Motorcycle Insurance Providers in Perham, MN
Perham, MN Motorcycle Insurance
Motorcycle Insurance Coverage Requirements in Perham
- Minimum Liability Limits in Perham, MN: 30/60/10 [2]
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- 30 Required coverage up to $30,000 for one individual injured in an accident
- 60 Required coverage up to $60,000 for all persons injured in an accident
- 10 Required coverage up to $10,000 for property damage in an accident
- Insurer Verification of Insurance in Perham [2]
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- Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
- Insurer must verify randomly selected insurance policies upon request.
Perham Motorcycle Insurance Liability Requirements
Mandatory motorcycle insurance coverage for riders in the state of Perham, MN.
- Motorcycle Insurance Requirements in Perham [2]
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- Bodily injury liability coverage
- Property damage liability coverage
- Uninsured motorist coverage
- Underinsured motorist coverage
- Personal injury protection coverage
Motorcycle Helmet Laws in Perham
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- Motorcycle helmets required for 17 and younger. [3]
Motorcycle Insurance Laws & Regulations in Perham, MN
Motorcycle License Regulations in Perham, MN [3]
Detailed information about Perham laws and regulations regarding obtaining and maintaining a motorcycle license in the state.
- Motorcycle License Laws in Perham
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- No person can operate a motorcycle or motor scooter on any street or highway without having a valid standard driver's license with a 2-wheeled endorsement.
- A 2-wheeled endorsement will be issued if the applicant has a valid 2-wheeled vehicle instruction permit and has passed a written examination and road test administered by the Department.
- If the applicant is under age 18, he or she must also successfully complete an approved 2-wheeled vehicle driver safety course.
- The Department can issue a 2-wheeled vehicle instruction permit to any person over 16 years of age who is in possession of a valid driver's license, is enrolled in an approved 2-wheeled vehicle driver's safety course (if under age 18), has passed a written examination for the permit, and has paid all necessary fees.
Motorcycle Equipment Laws in Perham, MN [3]
Various regulations and laws in Perham regarding riders and passengers of motorcycles, as well as the equipment used on bikes.
- Motorcycle Equipment Laws in Perham
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- Anyone under the age of 18 riding a motorcycle and all operators of motorcycles with instructional permits must wear protective headgear.
- All motorcycle operators must wear protective eye wear.
- Any motorcycle with a seat designed or suited for use by a passenger must be equipped with foot rests for the passenger, reachable by both feet.
- Every motorcycle must be equipped with at least 1 properly adjusted rear view mirror that is adjusted to reflect to the operator a view of the roadway for a distance of at least 200 feet.
- An operator of a motorcycle must ride on a permanent and regular seat.
Rider & Driver Facts in Perham, MN
Perham Accident Reporting Regulations
- Accident Reporting in Perham [3]
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- Crashes are required to be reported in cases of death, injury, or when property damage exceeds $1000.
- The deadline to file a report is 10 days.
Perham Highway Facts
- Speed Limits in Perham [2]
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- Rural interstates: 70 mph
- Urban interstates: 65 mph
- Other roads: 55 mph
- Consumption of Motor Fuel in MN [4]
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- Minnesota ranked 23rd in the U.S. in 2011 in total motor fuel consumption.
Perham Motorcycle Registrations
- Registered Riders in MN [5]
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- In 2012, Minnesota totaled 241,768 motorcycles registrations.
- This number ranks 11th in the United States by state (including Washington, D.C.).
- Note: MN ranked 20th in the nation in total auto registrations (all vehicle types) in 2011.
Additional information about Minnesota
About Perham
The city of Perham (Minnesota) has an approximate population of 2,985 and is located in Otter Tail County. [6]
Perham, MN Motorcycle Insurance
To learn more about about Motorcycle Insurance in Perham, or for additional resources related to Perham Motorcycle Insurance, visit the Minnesota Department of Insurance.
Did you know?
Much like car insurance, maintaining a good driving record can help keep motorcycle insurance rates low.
1. ^ Property Casualty Insurers Association of America (PCIAA)
2. ^ Insurance Institute for Highway Safety (IIHS)
3. ^ AAA Digest of Motor Laws and/or Minnesota DOT
4. ^ U.S. Department of Transportation
5. ^ Federal Highway Administration
6. ^ United States Census Bureau (2010)
