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Comprehensive Local Motorcycle Insurance Guide

San Antonio Motorcycle Insurance

Motorcycle Licenses in San Antonio

^ A Class M driver's license authorizes the holder to operate a motorcycle or moped. [Read More]

Affordable Motorcycle Insurance in San Antonio, TX

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Motorcycle Laws in San Antonio

^ The operator and any passenger on a motorcycle or moped are required to wear an approved helmet. However, a person [Read More]

Motorcycle Insurance Providers in San Antonio, TX

San Antonio, TX Motorcycle Insurance

San Antonio, TX Motorcycle Insurance

Motorcycle Insurance Coverage Requirements in San Antonio


  • Minimum Liability Limits in San Antonio, TX: 30/60/25 [2]
    • 30  Required coverage up to $30,000 for one individual injured in an accident
    • 60  Required coverage up to $60,000 for all persons injured in an accident
    • 25  Required coverage up to $25,000 for property damage in an accident

  • Insurer Verification of Insurance in San Antonio [2]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
    • Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.

San Antonio Motorcycle Insurance Liability Requirements

Required Motorcycle Insurance Coverage in San Antonio

Mandatory motorcycle insurance coverage for riders in the state of San Antonio, TX.

  • Motorcycle Insurance Requirements in San Antonio [2]
    • Bodily injury liability coverage
    • Property damage liability coverage

Motorcycle Helmet Laws in San Antonio

    • Motorcycle helmets required for 20 and younger. [3]

Motorcycle Insurance Laws & Regulations in San Antonio, TX

Motorcycle License Regulations in San Antonio, TX [3]

Detailed information about San Antonio laws and regulations regarding obtaining and maintaining a motorcycle license in the state.

Motorcycle License Laws in San Antonio
  • Motorcycle License Laws in San Antonio
    • A Class M driver's license authorizes the holder to operate a motorcycle or moped.
    • An applicant required to take a motorcycle road test must provide a passenger vehicle and licensed driver to convey the license examiner during the road test. Operation of a three-wheeled motorcycle requires completion of a training course and a restricted Class M license.

Motorcycle Equipment Laws in San Antonio, TX [3]

Various regulations and laws in San Antonio regarding riders and passengers of motorcycles, as well as the equipment used on bikes.

  • Motorcycle Equipment Laws in San Antonio
    • The operator and any passenger on a motorcycle or moped are required to wear an approved helmet. However, a person is exempt from wearing a helmet if the person is at least 21 years old, and has successfully completed a motorcycle operator and training safety course or is covered by at least $10,000 in medical benefits for injuries incurred as a result of an accident while operating or riding on a motorcycle.
    • Eye protection is not required for riders in Texas.
    • An operator may not carry another person on the motorcycle, and a person who is not operating the motorcycle may not ride on the motorcycle, unless the motorcycle is designed to carry more than one person and equipped with footrests and handholds for use by the passenger.
    • A motorcycle, including a motor-driven cycle, must be equipped with not more than 2 headlamps, at least 1 tail lamp, a separate rear license plate lamp, at least 1 stop lamp, and at least 1 rear red reflector.
    • A motorcycle may not be operated at any time unless at least 1 headlamp is illuminated.

Rider & Driver Facts in San Antonio, TX

Rider & Driver Facts in San Antonio, TX

San Antonio Accident Reporting Regulations

  • Accident Reporting in San Antonio [3]
    • Crashes are required to be immediately reported in case of death or injury.
    • Crashes resulting in death, injury, or property damage in excess of $1000 are required to be reported in writing within 10 days.

San Antonio Highway Facts

  • Speed Limits in San Antonio [2]
    • Rural interstates: 75 mph (80 mph or 85 mph on specified segments of road)
    • Urban interstates: 75 mph
    • Other roads: 75 mph
  • Consumption of Motor Fuel in TX [4]
    • Texas ranked 2nd in the U.S. in 2011 in total motor fuel consumption.

San Antonio Motorcycle Registrations

  • Registered Riders in TX [5]
    • In 2012, Texas totaled 448,399 motorcycles registrations.
    • This number ranks 3rd in the United States by state (including Washington, D.C.).
    • Note: TX ranked 2nd in the nation in total auto registrations (all vehicle types) in 2011.

Additional information about Texas

About San Antonio

The city of San Antonio (Texas) has an approximate population of 1,327,407 and is located in Bexar County. [6]

TX Motorcycle Insurance

San Antonio, TX Motorcycle Insurance

To learn more about about Motorcycle Insurance in San Antonio, or for additional resources related to San Antonio Motorcycle Insurance, visit the Texas Department of Insurance.

Did you know?

In 2013, 88,000 motorcyclists were injured, down 5.4% from 93,000 in 2012 (Insurance Information Institute)

Additional Cities in TX

References

1. ^ Property Casualty Insurers Association of America (PCIAA)

2. ^ Insurance Institute for Highway Safety (IIHS)

3. ^ AAA Digest of Motor Laws and/or Texas DOT

4. ^ U.S. Department of Transportation

5. ^ Federal Highway Administration

6. ^ United States Census Bureau (2010)