Utica Motorcycle Insurance

Motorcycle Insurance Coverage Requirements in Utica

• Minimum Liability Limits in Utica, MN: 30/60/10 ^[2]
• • 30  Required coverage up to $30,000 for one individual injured in an accident
  • 60  Required coverage up to $60,000 for all persons injured in an accident
  • 10  Required coverage up to $10,000 for property damage in an accident

• Insurer Verification of Insurance in Utica ^[2]
• • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
  • Insurer must verify randomly selected insurance policies upon request.

Utica Motorcycle Insurance Liability Requirements

Mandatory motorcycle insurance coverage for riders in the state of Utica, MN.

• Motorcycle Insurance Requirements in Utica ^[2]
• • Bodily injury liability coverage
  • Property damage liability coverage
  • Uninsured motorist coverage
  • Underinsured motorist coverage
  • Personal injury protection coverage

Motorcycle Helmet Laws in Utica

• • Motorcycle helmets required for 17 and younger. ^[3]

Motorcycle License Regulations in Utica, MN ^[3]

Detailed information about Utica laws and regulations regarding obtaining and maintaining a motorcycle license in the state.

• Motorcycle License Laws in Utica
• • No person can operate a motorcycle or motor scooter on any street or highway without having a valid standard driver's license with a 2-wheeled endorsement.
  • A 2-wheeled endorsement will be issued if the applicant has a valid 2-wheeled vehicle instruction permit and has passed a written examination and road test administered by the Department.
  • If the applicant is under age 18, he or she must also successfully complete an approved 2-wheeled vehicle driver safety course.
  • The Department can issue a 2-wheeled vehicle instruction permit to any person over 16 years of age who is in possession of a valid driver's license, is enrolled in an approved 2-wheeled vehicle driver's safety course (if under age 18), has passed a written examination for the permit, and has paid all necessary fees.

Motorcycle Equipment Laws in Utica, MN ^[3]

Various regulations and laws in Utica regarding riders and passengers of motorcycles, as well as the equipment used on bikes.

• Motorcycle Equipment Laws in Utica
• • Anyone under the age of 18 riding a motorcycle and all operators of motorcycles with instructional permits must wear protective headgear.
  • All motorcycle operators must wear protective eye wear.
  • Any motorcycle with a seat designed or suited for use by a passenger must be equipped with foot rests for the passenger, reachable by both feet.
  • Every motorcycle must be equipped with at least 1 properly adjusted rear view mirror that is adjusted to reflect to the operator a view of the roadway for a distance of at least 200 feet.
  • An operator of a motorcycle must ride on a permanent and regular seat.