Motorcycle Insurance Providers in Phoenix, AZ
Phoenix, AZ Motorcycle Insurance
Motorcycle Insurance Coverage Requirements in Phoenix
- Minimum Liability Limits in Phoenix, AZ: 15/30/10 [2]
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- 15 Required coverage up to $15,000 for one individual injured in an accident
- 30 Required coverage up to $30,000 for all persons injured in an accident
- 10 Required coverage up to $10,000 for property damage in an accident
- Insurer Verification of Insurance in Phoenix [2]
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- Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
- Insurer must verify financial responsibility or insurance after an accident or arrest.
Phoenix Motorcycle Insurance Liability Requirements
Mandatory motorcycle insurance coverage for riders in the state of Phoenix, AZ.
- Motorcycle Insurance Requirements in Phoenix [2]
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- Bodily injury liability coverage
- Property damage liability coverage
Motorcycle Helmet Laws in Phoenix
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- Motorcycle helmets required for 17 and younger. [3]
Motorcycle Insurance Laws & Regulations in Phoenix, AZ
Motorcycle License Regulations in Phoenix, AZ [3]
Detailed information about Phoenix laws and regulations regarding obtaining and maintaining a motorcycle license in the state.
- Motorcycle License Laws in Phoenix
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- Operators age 15 and 6 months and older may be issued a motorcycle instruction permit. First time drivers must pass both a driver license and a motorcycle operator written test.
- Applicants must be at least 16 years of age to apply for a motorcycle license or endorsement. Current instruction permit or license holders need only take the motorcycle operator written test.
- An applicant must also have satisfactorily completed a motorcycle driver education program that is approved by MVD, or the parent or guardian must certify in writing that the applicant has completed at least 30 hours of motorcycle riding practice.
Motorcycle Equipment Laws in Phoenix, AZ [3]
Various regulations and laws in Phoenix regarding riders and passengers of motorcycles, as well as the equipment used on bikes.
- Motorcycle Equipment Laws in Phoenix
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- All motorcycle operators under 18 years of age must wear a protective helmet.
- All operators must wear protective glasses, goggles, or a transparent face shield unless the motorcycle is equipped with a transparent windshield.
- A rearview mirror, seat for the operator and passengers, and footrests for both operator and passengers are required; handrails for passengers are required.
- Handlebars cannot be above the height of the operator's shoulders.
- License plates shall be displayed on the back of a motorcycle.
Rider & Driver Facts in Phoenix, AZ
Phoenix Accident Reporting Regulations
- Accident Reporting in Phoenix [3]
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- Crashes are required to be reported when property damage exceeds $300, orresults in bodily injury to or death of a person.
- Crashes are required to be reported if the settlement of the crash has not been reached within 6 months of the crash.
Phoenix Highway Facts
- Speed Limits in Phoenix [2]
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- Rural interstates: 75 mph
- Urban interstates: 65 mph
- Other roads: 65 mph (Trucks: 65 mph)
- Consumption of Motor Fuel in AZ [4]
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- Arizona ranked 16th in the U.S. in 2011 in total motor fuel consumption.
Phoenix Motorcycle Registrations
- Registered Riders in AZ [5]
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- In 2012, Arizona totaled 148,756 motorcycles registrations.
- This number ranks 22nd in the United States by state (including Washington, D.C.).
- Note: AZ ranked 19th in the nation in total auto registrations (all vehicle types) in 2011.
Additional information about Arizona
About Phoenix
The city of Phoenix (Arizona) has an approximate population of 1,445,632 and is located in Maricopa County. [6]
Phoenix, AZ Motorcycle Insurance
To learn more about about Motorcycle Insurance in Phoenix, or for additional resources related to Phoenix Motorcycle Insurance, visit the Arizona Department of Insurance.
Did you know?
In some states with harsh winters, riders can opt for insurance coverage that is suspended during winter.
1. ^ Property Casualty Insurers Association of America (PCIAA)
2. ^ Insurance Institute for Highway Safety (IIHS)
3. ^ AAA Digest of Motor Laws and/or Arizona DOT
4. ^ U.S. Department of Transportation
5. ^ Federal Highway Administration
6. ^ United States Census Bureau (2010)
