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Comprehensive Local Motorcycle Insurance Guide

Gardendale Motorcycle Insurance

Motorcycle Licenses in Gardendale

^ A driver's license issued pursuant to state law suffices to operate a motor-driven cycle. [Read More]

Affordable Motorcycle Insurance in Gardendale, AL

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Motorcycle Laws in Gardendale

^ Protective headgear and shoes required for motorcycle operators and passengers. [Read More]

Motorcycle Insurance Providers in Gardendale, AL

Gardendale, AL Motorcycle Insurance

Gardendale, AL Motorcycle Insurance

Motorcycle Insurance Coverage Requirements in Gardendale


  • Minimum Liability Limits in Gardendale, AL: 25/50/25 [2]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 25  Required coverage up to $25,000 for property damage in an accident

  • Insurer Verification of Insurance in Gardendale [2]
    • Insurer must verify randomly selected insurance policies upon request.
    • Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.

Gardendale Motorcycle Insurance Liability Requirements

Required Motorcycle Insurance Coverage in Gardendale

Mandatory motorcycle insurance coverage for riders in the state of Gardendale, AL.

  • Motorcycle Insurance Requirements in Gardendale [2]
    • Bodily injury liability coverage
    • Property damage liability coverage

Motorcycle Helmet Laws in Gardendale

    • Motorcycle helmets required for all riders. [3]

Motorcycle Insurance Laws & Regulations in Gardendale, AL

Motorcycle License Regulations in Gardendale, AL [3]

Detailed information about Gardendale laws and regulations regarding obtaining and maintaining a motorcycle license in the state.

Motorcycle License Laws in Gardendale
  • Motorcycle License Laws in Gardendale
    • A driver's license issued pursuant to state law suffices to operate a motor-driven cycle.
    • A person 14 years of age or older may obtain an operator's license for motor-driven cycle and must register with the Director of Public Safety.

Motorcycle Equipment Laws in Gardendale, AL [3]

Various regulations and laws in Gardendale regarding riders and passengers of motorcycles, as well as the equipment used on bikes.

  • Motorcycle Equipment Laws in Gardendale
    • Protective headgear and shoes required for motorcycle operators and passengers.
    • Eye protection is not required for riders in Alabama.
    • Motorcycle carrying passengers, except in sidecar or enclosed cab, shall have footrests for passenger.
    • No person shall operate any motorcycle with handlebars more than 15 inches in height above that portion of the seat occupied by the operator.
    • There is no passenger age restriction in Alabama.

Rider & Driver Facts in Gardendale, AL

Rider & Driver Facts in Gardendale, AL

Gardendale Accident Reporting Regulations

  • Accident Reporting in Gardendale [3]
    • Crashes are required to be reported in incidents of death, injury, or when property damage exceeds $250.
    • The deadline to file a (safety responsibility) report is 30 days.

Gardendale Highway Facts

  • Speed Limits in Gardendale [2]
    • Rural interstates: 70 mph
    • Urban interstates: 65 mph
    • Other roads: 65 mph
  • Consumption of Motor Fuel in AL [4]
    • Alabama ranked 17th in the U.S. in 2011 in total motor fuel consumption.

Gardendale Motorcycle Registrations

  • Registered Riders in AL [5]
    • In 2012, Alabama totaled 132,465 motorcycles registrations.
    • This number ranks 23rd in the United States by state (including Washington, D.C.).
    • Note: AL ranked 21st in the nation in total auto registrations (all vehicle types) in 2011.

Additional information about Alabama

About Gardendale

The city of Gardendale (Alabama) has an approximate population of 13,893 and is located in Jefferson County. [6]

AL Motorcycle Insurance

Gardendale, AL Motorcycle Insurance

To learn more about about Motorcycle Insurance in Gardendale, or for additional resources related to Gardendale Motorcycle Insurance, visit the Alabama Department of Insurance.

Did you know?

Many insurance companies offer discounts on insurance for graduates of motorcycle training courses.

Additional Cities in AL

References

1. ^ Property Casualty Insurers Association of America (PCIAA)

2. ^ Insurance Institute for Highway Safety (IIHS)

3. ^ AAA Digest of Motor Laws and/or Alabama DOT

4. ^ U.S. Department of Transportation

5. ^ Federal Highway Administration

6. ^ United States Census Bureau (2010)