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Comprehensive Local Motorcycle Insurance Guide

Austin Motorcycle Insurance

Motorcycle Licenses in Austin

^ No person can operate a motorcycle or motor scooter on any street or highway without having [Read More]

Affordable Motorcycle Insurance in Austin, MN

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Motorcycle Laws in Austin

^ Anyone under the age of 18 riding a motorcycle and all operators of motorcycles with instructional permits must wear protective [Read More]

Motorcycle Insurance Providers in Austin, MN

Austin, MN Motorcycle Insurance

Austin, MN Motorcycle Insurance

Motorcycle Insurance Coverage Requirements in Austin


  • Minimum Liability Limits in Austin, MN: 30/60/10 [2]
    • 30  Required coverage up to $30,000 for one individual injured in an accident
    • 60  Required coverage up to $60,000 for all persons injured in an accident
    • 10  Required coverage up to $10,000 for property damage in an accident

  • Insurer Verification of Insurance in Austin [2]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
    • Insurer must verify randomly selected insurance policies upon request.

Austin Motorcycle Insurance Liability Requirements

Required Motorcycle Insurance Coverage in Austin

Mandatory motorcycle insurance coverage for riders in the state of Austin, MN.

  • Motorcycle Insurance Requirements in Austin [2]
    • Bodily injury liability coverage
    • Property damage liability coverage
    • Uninsured motorist coverage
    • Underinsured motorist coverage
    • Personal injury protection coverage

Motorcycle Helmet Laws in Austin

    • Motorcycle helmets required for 17 and younger. [3]

Motorcycle Insurance Laws & Regulations in Austin, MN

Motorcycle License Regulations in Austin, MN [3]

Detailed information about Austin laws and regulations regarding obtaining and maintaining a motorcycle license in the state.

Motorcycle License Laws in Austin
  • Motorcycle License Laws in Austin
    • No person can operate a motorcycle or motor scooter on any street or highway without having a valid standard driver's license with a 2-wheeled endorsement.
    • A 2-wheeled endorsement will be issued if the applicant has a valid 2-wheeled vehicle instruction permit and has passed a written examination and road test administered by the Department.
    • If the applicant is under age 18, he or she must also successfully complete an approved 2-wheeled vehicle driver safety course.
    • The Department can issue a 2-wheeled vehicle instruction permit to any person over 16 years of age who is in possession of a valid driver's license, is enrolled in an approved 2-wheeled vehicle driver's safety course (if under age 18), has passed a written examination for the permit, and has paid all necessary fees.

Motorcycle Equipment Laws in Austin, MN [3]

Various regulations and laws in Austin regarding riders and passengers of motorcycles, as well as the equipment used on bikes.

  • Motorcycle Equipment Laws in Austin
    • Anyone under the age of 18 riding a motorcycle and all operators of motorcycles with instructional permits must wear protective headgear.
    • All motorcycle operators must wear protective eye wear.
    • Any motorcycle with a seat designed or suited for use by a passenger must be equipped with foot rests for the passenger, reachable by both feet.
    • Every motorcycle must be equipped with at least 1 properly adjusted rear view mirror that is adjusted to reflect to the operator a view of the roadway for a distance of at least 200 feet.
    • An operator of a motorcycle must ride on a permanent and regular seat.

Rider & Driver Facts in Austin, MN

Rider & Driver Facts in Austin, MN

Austin Accident Reporting Regulations

  • Accident Reporting in Austin [3]
    • Crashes are required to be reported in cases of death, injury, or when property damage exceeds $1000.
    • The deadline to file a report is 10 days.

Austin Highway Facts

  • Speed Limits in Austin [2]
    • Rural interstates: 70 mph
    • Urban interstates: 65 mph
    • Other roads: 55 mph
  • Consumption of Motor Fuel in MN [4]
    • Minnesota ranked 23rd in the U.S. in 2011 in total motor fuel consumption.

Austin Motorcycle Registrations

  • Registered Riders in MN [5]
    • In 2012, Minnesota totaled 241,768 motorcycles registrations.
    • This number ranks 11th in the United States by state (including Washington, D.C.).
    • Note: MN ranked 20th in the nation in total auto registrations (all vehicle types) in 2011.

Additional information about Minnesota

About Austin

The city of Austin (Minnesota) has an approximate population of 24,718 and is located in Mower County. [6]

MN Motorcycle Insurance

Austin, MN Motorcycle Insurance

To learn more about about Motorcycle Insurance in Austin, or for additional resources related to Austin Motorcycle Insurance, visit the Minnesota Department of Insurance.

Did you know?

Many insurance companies offer discounts on insurance for graduates of motorcycle training courses.

Additional Cities in MN

References

1. ^ Property Casualty Insurers Association of America (PCIAA)

2. ^ Insurance Institute for Highway Safety (IIHS)

3. ^ AAA Digest of Motor Laws and/or Minnesota DOT

4. ^ U.S. Department of Transportation

5. ^ Federal Highway Administration

6. ^ United States Census Bureau (2010)