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Comprehensive Local Motorcycle Insurance Guide

Bay Motorcycle Insurance

Motorcycle Licenses in Bay

^ Licenses are required for motorcycles: Minimum age is 16. [Read More]

Affordable Motorcycle Insurance in Bay, AR

^ Click here to compare Bay Motorcycle Insurance options now & find a motorcycle insurance plan.

Motorcycle Laws in Bay

^ Safety helmet is required for riders under 21. [Read More]

Motorcycle Insurance Providers in Bay, AR

Bay, AR Motorcycle Insurance

Bay, AR Motorcycle Insurance

Motorcycle Insurance Coverage Requirements in Bay


  • Minimum Liability Limits in Bay, AR: 25/50/25 [2]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 25  Required coverage up to $25,000 for property damage in an accident

  • Insurer Verification of Insurance in Bay [2]
    • Insurer must verify financial responsibility or insurance after an accident or arrest.
    • Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.

Bay Motorcycle Insurance Liability Requirements

Required Motorcycle Insurance Coverage in Bay

Mandatory motorcycle insurance coverage for riders in the state of Bay, AR.

  • Motorcycle Insurance Requirements in Bay [2]
    • Bodily injury liability coverage
    • Property damage liability coverage
    • Personal injury protection coverage

Motorcycle Helmet Laws in Bay

    • Motorcycle helmets required for 20 and younger. [3]

Motorcycle Insurance Laws & Regulations in Bay, AR

Motorcycle License Regulations in Bay, AR [3]

Detailed information about Bay laws and regulations regarding obtaining and maintaining a motorcycle license in the state.

Motorcycle License Laws in Bay
  • Motorcycle License Laws in Bay
    • Licenses are required for motorcycles: Minimum age is 16.
    • Certificate is issued by state police. Title and registration are required. Written and road tests are required.
    • Ages 14 and older may use motor-driven cycle (engine between 50 cc and 250 cc) or motor-driven bicycle (engine up to 50 cc).
    • Ages 10 and older may use a motorized bicycle but only on private property and within a municipality with a population of ten thousand (10,000) or more.

Motorcycle Equipment Laws in Bay, AR [3]

Various regulations and laws in Bay regarding riders and passengers of motorcycles, as well as the equipment used on bikes.

  • Motorcycle Equipment Laws in Bay
    • Safety helmet is required for riders under 21.
    • Goggles or face shield is required.
    • Passenger seat and footrests are required if carrying a passenger.
    • Every motorcycle shall have either 1 or 2 headlights; a red rear light; electrical turn signals; and at least 1 reflector.
    • Driver is required to display lighted lamps at all times though, between sunrise and sunset, may operate either a continuous or pulsating beam.

Rider & Driver Facts in Bay, AR

Rider & Driver Facts in Bay, AR

Bay Accident Reporting Regulations

  • Accident Reporting in Bay [3]
    • Crashes involving death or injury are required to be reported immediately.
    • Crashes involving property damage exceeding $1000 are required to be reported within 30 days.

Bay Highway Facts

  • Speed Limits in Bay [2]
    • Rural interstates: 70 mph (Trucks: 65 mph)
    • Urban interstates: 55 mph
    • Other roads: 55 mph
  • Consumption of Motor Fuel in AR [4]
    • Arkansas ranked 30th in the U.S. in 2011 in total motor fuel consumption.

Bay Motorcycle Registrations

  • Registered Riders in AR [5]
    • In 2012, Arkansas totaled 76,085 motorcycles registrations.
    • This number ranks 33rd in the United States by state (including Washington, D.C.).
    • Note: AR ranked 31st in the nation in total auto registrations (all vehicle types) in 2011.

Additional information about Arkansas

About Bay

The city of Bay (Arkansas) has an approximate population of 1,801 and is located in Craighead County. [6]

AR Motorcycle Insurance

Bay, AR Motorcycle Insurance

To learn more about about Motorcycle Insurance in Bay, or for additional resources related to Bay Motorcycle Insurance, visit the Arkansas Department of Insurance.

Did you know?

In 2013, 88,000 motorcyclists were injured, down 5.4% from 93,000 in 2012 (Insurance Information Institute)

Additional Cities in AR

References

1. ^ Property Casualty Insurers Association of America (PCIAA)

2. ^ Insurance Institute for Highway Safety (IIHS)

3. ^ AAA Digest of Motor Laws and/or Arkansas DOT

4. ^ U.S. Department of Transportation

5. ^ Federal Highway Administration

6. ^ United States Census Bureau (2010)