycle.
    • CDOT administers a program called MOST: Motorcycle Operator Safety Training. Riders who pass a MOST class can simply take their completion card to a state driver's license office to get an endorsement with no further testing needed.

Motorcycle Equipment Laws in Denver, CO [3]

Various regulations and laws in Denver regarding riders and passengers of motorcycles, as well as the equipment used on bikes.

  • Motorcycle Equipment Laws in Denver
    • Riders under 18 and passengers under 18 must wear safety helmets.
    • Any driver or passenger on a motorcycle or motor-driven cycle on any public highway shall wear goggles or eyeglasses with lenses made of safety glass or plastic.
    • Any motorcycle carrying a passenger, other than in a sidecar or enclosed cab, shall be equipped with footrests for such passengers.
    • Every motorized bicycle shall be equipped with a lamp on the front, which shall emit a white light visible from a distance of at least 500 feet from the front, and a red reflector in the rear.
    • There is no passenger age restriction in Colorado.

Rider & Driver Facts in Denver, CO

Rider & Driver Facts in Denver, CO

Denver Accident Reporting Regulations

  • Accident Reporting in Denver [3]
    • An accident report is required in any crash resulting in death, injury, or any property damage.
    • The report must be filed within 10 days.

Denver Highway Facts

  • Speed Limits in Denver [2]
    • Rural interstates: 75 mph
    • Urban interstates: 65 mph
    • Other roads: 65 mph
  • Consumption of Motor Fuel in CO [4]
    • Colorado ranked 26th in the U.S. in 2011 in total motor fuel consumption.

Denver Motorcycle Registrations

  • Registered Riders in CO [5]
    • In 2012, Colorado totaled 183,881 motorcycles registrations.
    • This number ranks 17th in the United States by state (including Washington, D.C.).
    • Note: CO ranked 22nd in the nation in total auto registrations (all vehicle types) in 2011.

Additional information about Colorado

About Denver

The city of Denver (Colorado) has an approximate population of 600,158 and is located in Denver County. [6]

CO Motorcycle Insurance

Denver, CO Motorcycle Insurance

To learn more about about Motorcycle Insurance in Denver, or for additional resources related to Denver Motorcycle Insurance, visit the Colorado Department of Insurance.

Did you know?

Many insurance companies offer discounts on insurance for graduates of motorcycle training courses.

Additional Cities in CO

References

1. ^ Property Casualty Insurers Association of America (PCIAA)

2. ^ Insurance Institute for Highway Safety (IIHS)

3. ^ AAA Digest of Motor Laws and/or Colorado DOT

4. ^ U.S. Department of Transportation

5. ^ Federal Highway Administration

6. ^ United States Census Bureau (2010)