Mccullom Lake Motorcycle Insurance

Motorcycle Insurance Coverage Requirements in Mccullom Lake

• Minimum Liability Limits in Mccullom Lake, IL: 20/40/15 ^[2]
• • 20  Required coverage up to $20,000 for one individual injured in an accident
  • 40  Required coverage up to $40,000 for all persons injured in an accident
  • 15  Required coverage up to $15,000 for property damage in an accident

• Insurer Verification of Insurance in Mccullom Lake ^[2]
• • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
  • Insurer must verify financial responsibility or insurance after an accident or arrest.
  • Insurer must verify randomly selected insurance policies upon request.

Mccullom Lake Motorcycle Insurance Liability Requirements

Mandatory motorcycle insurance coverage for riders in the state of Mccullom Lake, IL.

• Motorcycle Insurance Requirements in Mccullom Lake ^[2]
• • Bodily injury liability coverage
  • Property damage liability coverage
  • Uninsured motorist coverage

Motorcycle Helmet Laws in Mccullom Lake

• • No law in place. ^[3]

Motorcycle License Regulations in Mccullom Lake, IL ^[3]

Detailed information about Mccullom Lake laws and regulations regarding obtaining and maintaining a motorcycle license in the state.

• Motorcycle License Laws in Mccullom Lake
• • Licenses will not be issued to any person under the age of 18 as an operator of a motorcycle unless the person has completed a motorcycle training course approved by IDOT and the required Secretary of State's motorcycle driver's examination.
  • A 12-month instruction permit for a motor-driven cycle or motorcycle may be issued to a person 18 years of age or more, which entitles the holder to drive upon the highways during daylight under the direct supervision of a licensed motor-driven cycle operator or motorcycle operator with the same or greater classification, who is 21 years of age or older and who has at least 1 year of driving experience.
  • An instruction permit for a Class M license may be issued to an applicant under age 18 only after successful completion of an approved driver education course and documentation of enrollment in an Illinois Department of Transportation (IDOT) Motorcycle Rider Education course.

Motorcycle Equipment Laws in Mccullom Lake, IL ^[3]

Various regulations and laws in Mccullom Lake regarding riders and passengers of motorcycles, as well as the equipment used on bikes.

• Motorcycle Equipment Laws in Mccullom Lake
• • Illinois does not have a motorcycle helmet law.
  • Every driver and passenger must be protected by glasses, goggles, or a transparent shield.
  • Any motorcycle carrying a passenger, other than in a sidecar or enclosed cab, must be equipped with footrests for such passenger.
  • No person shall operate any motorcycle with handlebars higher than the height of the shoulders of the operator when seated on the motorcycle.
  • Motorcycles and motor-driven cycles need not be equipped with electric turn signals.