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Comprehensive Local Motorcycle Insurance Guide

Columbia Motorcycle Insurance

Motorcycle Licenses in Columbia

^ A driver's license issued pursuant to state law suffices to operate a motor-driven cycle. [Read More]

Affordable Motorcycle Insurance in Columbia, AL

^ Click here to compare Columbia Motorcycle Insurance options now & find a motorcycle insurance plan.

Motorcycle Laws in Columbia

^ Protective headgear and shoes required for motorcycle operators and passengers. [Read More]

Motorcycle Insurance Providers in Columbia, AL

Columbia, AL Motorcycle Insurance

Columbia, AL Motorcycle Insurance

Motorcycle Insurance Coverage Requirements in Columbia


  • Minimum Liability Limits in Columbia, AL: 25/50/25 [2]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 25  Required coverage up to $25,000 for property damage in an accident

  • Insurer Verification of Insurance in Columbia [2]
    • Insurer must verify randomly selected insurance policies upon request.
    • Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.

Columbia Motorcycle Insurance Liability Requirements

Required Motorcycle Insurance Coverage in Columbia

Mandatory motorcycle insurance coverage for riders in the state of Columbia, AL.

  • Motorcycle Insurance Requirements in Columbia [2]
    • Bodily injury liability coverage
    • Property damage liability coverage

Motorcycle Helmet Laws in Columbia

    • Motorcycle helmets required for all riders. [3]

Motorcycle Insurance Laws & Regulations in Columbia, AL

Motorcycle License Regulations in Columbia, AL [3]

Detailed information about Columbia laws and regulations regarding obtaining and maintaining a motorcycle license in the state.

Motorcycle License Laws in Columbia
  • Motorcycle License Laws in Columbia
    • A driver's license issued pursuant to state law suffices to operate a motor-driven cycle.
    • A person 14 years of age or older may obtain an operator's license for motor-driven cycle and must register with the Director of Public Safety.

Motorcycle Equipment Laws in Columbia, AL [3]

Various regulations and laws in Columbia regarding riders and passengers of motorcycles, as well as the equipment used on bikes.

  • Motorcycle Equipment Laws in Columbia
    • Protective headgear and shoes required for motorcycle operators and passengers.
    • Eye protection is not required for riders in Alabama.
    • Motorcycle carrying passengers, except in sidecar or enclosed cab, shall have footrests for passenger.
    • No person shall operate any motorcycle with handlebars more than 15 inches in height above that portion of the seat occupied by the operator.
    • There is no passenger age restriction in Alabama.

Rider & Driver Facts in Columbia, AL

Rider & Driver Facts in Columbia, AL

Columbia Accident Reporting Regulations

  • Accident Reporting in Columbia [3]
    • Crashes are required to be reported in incidents of death, injury, or when property damage exceeds $250.
    • The deadline to file a (safety responsibility) report is 30 days.

Columbia Highway Facts

  • Speed Limits in Columbia [2]
    • Rural interstates: 70 mph
    • Urban interstates: 65 mph
    • Other roads: 65 mph
  • Consumption of Motor Fuel in AL [4]
    • Alabama ranked 17th in the U.S. in 2011 in total motor fuel consumption.

Columbia Motorcycle Registrations

  • Registered Riders in AL [5]
    • In 2012, Alabama totaled 132,465 motorcycles registrations.
    • This number ranks 23rd in the United States by state (including Washington, D.C.).
    • Note: AL ranked 21st in the nation in total auto registrations (all vehicle types) in 2011.

Additional information about Alabama

About Columbia

The town of Columbia (Alabama) has an approximate population of 740 and is located in Houston County. [6]

AL Motorcycle Insurance

Columbia, AL Motorcycle Insurance

To learn more about about Motorcycle Insurance in Columbia, or for additional resources related to Columbia Motorcycle Insurance, visit the Alabama Department of Insurance.

Did you know?

According to the Insurance Information Institute, there were about 8.5 million motorcycles on the road in 2012.

Additional Cities in AL

References

1. ^ Property Casualty Insurers Association of America (PCIAA)

2. ^ Insurance Institute for Highway Safety (IIHS)

3. ^ AAA Digest of Motor Laws and/or Alabama DOT

4. ^ U.S. Department of Transportation

5. ^ Federal Highway Administration

6. ^ United States Census Bureau (2010)